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Define farming premises for crops and livestock roadside stands and farmers markets Three Basic differences between types of arms 1) The product grown or produced 2) Types of specialized machinery or equipment used 3) The types of buildings required Identify the 4 coverages generally provided by most farm policies 1) dwelling building and personal property 2) Major outbuildings and contents 3) Machinery and equipment 4) General liability 4 types of farm structures that might be insured...

What area of law does Criminal Law address? Criminal law deals with wrongs against society How does criminal law deal with violators? Prosecute them in criminal courts with fines, imprisonment or probation What area of law does civil law or common law address? Concerned with settling disputes between individuals or other legal entities in matters not involving a criminal act What is the goal of civil law? To seek compensation for the amount of the financial loss or damage suffered by the ...

Identify four perils that mobile homes are more susceptible to than conventional homes 1. Fire 2. Windstorms 3. Hail 4. Transportation Identify the purpose of "tie downs" Secure the unit to the foundation so that it remains stable during windstorms Explain the purpose of "dent clause" Excludes payment unless the exterior siding has been actually torn or punctured by the storm Identify 2 expenses included in the "Emergency Removal Expense" and state the amount available. 1. Discon...

Identify 4 possible options to deal with Risk , describe each Control the Risk ( loss control measures) Avoid the Risk ( rent Rather than buy ) Retain the risk ( self insurance or share risk through deductibles) Transfer the Risk ( purchase insurance ) Out of the 4 means of managing risk, which is the most practical? Transfer of Risk Identify the 5 elements required in all types of contracts Agreement , Consideration , Legality of Object , Legal Capacity( are they old enough , sane , sobe...

A broker friend told you that she recently sold a Tenants' Package Policy to a 16 year old who was attending university. It is your understanding that minors cannot enter into contracts for things not deemed to be the "necessities of life." What position does the law take regarding the enforceability of insurance contracts entered into by minors? The law recognizes that such persons are not entitled to enter into certain contracts. However, when they do, their right to void the contract ...

The nurse is instructing the patient with stable angina about the use of nitroglycerin. Which of the following statements, made by the patient, indicates the need for further teaching? A) "When the pain is really bad, I can crush the tablet with my teeth to make it work faster" B) "I will be sure to never remove the pills from the container they are in" C) "It's probably a good idea to take the medication before I have sex with my wife" D) "I should call my doctor if I experience fl...

Which client reaction should the nurse expect during a coronary artery spasm? Acute reduction in level of consciousness Gradual increase in peripheral edema Gradual increase in systolic blood pressure Sudden onset of acute chest pain Sudden onset of acute chest pain The nurse should expect a sudden onset of acute chest pain from a coronary artery spasm, which is characteristic of Prinzmetal angina, in which there is an acute reduction in coronary blood flow. An acute reduction in level of...

The community health nurse is planning health promotion teaching targeted at preventing coronary artery disease (CAD). Which ethnic group would the nurse select as the highest priority for this intervention? A. White male B. Hispanic male C. African American male D. Native American female A. White male The incidence of CAD and myocardial infarction (MI) is highest among white, middle-aged men. Hispanic individuals have lower rates of CAD than non-Hispanic whites or African Americans. Af...

Which of the following ages represents the earliest that a 16 year old's patient record can be discarded? 23 Patient records for a minor have to be maintained at least one year after they turn 18 and no less than seven years in total duration. In this instance the patient would be 23 when the records no longer have to be maintained An outpatient clinic currently has three full-time physical therapists and one physical therapist assistant. Which of the following numbers is the MAXIMUM numb...

Reinstatement for unprofessional conduct At least 3 years of reinstatement of a license + 2 verified recommendations from a licensed PT Reinstatement for early terminations probation at least 2 years + 2 verified recommendation from license PT Reinstatement for revoked mental or physical illness At lear 1 year + 2 verified recommendation from license PT First Violations of the PT Practice Act Misdemeanor Fine NOT exceeding $1000 or imprisonment in a county jail NOT exceeding 6 months, OR ...