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NC life and health insurance study questions with certified answers
NC life and health insurance study questions with certified answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the following would help ...
- Exam (elaborations)
- • 28 pages •
NC life and health insurance study questions with certified answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the following would help ...
NC State LIFE Insurance Exam Questions and Answers Already Graded A+
NC State LIFE Insurance Exam Questions and Answers Already Graded A+ Insurable Interest Something of value that, if lost, would cause you financial harm. Must exist upfront at time of application. Legitimate financial reason for buying insurance. Impersonation Wrong person takes medical examination/test in connection with application for insurance. *Can be contested beyond 2 year incontestable clause* Adhesion Ins. Co. designs original contract. Insured has little or no control of ...
- Exam (elaborations)
- • 10 pages •
NC State LIFE Insurance Exam Questions and Answers Already Graded A+ Insurable Interest Something of value that, if lost, would cause you financial harm. Must exist upfront at time of application. Legitimate financial reason for buying insurance. Impersonation Wrong person takes medical examination/test in connection with application for insurance. *Can be contested beyond 2 year incontestable clause* Adhesion Ins. Co. designs original contract. Insured has little or no control of ...
NC Life Insurance Study Test Questions and Answers Graded A+
NC Life Insurance Study Test Questions and Answers Graded A+ The Family Plan Insurance Policy usually consists of: whole life insurance on the family head and term insurance on other family members A Jumping Juvenile Policy: automatically increases the face amount at a given age Excess interest credited under an index-linked method would pay interest in relation to: an external economic indicator Under a straight life annuity, an income is payable by the company: only so long...
- Exam (elaborations)
- • 4 pages •
NC Life Insurance Study Test Questions and Answers Graded A+ The Family Plan Insurance Policy usually consists of: whole life insurance on the family head and term insurance on other family members A Jumping Juvenile Policy: automatically increases the face amount at a given age Excess interest credited under an index-linked method would pay interest in relation to: an external economic indicator Under a straight life annuity, an income is payable by the company: only so long...
NC LIFE insurance state exam questions and answers 100% pass
NC LIFE insurance state exam questions and answers 100% pass CREDIT LIFE a special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. BUY-SELL AGREEMENTS a legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled. Otherwise known as a business continuation agreement INSURABLE INTEREST to purchase insurance the policy owner must face the possibility ...
- Exam (elaborations)
- • 7 pages •
NC LIFE insurance state exam questions and answers 100% pass CREDIT LIFE a special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. BUY-SELL AGREEMENTS a legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled. Otherwise known as a business continuation agreement INSURABLE INTEREST to purchase insurance the policy owner must face the possibility ...
NC Life insurance state exam study guideline already graded A+
NC Life insurance state exam study guideline already graded A+ Term Insurance Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
- Exam (elaborations)
- • 16 pages •
NC Life insurance state exam study guideline already graded A+ Term Insurance Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
NC Life Insurance Practice Exam Questions and Answers Already Passed
NC Life Insurance Practice Exam Questions and Answers Already Passed All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ...
- Exam (elaborations)
- • 31 pages •
NC Life Insurance Practice Exam Questions and Answers Already Passed All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ...
NC Life Insurance Exam Prep Questions and Answers Already Passed
NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or...
- Exam (elaborations)
- • 19 pages •
NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled An agent who signs a blank contract application or...
ICS 100c final exam
ICS 100c final exam The Whole Community approach refers to different organizations within the Federal Government False Which NIMS Management Characteristic is necessary for achieving situational awareness and facilitating information sharing? B. Integrated Communications Which NIMS Management Characteristic refers to personnel requested through appropriate authorities and established resource management systems? A. Dispatch/ Deployment Qualification, Certification, and Cred...
- Exam (elaborations)
- • 5 pages •
ICS 100c final exam The Whole Community approach refers to different organizations within the Federal Government False Which NIMS Management Characteristic is necessary for achieving situational awareness and facilitating information sharing? B. Integrated Communications Which NIMS Management Characteristic refers to personnel requested through appropriate authorities and established resource management systems? A. Dispatch/ Deployment Qualification, Certification, and Cred...
ICS 300 Final Exam Q & A Verified 100% Correct!!
ICS 300 Final Exam Q & A Verified 100% Correct!! What NIMS component focuses on the Incident Command System, Emergency Operations Centers, Multiagency Coordination Groups, and the Joint Information System? Command and Coordination When there is an orderly line of authority and reporting relationships within the ranks of an organization, the organization is said to have a _____. Chain of Command What Incident Management role provides strategic direction and delegates the authority n...
- Exam (elaborations)
- • 3 pages •
ICS 300 Final Exam Q & A Verified 100% Correct!! What NIMS component focuses on the Incident Command System, Emergency Operations Centers, Multiagency Coordination Groups, and the Joint Information System? Command and Coordination When there is an orderly line of authority and reporting relationships within the ranks of an organization, the organization is said to have a _____. Chain of Command What Incident Management role provides strategic direction and delegates the authority n...
ICS 300 Review Questions And Answers Rated 100% Correct!!
ICS 300 Review Questions And Answers Rated 100% Correct!! The Incident Command System (ICS) is? Standardized, on-scene, all-risk, incident management concept. ICS is the result of decades of lessons learned in the organization and management of emergency incidents. Designers of the system recognized early that ICS must be interdisciplinary and organizationally flexible to meet the following management challenges 1. Meet the needs of the incidents of any kind or size 2. Be usable for rou...
- Exam (elaborations)
- • 9 pages •
ICS 300 Review Questions And Answers Rated 100% Correct!! The Incident Command System (ICS) is? Standardized, on-scene, all-risk, incident management concept. ICS is the result of decades of lessons learned in the organization and management of emergency incidents. Designers of the system recognized early that ICS must be interdisciplinary and organizationally flexible to meet the following management challenges 1. Meet the needs of the incidents of any kind or size 2. Be usable for rou...
WGU C844 EMERGING TECHNOLOGIES IN CYBERSECURITY Performance Assessment GRP-1 Task 2
Dental Anatomy Final Exam 2022 (Answered)
Landon Smith Focused Exam Long Bone Fracture Shadow Health
GIA Diamonds and Diamond Grading Final Exam Questions and Correct Answers. Complete Verified Solution 2024.
BIBL 410 Weekly Study Questions 4 Liberty University answers complete solutions.