Pa life insurance Study guides, Class notes & Summaries

2023 HESI Med-Surg RN Custom Exam (for Med Surg II Class) Pics & Q&As Included (A+)Multiple Choice Identify the letter of the choice that best completes the statement or answers the question. 1. While assessing a client with diabetes mellitus, the nurse observes an absence of hair growth on the client's legs. What additional assessment provides further data to support this finding? a. Palpate for the presence of femoral pulses bilaterally. b. Assess for the presence of a positive Homan's...

HESI RN EXIT Comprehensive B latest update The nurse is caring for a client with a cerebrovascular accident (CVA) who is receiving enteral tube feedings. Which task performed by the UAP requires immediate intervention by the nurse? A.Suctions oral secretions from mouth B.Positions head of bed flat when changing sheets C.Takes temperature using the axillary method D.Keeps head of bed elevated at 30 degrees B Rationale: Positioning the head of the bed flat when enteral feedings are in p...

PA Life Insurance Exam Questions and Answers Already Passed Single premium cash value policy can be described as.. a policy that is paid up only after one payment All of the following are considered appropriate uses of life insurance.. - attracting quality employees by offering a group life plan - protecting the business by covering key employees with life insurance - funding an entity buy sell agreement The do not call list offers exemption from all except life insurance Ken ...

PA LIFE INSURANCE LATEST VERSION GRADED A+ Insurance created as a practical means to reduce the financial impact of an unexpected loss. life insurance transfers to a life insurance company the risk of financial loss resulting from the death of an insured person. The life insurance company guarantees to pay a specified amount of money to a beneficiary when the insured dies. annuity A cash contract between a person (the annuity owner) and a life insurance company (the annuity issuer...

PA Life, Accident, & Health Insurance Exam With 100% Correct Answers 2023

PA Life Insurance Exam – Latest 2024 Graded A+ Risk Uncertainty or chance of loss. When you buy or purchase insurance, you transfer the risk of Financial Liability to the Insurer (Risk Transferred). Self Insured You are considered to be Self-Insured if you do not purchase insurance. Risk Retention Not transferring the risk to the insurer. If you are Self Insured, then you are practicing Risk Retention. Pure Risk Chance of LOSS with NO chance of gain. Insurance is based upon th...

Which dividend option would an insurer invest the policy owners money & add any interest earnings as the dividends accrue.. Factors taken into consideration when applying for life insurance.. Which protects a PA policy owner from a mistake made on an application 2 years ago? In an insurance contract, the insurer is the only party legally obligated to perform. Because of this an insurance contract is considered.. The PA insurance department is responsible for Viatical settlem...

PA LIFE INSURANCE LICENSE EXAM 2024 WITH 100% CORRECT ANSWERS an immediate annuity has been purchased with a single premium. when does the annuitant typically begin receiving benefit payments? - correct answer 1 month An insurer will accept a premium from the insured and continue the coverage in full force as though it was NOT late during which time period? Incontestable period Probation period Reinstatement period Grace period - correct answer Grace period The grace period ...

What is the maximum penalty for habitual noncompliance with the Fair Credit Reporting Act? Which of the following statements best describes the effect the Accelerated Benefit provision would have on the benefits paid to the beneficiary If a beneficiary wanted a guarantee that benefits paid from principal and interst would be paid for a period of 10 years before being exhausted, what would a beneficiary select? What is the benefit of choosing extended term as a nonforfeiture option...

WEBCE PA LIFE INSURANCE EXAM STUDY QUESTIONSWhat must an insurance company do to appoint a producer as its agent? - correct answer file a notice of appointment with the Department and pay the required fee Persons who commit crimes of dishonesty while engaged in interstate insurance transactions can be sentenced to all of the following EXCEPT - correct answer imprisonment for up to 25 years ABC Insurance Company diligently maintains files of advertisements it uses to market its health insur...

USA PATRIOT ACT Premium Payment (MODE) Higher Frequency = Higher Premiums Policy Replacement Level Term insurance Increasing Term Straight Life Limited-Pay Single premium Universal Life Variable Life Insurance Variable Universal Life Insurance Stock Companies Mutual companies Location of Incorporation(domicile) Domestic Insurer Foreign Insurer Alien insurer Commissioner of Insurance Counselor

PA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS Single premium cash value policy can be described as.. - correct answer a policy that is paid up only after one payment All of the following are considered appropriate uses of life insurance.. - correct answer - attracting quality employees by offering a group life plan - protecting the business by covering key employees with life insurance - funding an entity buy sell agreement The do not call list offers exemption from all exc...