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Coppinger's theory is that dogs evolved by ________ ___________, not ________ _________ natural selection, artifical selection According to Coppinger, proto-wolves genetically predisposed to show _______________. less flight distance than regular wolves New niche wolves gained _________ ________ for living with humans over regular wolves selective advantage Wild animals can be tamed by patient handling and socialization but they can't be considered domesticated until _____________. they...

What is a Punisher something the learner will work to avoid and diminishes likelihood behavior will repeat Primary Reinforcers food, reproductive opportunity, water, physical and emotional security, sometimes play Secondary Reinforcer The stimulus is paired with or predicting a primary reinforcer, EX: clicker predicting food Tertiary Reinforcer A behavior or stimulus that has been paired with or predicts a secondary reinforcer; helps create behavior chains Stimulus definition Something t...

Species Designation Canis Lupis Familiaris What does "Tame" mean? (v) to domesticate; (adj) a domesticated animal which is not dangerous or frightened of people; What is "Domestication"? (v) Adapting an animal (or plant) to life in intimate association with and to the advantage of humans; (adj- "domestic") An animal that has undergone extensive behavioral and biological changes resulting from selective breeding over the course of many generations resulting in tameness What does "Ne...

CHAPTER 1 ... What are the two elements of risk? -Uncertainty of outcome - Time of the outcome and type of outcome are uncertain -possibility of a negative outcome - at least 1 outcome is negative What is the difference between probability and possibility? Possibility - an outcome or event may or may not occur. It does not quantify the risk, only verifies the risk is there Probability - the likelihood than an outcome will occur, quantifies the risk. It is measurable and has value between ...

What is the formula for the GAAP method for determining return on equity Net Income / Average Owners Equity State insurance departments enforce insurance laws enacted by the state legislature What are the underwriting profitability functions of an insurer? guarding against adverse selection, ensuring adequate policyholders' surplus, and enforcing underwriting guidelines. what is the co-participation provision of a primary insurer in it's reinsurance program a provision in a reinsurance a...

Which one of the following functional areas of Keithly can assist Alex with this audit's irregularity? Special Investigation Unit Which one of the following best describes a FAIR plan and its insureds? State-run plans with cost spread among private insurers in the state Which one of the following departments provides information to the underwriting department to assist in selecting and rating risks? Risk control All corporations are obligated to promote the well-being of society. At the m...

Civil Law Comprehensive codes of written laws or statutes that apply to all legal questions. These systems rely on scholarly interpretations of their codes and constitutions rather than on court decisions Common Law Body of law derived from court decisions as opposed to statutes or constitutions. Doctrine of Stare Decisis Principle that lower courts must follow precedents set by higher courts Substantive Law Classification of law that creates, defines, and regulates parties' rights, dut...

Ethical behavior is based on reasoned consideration of all issues surrounding a conflict Morality is universal and basic to human relationships Maintaining high ethical standards is best associated with knowledge of law and regulations The Sarbanes-Oxley federal law requires that publicly traded companies identify principal ethics officers, create anonymous hotlines for reporting unethical behavior, and establish codes of ethics. Enforceable components of the CPCU Code of Professional Cond...

Risk the uncertainty about outcomes, with the possibility that some of the outcomes can be negative. Quantified by knowing the probability of the possible outcomes Probability the likelihood that an outcome or event will occur. Probabilities are stated as a decimal figure, a percentage, or a fraction. What are the 2 elements associated with risk? uncertainty of outcome + possibility of negative outcome Pure Risk a chance of loss or no loss, but no chance of gain. Speculative Risk a chance...

If you encounter a client with an open wounds, reddened scalp irritations, abnormal scalp flaking, or infectious diseases, discontinue the service(s) and refer them immediately and tactfully to a(n)... Physician The ... for design are likely to come from many sources: movies, TV, magazines, videos, even a person on the street — anywhere, at any time. Inspiration Which guideline involves a small slice of a previous subsection that is moved to the next position and becomes the new guidelin...