Hmda test study guide - Study guides, Class notes & Summaries
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HMDA Test Study Guide 2| Questions with 100% Correct Answers (A Rated)
- Exam (elaborations) • 15 pages • 2024
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Loan Application Register - ANSWER Document used to report home mortgage loans by 
financial institutions subject to HMDA reporting 
Depository Institution - ANSWER Bank, savings association, or credit union with assests OVER 
44 million as of 12/31 of the preceding year, had 1 office in an MSA, orginated at least 1 home 
mortgage loan (1-4 family), and is federally insured or regula
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HMDA Test Study Guide| Questions with 100% Correct Answers (A Rated
- Exam (elaborations) • 8 pages • 2024
- Available in package deal
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- $12.49
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Government Monitoring Information (GMI) - ANSWER reported information about the race, 
sex, and ethnicity of the applicant(s). 
A Metropolitan Division (MD) - ANSWER is a county or group of counties within an Metropolitan 
Statistical Area (MSA) thatis urban, population over 2.5 million AND consists of one or more 
main/secondary counties that represent 
an employment center or centers plus adjacent counties associated with the main/secondary 
county or counties through commuting ties.
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