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Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only Questions and Answers 100% Pass

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Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only Questions and Answers 100% Pass Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? - 24 hours Question 3 L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer discovers that ...

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Final Exam XCEL VA Exam Questions and Answers 100% Pass

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Final Exam XCEL VA Exam Questions and Answers 100% Pass The free-look period for a new Medicare Supplement policy is - 30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as the - cost basis All of these are duties that a producer may be required to perform when delivering an insurance policy EXCEPT - leave a conditional receipt with client which ...

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North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass

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North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty What is the name of the law that requires insurers to disclose information gathering practices and where the information was ob...

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NV XCEL Exam Questions and Answers 100% Pass

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NV XCEL Exam Questions and Answers 100% Pass An incomplete life insurance app submitted to an insurer will result in which of these actions? - App will be returned to the writing agent Which of the following is an ex of defamation? (A) Circulating brochures falsely denouncing financial condition of an insurer (B) Making statements that encourage purchase of term life insurance over whole life (C) Issuing pamphlets containing false info about term life (D) Publishing a newsletter that mak...

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XCEL all chapter final exams/ insurance part 2 Questions and Answers 100% Pass

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XCEL all chapter final exams/ insurance part 2 Questions and Answers 100% Pass A policyholder has a major medical plan with a 80%/20% coinsurance and a deductible of $75. If the insured has previously met her deductible and receives a bill for $175, how much will the insurer pay? - $140 The conversion privilege under a group life plan allows an employee to convert to a(n) - individual plan upon employment termination The suicide clause of a life insurance policy states that if an insured...

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XCEL Arizona Life and Health Insurance State Exam Questions and Answers 100% Pass

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XCEL Arizona Life and Health Insurance State Exam Questions and Answers 100% Pass Under a long-term care inflation rider, the benefit levels - periodically increase without proof of insurability In order for a health plan to be an "accountable health plan", who has to approve it? - the director Medicare Part A coinsurance payments are covered by - Medicare Supplement Plan A Employees generally receive workers compensation benefits for - lost wages and medical expenses due to occupa...

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XCEL Chapter 4 - Health and Accident Insurance Questions and Answers 100% Pass

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XCEL Chapter 4 - Health and Accident Insurance Questions and Answers 100% Pass Sole proprietors are permitted tax deductions for health costs paid from their earnings in the amount of - 100% of costs What is issued to each employee of an employer health plan? - Certificate Health insurance will typically cover which of the following perils? - Injury due to accident The purpose of the Coordination of Benefits provision in group accident and health plan is to - Avoid overpayment of claims ...

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Class A Operator UST Exam Questions and Answers 100% Pass

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Class A Operator UST Exam Questions and Answers 100% Pass Is this statement true or false? Fiberglass and flexible plastic piping do not need to have cathodic protection. - False. Cathodic protection - a technique used to control the corrosion of a metal surface by making it the cathode of an electrochemical cell. A simple method of protection connects the metal to be protected to a more easily corroded "sacrificial metal" to act as the anode. Fill in the blank to make the statement...

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Class D Water Operator Exam Questions and Answers 100% Pass

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Class D Water Operator Exam Questions and Answers 100% Pass What are some physical characteristics of water? - Temperature, turbidity, color, taste, odor What are some chemical characteristics of water? - Hardness, pH, solids, and gases What is turbidity? - the amount of suspended matter, such as clay, silt, organic matter, and microorganisms in water T/F Water is never found pure in nature. - True Is turbidity more of a problem in groundwater or surface water? - Surface water A system...

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