Life insurance exam 2025 - Study guides, Class notes & Summaries
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Midterm Exam: NR605/ NR 605 (Latest Update 2024/ 2025) Diagnosis & Management in Psychiatric-Mental Health across the Lifespan I Practicum Review |Weeks 1-4 Covered| Questions and Verified Answers| 100% Correct- Chamberlain
- Exam (elaborations) • 56 pages • 2024
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Midterm Exam: NR605/ NR 605 (Latest Update 2024/ 2025) Diagnosis & Management in Psychiatric-Mental Health across the Lifespan I Practicum Review |Weeks 1-4 Covered| Questions and Verified Answers| 100% Correct- Chamberlain 
 
Q: Treatment Hierarchy Framework 
 
 
Answer: 
therapeutic aims at the base of the model must be addressed before the client can move up the triangle 
 
Top: Stabilization 
Internal resources 
External resources 
Bottom: Foundational needs 
 
 
 
Q: strategies to support r...
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NYS Life, accident, and health insurance Exam 2024/2025 already graded A+
- Exam (elaborations) • 27 pages • 2024 Popular
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NYS Life, accident, and health insurance Exam 2024/2025 already graded A+
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XCEL LIFE INSURANCE FINAL EXAM 2024-2025 XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL LIFE INSURANCE FINAL EXAM XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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PSI LIFE INSURANCE EXAM 2024-2025 NEWEST EXAM REAL EXAM DETAILED QUESTIONS AND GUARANTEED ANSWERS TOP GRADED A+ BY EXPERTS.
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PSI LIFE INSURANCE EXAM 
NEWEST EXAM REAL EXAM DETAILED 
QUESTIONS AND GUARANTEED ANSWERS 
TOP GRADED A+ BY EXPERTS. 
How does the per capita rule apply to proceeds from a life insurance policy? - 
ANSWER- The proceeds are divided equally among living primary beneficiaries. 
In order to AVOID being classified as an MEC, a policy must pass which of the 
following? - ANSWER- 7-Pay Test 
When is a representation false? - ANSWER- when the facts fail to correspond with its 
assertions or stipul...
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)
- Exam (elaborations) • 27 pages • 2023
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers) 
 
 
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California life accident and he...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
- Exam (elaborations) • 20 pages • 2024
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 36 pages • 2024
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: A life policy that has premiums that are lower than normal during the early years is called 
 Decreasing term 
 Modified life 
 Variable life 
 Limited-pay life 
 
 
Answer: 
Modified life 
 
 
Q: a material change in a modified endowment contract (MEC) results in 
the contract becoming void 
a new contestable period 
the seven pay test, adjustable for cash value, applies again 
a tax ...
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