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Which body is responsible for ensuring that federally regulated insurance companies are adequately capitalized under the requirements of the federal Insurance Companies Act? A. CLHIA 0% B. Assuris C. OSFI D. IIROC C.A federal regulatory body, the Office of the Superintendent of Financial Institutions (OSFI), is responsible for ensuring that federally regulated insurance companies are adequately capitalized. The federal Insurance Companies Act governs these solvency requirements. Segregat...

Anagen first hair growth stage where new hair is produced. Arrector pili muscle located in the base of the hair follicle; when it contracts, the hair stands straight up, causing goosebumps Barbae Folliculitis ingrown hairs from shaving Catagen the hair grows upward and detaches itself frim the bulb Depilation Removing the hair at or near the surface of the skin Depilatory A substance used for temporarily removing superfluous hair by dissolving it at the skin level Electrolysis removing s...

What are the three key roles of cell division? State each role and give an example Reproduction: an amoeba single celled eukaryote divides into two cells. Growth+Development: fertilized egg divides into two cells, beginning embryo formation. Tissue Renewal: dividing bone marrow will give rise to new blood cells What is meant by the cell cycle? the life of a cell from the time it's first formed from a dividing parent cell until its own division into two cells What is a Genome? the cell's ...

When a drivers awareness and focused her from the driving task, it is called Driver inattention Driver distraction defers from other driver inattentions because Distraction is caused by specific of it An example of cognitive distraction is Talking on a cell phone The billboard flashing lights is A visual distraction Which of the following is an auditory distraction Crying child Pushing buttons to change the radio station is A biomechanical distraction What should I drive or do he or she ...

A producer is suggesting replacement if a prospective insured is given all of the following advice, EXCEPT: Convert your Term insurance to Whole Life Which of the following would be a valid reason for suspending or revoking an insurance license? The producer misappropriated money held in a fiduciary capacity Any criminal charges taken against a producer must be reported to the Commissioner of Insurance by the producer within how many days of the final disposition? 30 days Which of the foll...

Five classes of portable fire extinguishers A, B, C, D, and K Class A Ordinary combustibles (wood, paper, plastic, rubber, cloth) Class B Flammable/Combustible Liquids and Gases (hydrocarbon/alcohol based liquids/gases) Class C Electrical (fires involving energized electrical equipment) Class D Combustible metals (magnesium, potassium, titanium, zirconium) Class K Cooking oils

Which of the following definitions most closely defines agency A. . A relationship between an agent and a principal whereby the agent is subject to the control of the principal. B. A legal relationship by agreement of an agent and a principal whereby the principal is governed by the agent's decisions because of the agent's abilities. C. An agreement creating ownership in a property. D. An agreement creating possession of property. A. A relationship between an agent and a principal where...

Steamboat A boat powered by a steam engine. These were the main mode of travel for Newcomers moving Minnesota U. S. Congress The group of people who make laws for the United States. It consists of two groups of people, the Senate and the House of Representatives. governor The head of the executive branch of the state of Minnesota. Minnesota's current Governor Tim Walz Immigrant A person who comes into a country to live there. State A geographic area with boundaries, residents and a gover...

Portable fire extinguishers should be chosen based on the: type of fuel that is burning. What classification of portable fire extinguisher is used for fires that involve combustible liquids and gases? Class B What classification of portable fire extinguisher is used for fires that involve combustible metals and alloys? Class D What classification of portable fire extinguisher is used on fires that involve combustible cooking oils? Class K Which method of extinguishing works by excluding o...

When operating a fire extinguisher, the acronym PASS can be used to assist you in the steps. What does the acronym stand for? A) Point, aim, shoot, stream B) Point, arms length, sweep, side C) Push, aim, side, side D) Pull, aim, squeeze, sweep Feedback : Fundamentals of Fire Fighter Skills, Fourth Edition, page 250 D) Pull, aim, squeeze, sweep Why can dry chemical extinguishers be used on Class C fires? A) Because dry chemicals are chemically similar to water B) Because dry chemicals d...