POSSIBLEA QUALITY UPDATED EXAMS

Executive Branch -Correct Answer This branch enforces laws. Legislative Branch -Correct Answer This branch makes laws. Judicial Branch -Correct Answer This branch interprets laws. Interest groups -Correct Answer seek to influence the making and execution of public policy by engaging in political and public policy processes. Federalism -Correct Answer A system of government in which power is divided between a central authority and constituent units. Under the U.S. Constitution, this p...

What are the Progressive Amendments -Correct Answer Amendments that attempted to reform problems during the Progressive Era include: 16 - income tax (to make income more fair) 17 - direct election of senators (instead of state legislators choosing them) 18 - prohibition (because alcohol was a problem) 19 - women right to vote Why would the US want to practice imperialism? -Correct Answer -spread Christianity -new markets for US goods -new sources of raw materials -gain power and presti...

1st Amendment -Correct Answer AMENDMENT DEFINITION: Freedom of speech, the press, basic rights. 2nd Amendment -Correct Answer AMENDMENT DEFINITION: Right to bear Arms. 3rd Amendment -Correct Answer AMENDMENT DEFINITION: No Quartering of Troops. 4th Amendment -Correct Answer AMENDMENT DEFINITION: Protection against Unreasonable Search and Seizure. 5th Amendment -Correct Answer AMENDMENT DEFINITION: No discrimination against criminals. 6th Amendment -Correct Answer AMENDMENT DEFINIT...

citizens engage in civic duties...which civic or political activity can citizens carry out at state level? -Correct Answer signing a petition to place an issue on the ballot what happens when the laws of Ohio and the federal government contradict one another? -Correct Answer the U.S. Constitution is followed because it states that the laws of the United States take precedence over state law. Which action describes a civic responsibility at the local or municipal level? -Correct Answer part...

Reason 11th -Correct Answer REASON: The first Amendment that was not part of the Bill of Rights. Was made in result of the 1793 case "Chisholm v. Virginia". Reason 12th -Correct Answer REASON: This Amendment fixed the conflict with the electoral college regarding Presidential candidates, and Vice Presidents. Reason 16th -Correct Answer REASON: President William Taft proposed a 2% income tax on big business and corporations In 1909. Many people liked this idea, and this eventually led...

Systems of Government -Correct Answer unitary systems, federal systems, and confederate systems Definition of a State -Correct Answer a nation or territory considered as an organized political community under one government Early US issues of government prior to Articles of Confederation -Correct Answer British Involvement in US Government. etc. Characteristics of the National government under the Articles of confederation? -Correct Answer The Articles of Confederation created a relativ...

Sixteenth Amendment -Correct Answer gave congress the power to tax people's incomes Seventeenth Amendment -Correct Answer 1913 constitutional amendment allowing American voters to directly elect US senators Eighteenth Amendment -Correct Answer prohibited the manufacture, sale, and distribution of alcoholic beverages Nineteenth Amendment -Correct Answer granted women the right to vote in 1920 Twenty First Amendment -Correct Answer Repealed or ended the 18th amendment that banned al...

Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? -Correct Answer Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? -Correct Answer 24 hours Question 3 L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer discovers that L has understated range on the application. Under the misstatement of age provisi...

The free-look period for a new Medicare Supplement policy is -Correct Answer 30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as the -Correct Answer cost basis All of these are duties that a producer may be required to perform when delivering an insurance policy EXCEPT -Correct Answer leave a conditional receipt with client which of these wou...

Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: -Correct Answer 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? -Correct Answer Treaty What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? -Correct Answer Fair Credit Reporting Act Who elects the g...