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Louisiana P&C Insurance Exam Correct Questions With Complete Answers 2023
Commissioner's term of office - ANSWERS4 years 
 
Commissioners will examine each insurer - ANSWERS5 years 
 
Time to conduct a hearing - ANSWERS30 days 
 
Age to apply for producer's license - ANSWERS18 years old 
 
Producer license valid for how long - ANSWERS2 years 
 
How long to file notice of appointment with Commissioner - ANSWERS15 days 
 
How long for commissioner to determine whether producer is suitable for appointment - ANSWERS30 days 
 
How long for Commissioner to inform insurer ...
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- Exam (elaborations)
- • 5 pages •
Commissioner's term of office - ANSWERS4 years 
 
Commissioners will examine each insurer - ANSWERS5 years 
 
Time to conduct a hearing - ANSWERS30 days 
 
Age to apply for producer's license - ANSWERS18 years old 
 
Producer license valid for how long - ANSWERS2 years 
 
How long to file notice of appointment with Commissioner - ANSWERS15 days 
 
How long for commissioner to determine whether producer is suitable for appointment - ANSWERS30 days 
 
How long for Commissioner to inform insurer ...
Louisiana Property & Casualty Insurance Course Exam Already Scored A+
Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
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- Exam (elaborations)
- • 17 pages •
Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
Property and Casualty Exam- Louisiana Questions & Answers
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the event of a loss, the insured must notify - ANSWERSAny of the insurers providing coverage. 
 
The policy conditions define - ANSWERSHow parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT - ANSWERSConditions. 
 
The value placed on property insured u...
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- Exam (elaborations)
- • 20 pages •
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the event of a loss, the insured must notify - ANSWERSAny of the insurers providing coverage. 
 
The policy conditions define - ANSWERSHow parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT - ANSWERSConditions. 
 
The value placed on property insured u...
Louisiana Property and Casualty Insurance Exam Q&A (RATED A+)
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - ANSWERSc) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the differe...
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- Exam (elaborations)
- • 33 pages •
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 - ANSWERSc) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the differe...
NASM Personal Training Certification Exam 2023-2024 Update| Verified 100%
Muscle imbalances - ANSWERSalteration of muscle length surrounding a joint 
 
Obesity - ANSWERSThe condition of being considerably overweight, and refers to a person with a body mass index of 30 or greater, or who is at least 30 pounds over his or her recommended weight 
 
What is the BMI of a typical obese individual? - ANSWERS30 or greater 
 
Refers to a person with a body mass index of 25-29.9 or who is between 25-30 pounds over the recommended weight - ANSWERSoverweight 
 
These are also kno...
- Exam (elaborations)
- • 18 pages •
Muscle imbalances - ANSWERSalteration of muscle length surrounding a joint 
 
Obesity - ANSWERSThe condition of being considerably overweight, and refers to a person with a body mass index of 30 or greater, or who is at least 30 pounds over his or her recommended weight 
 
What is the BMI of a typical obese individual? - ANSWERS30 or greater 
 
Refers to a person with a body mass index of 25-29.9 or who is between 25-30 pounds over the recommended weight - ANSWERSoverweight 
 
These are also kno...
Nasm PES Exam 2023-2024 Questions & Answers(Rated A+)
Enhances performance - ANSWERSImportant benefit of executing performance nutrition strategy? 
 
General population experiences shoulder pain in a year? - ANSWERS21% 
 
What is the median length of time that thought content remains on target? - ANSWERS5 seconds 
 
What type of supplements should athletes avoid? - ANSWERSProprietary blends 
 
What muscles have decreased activation in individual with Lower back pain? - ANSWERSTransverse abdominus, internal obliques, multifidus 
 
Progression of upp...
- Exam (elaborations)
- • 3 pages •
Enhances performance - ANSWERSImportant benefit of executing performance nutrition strategy? 
 
General population experiences shoulder pain in a year? - ANSWERS21% 
 
What is the median length of time that thought content remains on target? - ANSWERS5 seconds 
 
What type of supplements should athletes avoid? - ANSWERSProprietary blends 
 
What muscles have decreased activation in individual with Lower back pain? - ANSWERSTransverse abdominus, internal obliques, multifidus 
 
Progression of upp...
PES Final Exam 1 Review Questions & Answers (Latest Update)
Which of the following muscles have decreased activation in an individual with LOW BACK PAIN - ANSWERSDiaphragm and Deep Erector Spinae 
 
Which of the following is true of the SAID Principle? - ANSWERSYour body will adapt to demands you impose on it 
 
What is the appropriate amount of rest to be programmed in the strength level of core exercises - ANSWERS0-60s 
 
Athletes who are vegan/vegetarian are more likely to be deficient in which amino acid? - ANSWERSLysine 
 
During a lateral ankle spr...
- Exam (elaborations)
- • 7 pages •
Which of the following muscles have decreased activation in an individual with LOW BACK PAIN - ANSWERSDiaphragm and Deep Erector Spinae 
 
Which of the following is true of the SAID Principle? - ANSWERSYour body will adapt to demands you impose on it 
 
What is the appropriate amount of rest to be programmed in the strength level of core exercises - ANSWERS0-60s 
 
Athletes who are vegan/vegetarian are more likely to be deficient in which amino acid? - ANSWERSLysine 
 
During a lateral ankle spr...
NASM PES PRACTICE EXAM| 200 Questions With Correct Answers
Sport beam - ANSWERSWhich of the following is considered a balance modality? 
 
CO-contraction - ANSWERSWhich coordinated muscle action does balance-stabilization training improve? 
 
Prone Iso-Abs - ANSWERSThe transverse abdominis is best activated by performing which of the following exercises? 
 
Autogenic inhibition - ANSWERSWhich of the following happens to improve soft-tissue extensibility during self-myofascial release? 
 
Mastery-oriented - ANSWERSWhich of the following describes the mot...
- Exam (elaborations)
- • 14 pages •
Sport beam - ANSWERSWhich of the following is considered a balance modality? 
 
CO-contraction - ANSWERSWhich coordinated muscle action does balance-stabilization training improve? 
 
Prone Iso-Abs - ANSWERSThe transverse abdominis is best activated by performing which of the following exercises? 
 
Autogenic inhibition - ANSWERSWhich of the following happens to improve soft-tissue extensibility during self-myofascial release? 
 
Mastery-oriented - ANSWERSWhich of the following describes the mot...
NASM PES 2023 Exam Review Questions & Answers Already Passed
Principle of Specificity - ANSWERSThe body will adapt to demands placed on it. 
 
Caffeine effects... - ANSWERSCNS, heart, and skeletal muscles 
 
Risk factor for tendonitis - ANSWERSCold weather 
 
As stretch intensity increases, - ANSWERSfrequency of nerve impulses increases 
 
Acute effects occur - ANSWERSShortly after ingestion 
 
Rate Coding - ANSWERSFiring frequency of motor units 
 
Structural efficiency - ANSWERSCapability if the body to overcome forces to maintain alignment of the muscu...
- Exam (elaborations)
- • 11 pages •
Principle of Specificity - ANSWERSThe body will adapt to demands placed on it. 
 
Caffeine effects... - ANSWERSCNS, heart, and skeletal muscles 
 
Risk factor for tendonitis - ANSWERSCold weather 
 
As stretch intensity increases, - ANSWERSfrequency of nerve impulses increases 
 
Acute effects occur - ANSWERSShortly after ingestion 
 
Rate Coding - ANSWERSFiring frequency of motor units 
 
Structural efficiency - ANSWERSCapability if the body to overcome forces to maintain alignment of the muscu...
NASM Stretching and Flexibility Exam 2023-2024 Questions & Answers
How often should self-stretching techniques be performed for the best results? -ANSWERS Daily 
 
What should be done if a client completes a self-assessment and finds one side that is more restricted in movement? -ANSWERS The client should contract the antagonist muscle to inhibit and lengthen the stretching muscle. 
 
What should the fitness professional do to cause reciprocal inhibition in a client that is pushing back during a stretch? -ANSWERS The client should contract the antagonist muscle...
- Exam (elaborations)
- • 18 pages •
How often should self-stretching techniques be performed for the best results? -ANSWERS Daily 
 
What should be done if a client completes a self-assessment and finds one side that is more restricted in movement? -ANSWERS The client should contract the antagonist muscle to inhibit and lengthen the stretching muscle. 
 
What should the fitness professional do to cause reciprocal inhibition in a client that is pushing back during a stretch? -ANSWERS The client should contract the antagonist muscle...
Property and Casualty Insurance EXAM Questions & Answers