Nfip an agreement - Study guides, Class notes & Summaries
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Louisiana Property and Casualty Exam Questions and Answers Already Passed
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Louisiana Property and Casualty Exam 
Questions and Answers Already Passed 
 
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the 
event of a loss, the insured must notify Any of the insurers providing coverage. 
 
The policy conditions define How parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing 
contracts which require all of the following elements EXCEPT ...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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WebCE Exam Questions with correct Answers
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Indirect Loss - Answer- A secondary loss that follows from a direct loss to insured property from a covered peril. 
Ex. Hotel expenses incurred by the insured while a fire-damaged home is repaired is an indirect loss that follows the direct loss of the home. 
 
Exclusive Agency System - Answer- An insurance distribution system in which producers (agents) represent a single company. 
Ex. In the exclusive agency system, insurers use independent contractors (exclusive agents) that represent only on...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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CFM Exam questions and answers 100% verified.
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CFM Exam questions and answers 100% verified. 
 
 
 
 
 
 
 
Shallow flooding problems fall into (3) categories - correct answer. Sheet flow, ponding, urban drainage, coastal flooding (depths 1-3 feet) 
 
Describe areas where ponding may be a problem - correct answer. Glaciated areas, caves and sinkholes, man-made features 
 
What are (5) Special Flood Hazards - correct answer. Closed basin lakes, uncertain flow paths, dam breaks, ice jams, mud flows 
 
Alluvial fan flooding is what typ...
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1 FLORIDA PUBLIC ADJUSTER STATE TEST QUESTIONS AND ANSWERS, GR| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |ADED A+/ VERIFIED/
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1 FLORIDA PUBLIC ADJUSTER STATE TEST QUESTIONS AND 
ANSWERS, GRADED A+/ VERIFIED/ 
Florida No-Fault Tort Exemption - -Those who comply with the law are granted limited immunity 
from suits of others through PIP coverage. 
4 Exceptions to Tort Exemption(Threshold of No-Fault) - -1. Significant and Permanent loss of bodily 
function. 
2.Permanent injury other than scarring and disfigurement. 
3.Significant and Permanent scarring or disfigurement. 
4.Death 
What does NFIP stand for? - -National ...
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Certified Floodplain Manager Test Questions With Verified Answers.
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What year did the US Congress pass the National Flood Insurance Act? - Answer 1968 
 
What did the National Flood Insurance Act create? - Answer National Flood Insurance Program 
 
What is NFIP? - Answer National Flood Insurance Program 
 
What is the acronym for the National Flood Insurance Program? - Answer NFIP 
 
The National Flood Insurance Program was created to do these two things? - Answer 1) reduce future flood losses theough local floodplain management, and 2) provide pr...
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Alabama Insurance: Property And Casualty Questions and Answers 2024
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As an inducement to insurance, giving any special discount, reduction of premium, special 
favor, or other valuable consideration is called? - Rebating 
If the state's minimum auto liability limits are 25/50/25, a driver with the limits of 10/20/10 is 
considered to be an: - Uninsured Motorist 
The insurer's promise to pay benefits according to the terms of the policy is found in what 
part of an insurance agreement? - Insuring Agreement 
Unendorsed homeowners policy will cover? - A Private ...
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Alabama Property and Casualty Insurance Questions and Answers Graded A
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Alabama Property and Casualty Insurance Questions and Answers Graded A 2 reasons - No Flood Catastophic, adverse selection 
Watercraft Policy Open cockpit, 26 feet or less in length 
Absolute Liabilty Strong Liklihood of harming others 
Intervening Cause Disruption in chain of events 
Negligence LBPD - Legal Duty Owed, Breach of Legal Duty, Proximate Cause, and Damages. 
25 mph What is the maximum horesepower a boat can have and be covered under a H.O. Policy 
Personal Liability Coverage Single ...
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Principles of Real Estate 1- Champions Quiz Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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Contracts with a person who lacks mental capacity can be - either void or voidable 
Community property is a concept of - Spanish law, and marriage is regarded as a partnership. 
Intermediary Without Appointments. - an agent will have the opportunity to sell their own listing. 
Oil and gas companies employ - a large number of individuals with a real estate background. 
The NFIP - offers flood insurance 
The NFIP offers flood insurance to - homeowners, renters, and business owners 
The vast majori...
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