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Florida 45-hour SL Post License Study Quizzes & Ans..
Florida 45-hour SL Post License Study Quizzes & Ans.. 
residential sale is defined as: 
property with four units or fewer, 
unimproved residential property intended for use of four units or fewer, or 
agricultural property of 10 acres or fewer. 
 
 
three types of required residential brokerage notices 
no brokerage relationship notice 
single agent notice 
consent to transition to transaction broker notice 
 
 
transaction broker owes the following seven duties to the customer: 
Dealing honestl...
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- Exam (elaborations)
- • 3 pages •
Florida 45-hour SL Post License Study Quizzes & Ans.. 
residential sale is defined as: 
property with four units or fewer, 
unimproved residential property intended for use of four units or fewer, or 
agricultural property of 10 acres or fewer. 
 
 
three types of required residential brokerage notices 
no brokerage relationship notice 
single agent notice 
consent to transition to transaction broker notice 
 
 
transaction broker owes the following seven duties to the customer: 
Dealing honestl...
45 Hour Post License Real Estate Florida (Questions & Answers) Verified 100% Correct!!
45 Hour Post License Real Estate Florida (Questions & Answers) Verified 100% Correct!! 
An economic recovery is defined as 
A) 
two successive quarterly declines in the gross domestic product. 
B) 
two successive quarterly increases in the gross domestic product. 
C) 
a period of higher housing prices. 
D) 
two successive periods of stock market gains. 
B) 
two successive quarterly increases in the gross domestic product. 
 
Explanation 
When consumers, lured by lower prices, venture back into t...
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- • 26 pages •
45 Hour Post License Real Estate Florida (Questions & Answers) Verified 100% Correct!! 
An economic recovery is defined as 
A) 
two successive quarterly declines in the gross domestic product. 
B) 
two successive quarterly increases in the gross domestic product. 
C) 
a period of higher housing prices. 
D) 
two successive periods of stock market gains. 
B) 
two successive quarterly increases in the gross domestic product. 
 
Explanation 
When consumers, lured by lower prices, venture back into t...
NC Insurance Licensing Exam Questions and Answers 100% Pass
NC Insurance Licensing Exam Questions and Answers 100% Pass 
P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
Set up a meeting with the applicant to answer the remaining questions 
 
 
Which of the following does Social Security NOT provide benefits for? 
Dismemberment 
 
 
An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums 
10 
 
 
Under a Renewable Term policy, 
the renewable prem...
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- • 12 pages •
NC Insurance Licensing Exam Questions and Answers 100% Pass 
P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
Set up a meeting with the applicant to answer the remaining questions 
 
 
Which of the following does Social Security NOT provide benefits for? 
Dismemberment 
 
 
An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums 
10 
 
 
Under a Renewable Term policy, 
the renewable prem...
Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+
Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+ 
Contract of Insurance 
Agreement by which the insurer is bound to pay money or its equivalent, or do some act of value to the insured upon and as an indemnity or reimbursement for the destruction, loss, or injury of something in which the party has an interest. 
 
 
Commissioner 
Commissioner of Insurance of NC or authorized designee 
-Heads state Department of Insurance 
-Responsible for fair ratem...
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- Exam (elaborations)
- • 9 pages •
Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+ 
Contract of Insurance 
Agreement by which the insurer is bound to pay money or its equivalent, or do some act of value to the insured upon and as an indemnity or reimbursement for the destruction, loss, or injury of something in which the party has an interest. 
 
 
Commissioner 
Commissioner of Insurance of NC or authorized designee 
-Heads state Department of Insurance 
-Responsible for fair ratem...
NC Health Insurance Exam Pearson Vue Latest Graded A+
NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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- Exam (elaborations)
- • 16 pages •
NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
Final Exam - North Carolina Life and Health with Verified Solutions
Final Exam - North Carolina Life and Health with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? 
 
 
M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT 
free-look period has expired 
 
 
Additional coverage can be added to a Whole Life policy by adding a(n) 
decreasing term rider 
 
 
A...
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Final Exam - North Carolina Life and Health with Verified Solutions 
Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? 
 
 
M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT 
free-look period has expired 
 
 
Additional coverage can be added to a Whole Life policy by adding a(n) 
decreasing term rider 
 
 
A...
NC Life Exam Simulation Questions and Answers Already PASSED !!!
NC Life Exam Simulation Questions and Answers Already PASSED !!! 
Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? 
ANSWER: increase face amount 
 
 
2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to 
ANSWER: suspend, revoke, or refuse to renew the ag...
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- Exam (elaborations)
- • 17 pages •
NC Life Exam Simulation Questions and Answers Already PASSED !!! 
Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? 
ANSWER: increase face amount 
 
 
2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to 
ANSWER: suspend, revoke, or refuse to renew the ag...
NC Life Insurance
NC Life Insurance - Other Life Topics - Chapter Quiz with Verified Solutions 
Contracts that are prepared by one party and submitted to the other party on a "take it or leave it" basis are classified as 
 
A. Binding contracts. 
B. Contracts of adhesion. 
C. Unilateral contracts. 
D. Aleatory contracts. 
(B) Contracts of adhesion 
 
Insurance policies are written by the insurer and submitted to the insured on a "take it or leave it" basis. The insured does not have any input into the contrac...
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- Exam (elaborations)
- • 4 pages •
NC Life Insurance - Other Life Topics - Chapter Quiz with Verified Solutions 
Contracts that are prepared by one party and submitted to the other party on a "take it or leave it" basis are classified as 
 
A. Binding contracts. 
B. Contracts of adhesion. 
C. Unilateral contracts. 
D. Aleatory contracts. 
(B) Contracts of adhesion 
 
Insurance policies are written by the insurer and submitted to the insured on a "take it or leave it" basis. The insured does not have any input into the contrac...
NC Life Insurance
NC Life Insurance 
Cash Value 
Money accumulation in a permanent policy which the policy owner may borrow as a policy loan or receive if the policy is surrendered before maturity. Upon maturity or endowment the cash value is paid to the policy owner. Cash value may be used as a source of supplemental income. 
 
 
Non- Participating Policies 
Insurance policies which do not pay dividends to policy owners. 
 
 
Participating Policies 
Policies that may pay annual dividends to policy owners. 
 
 
...
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- Exam (elaborations)
- • 17 pages •
NC Life Insurance 
Cash Value 
Money accumulation in a permanent policy which the policy owner may borrow as a policy loan or receive if the policy is surrendered before maturity. Upon maturity or endowment the cash value is paid to the policy owner. Cash value may be used as a source of supplemental income. 
 
 
Non- Participating Policies 
Insurance policies which do not pay dividends to policy owners. 
 
 
Participating Policies 
Policies that may pay annual dividends to policy owners. 
 
 
...
NC Life insurance state exam study guideline
NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
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- Exam (elaborations)
- • 16 pages •
NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
BSN 206 Hallmark Exam Questions And Correct Answers With Complete Verified Solution.
Maine Life Insurance Exam Questions With Complete Solutions.
NYSTCE Students with Disabilities CST [060]. Exam Prep 2024.
Complete Solution Manual for Intermediate Accounting, 11th Edition
KIN 2501 - Dr. Jacobson Exam 2 all notes VERRIFED