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Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Answer- Free Look When will a policy pay on a UCR basis? - Answer- When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social service expenses incurred in a convalescent or nursing home facility? - Answer- long term care rider Whic...

Group Insurance - Answer- - the employer is the owner and receives the master contract - the employees are certificate holders which outlines the details of it - underwriting is much more liberal because its a large group and probably wont have adverse selection - if you want to get in at another time, employee has to show insurability What do you need to get Social Secutiry - Answer- - You have to work for 40 qtrs or 10 years Insurance Definition - Answer- - Transfer of risk from ...

Sally is considering her Medicare options. She understands that to enroll in Medicare Part B, she will have to pay a monthly premium. Since she is healthy, she is considering delaying her enrollment until later. Will she be able to enroll at a later date? 1.Yes, she can enroll at anytime in the future 2.Yes, however; she would have a permanent premium penalty when she does enroll 3.No, this is a take or leave it situation 4.Yes, but she would have to show evidence of good health. - Corre...

2. Before going off the end of the strip with both feet, fencers must be able to retreat from their on guard lines a total distance of: a) 7 meters b)5 meters c)6 meters - Answer- b) 5 meters 10. The specifications for the cuff of the glove are that: a) the cuff must cover the opening of the sleeve b)the cuff must be 8 cm long c) the cuff must cover approximately the lower half of the forearm - Answer- c) the cuff must cover approximately the lower half of the forearm 17. If Fencer X stops...

In a previous bout in the same pool, Fencer X committed an offense requiring an immediate Group 2 RED CARD. With no other penalties given in the current bout, X commits the same offense. What should the Referee do? - Answer- give x red card During the action, a spectator is loudly cheering for Fencer X. What should the Referee do? - Answer- (A) Call Halt! only if the cheering is disruptive. Fencer X stops fencing during a phrase without the referee having commanded "Halt!" They are subsequen...

There has been no official equipment check. With no other penalties given, Fencer X reports to the strip wearing a lamé with a small patch sewn on it. During the check it is found that the patch registers non-valid. What is the correct outcome? - Answer- Fencer X receives a YELLOW CARD; confiscate the lamé; Fencer X gets another lamé. F2. May a fencer hold a non-orthopedic foil ("French") grip by the pommel? - Answer- Yes. No penalties have been given in this bout. The current bout score ...

What is included in the Nuremberg Code - Answer- voluntary consent the National Research Act of 1974: - Answer- established the National Commission Issued in 1974, 45 CFR 46 raised to regulatory status: - Answer- US Public Health Service Policy What Belmont principle describes the application of informed consent - Answer- respect of persons Result of Beecher article: - Answer- ethical abuses are not limited to Nazi regime Use of prisoners in research is a concern under the the B...

The Belmont Report's principle of respect for persons incorporates at least two ethical convictions: first, that individuals should be treated as autonomous agents, and second, that: - Answer- persons with diminished autonomy are entitled to protection Which of the following is an example of how the principle of beneficence can be applied to a study employing human subjects? - Answer- Determining that the study has a maximization of benefits and a minimization of risks. Which of the f...

research misconduct - Answer- fabrication, falsification, plagiarism, or other practices that deviate from those that are commonly accepted within the scientific community for conducting or reporting research who proposed a research misconduct policy that was later adapted by 10 federal agencies? - Answer- the US office of science and technology (OSTP) fabrication - Answer- making up data or results and recording or reporting them falsification - Answer- manipulating research materia...

A researcher conducts a focus group to learn about attitudes towards hygiene and disease prevention. Two weeks after the focus group, the researcher learns one of the subjects had a heart attack at home and was hospitalized, but made a full recovery. Based on HHS regulations, should the researcher report this event to the IRB? - Answer- No, this does not need to be reported because it is unrelated to participation in the study. Researchers must report potential unanticipated problems that...