Morgage agent Study guides, Class notes & Summaries
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Mortgage Agent Final Exam Practice Questions with 100% Correct Answers | Latest Update 2023/2024 (GRADED A+)
- Exam (elaborations) • 22 pages • 2023
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How must the cost of borrowing be expressed in a borrower disclosure form? - 
ANSWER The cost of borrowing must be disclosed as an annual percentage rate, 
section 8.1 of Regulation 191/08 states that it must also be disclosed in dollars and 
cents over the course of the term for all fixed and variable rate mortgages. 
When or under what circumstances would a Broker not have to supply his or her 
borrower with a borrower disclosure form? - ANSWER If the brokerage does not 
require the borrower t...
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NMLS Safe Test Mortgage Licensing Practice Exam Q's Solved 100% Correct
- Exam (elaborations) • 29 pages • 2022
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Which federal law requires that the Loan Estimate be provided to the borrower within three business days of the time of loan application is taken? - ANSWER-TILA 
 
What type of scam entails homeowners who are encouraged to refinance their property over and over until little or no equity remains? - ANSWER-Loan flipping or churning 
 
After a loan closing, funds are disbursed. When are the funds disbursed for an owner-occupied, residential refinance? - ANSWER-After 3 business-day rescission period...
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Morgage Agent Final Exam prep pt2
- Exam (elaborations) • 10 pages • 2023
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Morgage Agent Final Exam prep pt2...
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Florida Real Estate Exam
- Exam (elaborations) • 15 pages • 2024
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Florida Real Estate Exam 
 
 
 
Owners that buy income properties as investments and depend on professionals to manage them - ANS Absentee Owners 
 
a Value estimated based on resent sales of similar properties in the same neighborhood, not an appraisal - ANS CMA -Comparative Market Analysis... 
 
A contractor is employed by an owner of land to build on that land to the owner's specifications - ANS Custom Building 
 
When a contractor builds on his own land with the hope of locating...
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