Hud housing exam stuvia - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Hud housing exam stuvia? On this page you'll find 38 study documents about Hud housing exam stuvia.
All 38 results
Sort by
-
HUD Housing Counseling Exam 2023-2024 with Complete Solutions
- Exam (elaborations) • 35 pages • 2024
-
Available in package deal
-
- $14.99
- + learn more
HUD Housing Counseling Exam with Complete SolutionsHUD Housing Counseling Exam with Complete SolutionsHUD Housing Counseling Exam with Complete Solutions 
Back-end ratio - ANSWER-The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by ...
-
HUD Housing Counseling Exam 2023-2024 Questions and Answers (Graded A)
- Exam (elaborations) • 42 pages • 2024
-
Available in package deal
-
- $14.99
- + learn more
HUD Housing Counseling Exam Questions and Answers (Graded A) 
 
 
HUD Housing Counseling Exam Questions and Answers (Graded A) 
 
 
HUD Housing Counseling Exam Questions and Answers (Graded A) 
 
 
 
Rental Obstacle + Solutions: Low Income - ANSWER--Some Renters reject people whose Rent would be more than 30% of GMI 
-Solutions 
-Apply for Housing Assistance 
-Expand housing search areas 
-Get a roommate 
-Move in w/family or friends 
 
Strategies for decreasing expenses and debt - ANSWER-Pr...
-
HUD Housing Exam 2023-2024 Questions and Answers 100% Correct
- Exam (elaborations) • 10 pages • 2024
-
Available in package deal
-
- $11.99
- + learn more
HUD Housing Exam Questions and Answers 100% CorrectHUD Housing Exam Questions and Answers 100% CorrectHUD Housing Exam Questions and Answers 100% CorrectHUD Housing Exam Questions and Answers 100% CorrectHUD Housing Exam Questions and Answers 100% Correct 
Which document should the counselor review with the client to identify spending habits and track expenses: - ANSWER-Bank statement 
 
Which additional information would the housing counselor need to prepare a household budget for this cli...
-
HUD Housing Counseling Exam Accurate 100%
- Exam (elaborations) • 42 pages • 2024
-
Available in package deal
-
- $12.99
- + learn more
Rental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI 
-Solutions 
-Apply for Housing Assistance 
-Expand housing search areas 
-Get a roommate 
-Move in w/family or friends 
 
Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" 
-reduce or eliminate "wants" 
-cancel or downgrade services(e.g. cable, telephone) 
-limit miscellaneous spending 
- stick to a shopping list 
- pay off a loan or credi...
-
HUD Housing Counseling Exam Complete Questions and Answers(RATED A)
- Exam (elaborations) • 29 pages • 2024
-
Available in package deal
-
- $12.49
- + learn more
Civil Rights Act of 1866 - ANSWER Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - ANSWER banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - ANSWER added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - ANSWER Added Disability and familial status to protected classes. 
 
Real Estate Settlement a...
Fear of missing out? Then don’t!
-
HUD Housing Counseling Exam 100% Correct
- Exam (elaborations) • 35 pages • 2024
-
Available in package deal
-
- $13.49
- + learn more
Back-end ratio - ANSWER The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. 
Calculation: 
Deb...
-
HUD Housing Counselor Certification Practice Exam Solved 100%
- Exam (elaborations) • 36 pages • 2024
- Available in package deal
-
- $11.99
- + learn more
What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer 50% 
 
Which is the maximum recommended housing ratio for renting an apartment? - Answer 30% 
 
Eligibility requirements for down-payment assistance programs include which factors? - Answer Income, home-buyer education, purchase price 
 
The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an 
FHA mortgage? - Answer 1.75% 
...
-
HUD Housing Counseling Exam Questions & Answers Correct 100%
- Exam (elaborations) • 41 pages • 2024
- Available in package deal
-
- $13.99
- + learn more
Civil Rights Act of 1866 - Answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) 
 
Fair Housing Act of 1968 - Answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) 
 
Housing and Community Development Act of 1974 - Answer added gender (sex) to the protected classes 
 
Fair Housing Amendments Act of 1988 - Answer Added Disability and familial status to protected classes. 
 
Real Estate Settlement a...
-
HUD Housing Counseling Exam Questions & Answers 100% Correct
- Exam (elaborations) • 63 pages • 2024
- Available in package deal
-
- $13.99
- + learn more
Rental Obstacle + Solutions: Low Income - Answer -Some Renters reject people whose Rent would be more than 30% of GMI 
-Solutions 
-Apply for Housing Assistance 
-Expand housing search areas 
-Get a roommate 
-Move in w/family or friends 
 
Strategies for decreasing expenses and debt - Answer Prioritize "needs over "wants" 
-reduce or eliminate "wants" 
-cancel or downgrade services(e.g. cable, telephone) 
-limit miscellaneous spending 
- stick to a shopping list 
- pay off a loan or credi...
-
HUD Housing Counseling Exam 2023-2024 Questions and Answers (Graded A+)
- Exam (elaborations) • 42 pages • 2024
- Available in package deal
-
- $24.49
- + learn more
Rental Obstacle + Solutions: Low Income - ANSWER--Some Renters reject people whose Rent would be more than 30% of GMI 
-Solutions 
-Apply for Housing Assistance 
-Expand housing search areas 
-Get a roommate 
-Move in w/family or friends 
 
Strategies for decreasing expenses and debt - ANSWER-Prioritize "needs over "wants" 
-reduce or eliminate "wants" 
-cancel or downgrade services(e.g. cable, telephone) 
-limit miscellaneous spending 
- stick to a shopping list 
- pay off a loan or credi...
Do you wonder why so many students wear nice clothes, have money to spare and enjoy tons of free time? Well, they sell on Stuvia! Imagine your study notes being downloaded a dozen times for $15 each. Every. Single. Day. Discover all about earning on Stuvia