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PSI LIFE ACCIDENT AND HEALTH - LONG Term Exam Actual Q&A
PSI LIFE ACCIDENT AND HEALTH - 
LONG Term Exam Actual Q&A 
Which of the following is TRUE regarding nonadmitted insurers? 
1. 
A felony is committed by the agent in the state of a nonadmitted insurer. 
2. 
Acting as an agent for a nonadmitted insurer is considered a misdemeanor. 
3. 
The agent shall pay $1,000 in addition to any fees involving the commission of a felony. 
4. 
Specific penalties shall be determined by the Insurance Commissioner on a case by 
case basis. - CORRECT ANSWER-Acti...
- Exam (elaborations)
- • 11 pages •
PSI LIFE ACCIDENT AND HEALTH - 
LONG Term Exam Actual Q&A 
Which of the following is TRUE regarding nonadmitted insurers? 
1. 
A felony is committed by the agent in the state of a nonadmitted insurer. 
2. 
Acting as an agent for a nonadmitted insurer is considered a misdemeanor. 
3. 
The agent shall pay $1,000 in addition to any fees involving the commission of a felony. 
4. 
Specific penalties shall be determined by the Insurance Commissioner on a case by 
case basis. - CORRECT ANSWER-Acti...
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PSI Life Accident and Health Final Practice Exam Questions and Answer
PSI Life Accident and Health Final 
Practice Exam Questions and Answers 
Dividends that are received by a life insurance policy holder can be taxed in what 
situation(s): 
I - When the dividend amount received exceeds the amount that the policy holder paid 
in premiums - CORRECT ANSWER-The amount received that is over and above the 
amount paid into the policy via premiums is considered to be gain and is therefore 
taxable. There are no dividends paid on term life insurance policies. 
Unde...
- Exam (elaborations)
- • 43 pages •
PSI Life Accident and Health Final 
Practice Exam Questions and Answers 
Dividends that are received by a life insurance policy holder can be taxed in what 
situation(s): 
I - When the dividend amount received exceeds the amount that the policy holder paid 
in premiums - CORRECT ANSWER-The amount received that is over and above the 
amount paid into the policy via premiums is considered to be gain and is therefore 
taxable. There are no dividends paid on term life insurance policies. 
Unde...
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