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Dave Ramsey Personal Finance Chapter 2 Questions and Answers
Dave Ramsey Personal Finance Chapter 2 
Questions and Answers 
Saving money over time for a large purchase. - Answer️️ -Sinking fund 
When you're older and out of school, you'll need to grow your emergency fund into a full 
three to six months' worth of expenses. - Answer️️ -True 
Money today has different buying power than the same amount of money in the future. - 
Answer️️ -Time value of money 
The five steps to financial success - Answer️️ -Five Foundations 
You should save...
- Package deal
- Exam (elaborations)
- • 6 pages •
Dave Ramsey Personal Finance Chapter 2 
Questions and Answers 
Saving money over time for a large purchase. - Answer️️ -Sinking fund 
When you're older and out of school, you'll need to grow your emergency fund into a full 
three to six months' worth of expenses. - Answer️️ -True 
Money today has different buying power than the same amount of money in the future. - 
Answer️️ -Time value of money 
The five steps to financial success - Answer️️ -Five Foundations 
You should save...
Dave Ramsey Foundations in Personal Finance - Chapter 7 Video Terms Questions and Answers 100% Pass
Dave Ramsey Foundations in Personal 
Finance - Chapter 7 Video Terms 
Questions and Answers 100% Pass 
Have in no way ______________ the truth. - Answer️️ -misrepresented 
Have not set out to ____ the other party. - Answer️️ -harm 
Have created a ___-___ deal. - Answer️️ -win win 
The first key to opening the door to huge bargains is learning to _________ everything. 
- Answer️️ -negotiate 
Win-win deals really work, so don't be ______ to ask for the deal. - Answer️️ -afraid...
- Package deal
- Exam (elaborations)
- • 3 pages •
Dave Ramsey Foundations in Personal 
Finance - Chapter 7 Video Terms 
Questions and Answers 100% Pass 
Have in no way ______________ the truth. - Answer️️ -misrepresented 
Have not set out to ____ the other party. - Answer️️ -harm 
Have created a ___-___ deal. - Answer️️ -win win 
The first key to opening the door to huge bargains is learning to _________ everything. 
- Answer️️ -negotiate 
Win-win deals really work, so don't be ______ to ask for the deal. - Answer️️ -afraid...
Dave Ramsey- Chapter 1 Questions and Answers
Dave Ramsey- Chapter 1 Questions and Answers 
What is personal finance? - Answer️️ -All of the decisions and activities of an 
individual or family regarding their money; including spending, saving, budgeting, etc. 
What is a loan? - Answer️️ -A debt evidenced by a "note" which specifies that principal 
amount, interest rate and date of repayment 
What is interest? - Answer️️ -A fee paid by a borrower to the lender for the use of 
borrowed money; typically interest is calculated as...
- Package deal
- Exam (elaborations)
- • 3 pages •
Dave Ramsey- Chapter 1 Questions and Answers 
What is personal finance? - Answer️️ -All of the decisions and activities of an 
individual or family regarding their money; including spending, saving, budgeting, etc. 
What is a loan? - Answer️️ -A debt evidenced by a "note" which specifies that principal 
amount, interest rate and date of repayment 
What is interest? - Answer️️ -A fee paid by a borrower to the lender for the use of 
borrowed money; typically interest is calculated as...
Dave Ramsey Chapter 1 Questions and Answers
Dave Ramsey Chapter 1 Questions and Answers 
The first thing you should save for is your retirement fund - t/f - Answer️️ -False. 
Emergencies. 
Using pre-authorized checking helps save money - t/f - Answer️️ -True. 
Your first Baby Step to pay off all your debt - t/f - Answer️️ -False. The first Baby Step 
is saving $1,000 for an emergency fund 
A money market mutual fund is the best place for your fully funded emergency fund. - t/f 
- Answer️️ -True. 
A sinking fund makes money...
- Package deal
- Exam (elaborations)
- • 4 pages •
Dave Ramsey Chapter 1 Questions and Answers 
The first thing you should save for is your retirement fund - t/f - Answer️️ -False. 
Emergencies. 
Using pre-authorized checking helps save money - t/f - Answer️️ -True. 
Your first Baby Step to pay off all your debt - t/f - Answer️️ -False. The first Baby Step 
is saving $1,000 for an emergency fund 
A money market mutual fund is the best place for your fully funded emergency fund. - t/f 
- Answer️️ -True. 
A sinking fund makes money...
chapter 11 post test with 100% correct solutions
chapter 11 post test with 100% correct solutions 
it's best to develop good ______ now instead of waiting until you're on your own to 
figure it all out - Answer️️ -money habits 
Renting is a great option for many people. - Answer️️ -true 
Your rent payment should total no more than ___% of your take-home pay. - 
Answer️️ -25 
when you're ready to buy a house, the best option is a _______ - Answer️️ -15 year 
fixed rate 
how much of your monthly income is budgets specifically ...
- Package deal
- Exam (elaborations)
- • 4 pages •
chapter 11 post test with 100% correct solutions 
it's best to develop good ______ now instead of waiting until you're on your own to 
figure it all out - Answer️️ -money habits 
Renting is a great option for many people. - Answer️️ -true 
Your rent payment should total no more than ___% of your take-home pay. - 
Answer️️ -25 
when you're ready to buy a house, the best option is a _______ - Answer️️ -15 year 
fixed rate 
how much of your monthly income is budgets specifically ...
Dave Ramsey Personal Finance Chapter 2 Questions and Answers
Dave Ramsey Personal Finance Chapter 2 
Questions and Answers 
What is the first foundation in Dave's 5 foundations? - Answer️️ -Save $500 in an 
emergency fund 
Some people borrow money for large purchases, but we know that we should set our 
money aside in a ________________ over time and then pay for the big purchase in 
cash. - Answer️️ -Sinking Fund 
Spending more money than you make & acquiring debt - Answer️️ -Negative savings 
rate 
Money today has different buying power tha...
- Package deal
- Exam (elaborations)
- • 3 pages •
Dave Ramsey Personal Finance Chapter 2 
Questions and Answers 
What is the first foundation in Dave's 5 foundations? - Answer️️ -Save $500 in an 
emergency fund 
Some people borrow money for large purchases, but we know that we should set our 
money aside in a ________________ over time and then pay for the big purchase in 
cash. - Answer️️ -Sinking Fund 
Spending more money than you make & acquiring debt - Answer️️ -Negative savings 
rate 
Money today has different buying power tha...
Dave Ramsey Chapter 4 Questions and Answers 100% Pass
Dave Ramsey Chapter 4 Questions and 
Answers 100% Pass 
______ of Americans are living paycheck to paycheck - Answer️️ -70% 
If you tell a _____ long enough it becomes an accepted _____ - Answer️️ -myth; truth 
credit cards have been ________ with intensity - Answer️️ -marketed 
paradigm shift - Answer️️ -new way of thinking 
1950 Frank McNamara - Answer️️ -created the first credit card (65 years ago) 
diners club - Answer️️ -use credit cards them to pay for meals 
1958 B...
- Package deal
- Exam (elaborations)
- • 4 pages •
Dave Ramsey Chapter 4 Questions and 
Answers 100% Pass 
______ of Americans are living paycheck to paycheck - Answer️️ -70% 
If you tell a _____ long enough it becomes an accepted _____ - Answer️️ -myth; truth 
credit cards have been ________ with intensity - Answer️️ -marketed 
paradigm shift - Answer️️ -new way of thinking 
1950 Frank McNamara - Answer️️ -created the first credit card (65 years ago) 
diners club - Answer️️ -use credit cards them to pay for meals 
1958 B...
Chapter 1 Dave Ramsey Questions and Answers 100% Pass
Chapter 1 Dave Ramsey Questions and 
Answers 100% Pass 
What is financial literacy? - Answer️️ -The knowledge and skill base necessary for 
people to be informed consumers and manage their finances. 
As a single adult, you should.... - Answer️️ -Keep managing your money as a priority 
Banks got into credit business before 1920 because charging exceptionally high interest 
rates was legal. - Answer️️ -False 
Without any debt, you can be outrageously - Answer️️ -Generous 
Being a s...
- Package deal
- Exam (elaborations)
- • 3 pages •
Chapter 1 Dave Ramsey Questions and 
Answers 100% Pass 
What is financial literacy? - Answer️️ -The knowledge and skill base necessary for 
people to be informed consumers and manage their finances. 
As a single adult, you should.... - Answer️️ -Keep managing your money as a priority 
Banks got into credit business before 1920 because charging exceptionally high interest 
rates was legal. - Answer️️ -False 
Without any debt, you can be outrageously - Answer️️ -Generous 
Being a s...
Dave Ramsey Foundations in Personal Finance - Chapter 9 Video Terms Questions and Answers
Dave Ramsey Foundations in Personal 
Finance - Chapter 9 Video Terms 
Questions and Answers 
While paying insurance premiums may feel like you're losing money, in the end it really 
helps you ___ more of it. - Answer️️ -get 
When the consumer is _____ with ___________, the consumer makes different 
decisions. - Answer️️ -armed, information 
The purpose of insurance is to ________ risk. - Answer️️ -transfer 
Without proper insurance, certain losses can ________ you. - Answer️️ -b...
- Package deal
- Exam (elaborations)
- • 4 pages •
Dave Ramsey Foundations in Personal 
Finance - Chapter 9 Video Terms 
Questions and Answers 
While paying insurance premiums may feel like you're losing money, in the end it really 
helps you ___ more of it. - Answer️️ -get 
When the consumer is _____ with ___________, the consumer makes different 
decisions. - Answer️️ -armed, information 
The purpose of insurance is to ________ risk. - Answer️️ -transfer 
Without proper insurance, certain losses can ________ you. - Answer️️ -b...
Dave Ramsey: Chapter 3 Questions and Answers 100% Pass
Dave Ramsey: Chapter 3 Questions and 
Answers 100% Pass 
what is a consequence of overdrawing your checking account - Answer️️ -overdraft 
fee, stress, bounced check 
a written budget, if followed, removes what from your finances - Answer️️ -guilt, 
management by crisis, overspending 
percentage of american living paycheck to paycheck - Answer️️ -70% 
The zero-based budget is the best method of budgeting because - Answer️️ -ensures 
that every dollar you make is assigned a specif...
- Package deal
- Exam (elaborations)
- • 4 pages •
Dave Ramsey: Chapter 3 Questions and 
Answers 100% Pass 
what is a consequence of overdrawing your checking account - Answer️️ -overdraft 
fee, stress, bounced check 
a written budget, if followed, removes what from your finances - Answer️️ -guilt, 
management by crisis, overspending 
percentage of american living paycheck to paycheck - Answer️️ -70% 
The zero-based budget is the best method of budgeting because - Answer️️ -ensures 
that every dollar you make is assigned a specif...
Iowa dental board exam: jurisprudence questions and answers
Lacks clarity (layout/format), expected more expl & insight
Delaware Real Estate Law Final Exam Questions and Answers
Maryville University Pharmacology NURS- 615 Exam 2 Practice Questions and Answers (100% Pass)