Academic Expert

C787 OA WGU Nutrition Exam 1. When nutrition advocates become concerned that recommendations did not do enough to address prevention of chronic illnesses related diet, what policy changes were made?: RDA's expanded into several DRI categories 2. What is true about Daily Reference Intakes (DRIs)?: Food labeling must include info about them. They differ depending on age and gender. 3. What is always found on a nutrition label in the US?: Serving size 4. A healthful diet contains nu...

Signing Notary Loan Test 1 Signing Notary Loan Test 2 Signing Notary Loan Test 3 Signing Notary Loan Test 4 Signing Notary Loan Test 5 Signing Notary Loan Test 6 Bonus (NOTARY Signing Agent Certification Exam)

Loa Signing Notary Test 6 (Answered) Loa Signing Notary Test 6 1. A notary Signing Agent is asked to describe several of the loan terms at a signing appointment. The Notary Signing Agent may:: Provide only a general description of the loan terms 2. A Notary Signing Agent has been providing signing services with no inci- dents for over 10 years without having undergone a background screening. There fore he/she:: Must undergo a background screening in order to become a "Certified" Notary Si...

Loa Signing Notary Test 5 1. The consumer Financial Protection Bureau is responsible for implement- ing the "TILA- RESPA Integrated Disclosure" (TRID) rule.: True 2. What is an Adjustable Rate Mortgage- ARM?: A loan that offers a short introductory period with a low, fixed interest rate. After that period usually two to five years, sometimes more the rate becomes adjustable, up to a certain limit. 3. What is a balloon loan?: Short term loan with payments amortized over a longer period o...

Loa Signing Notary Test 2 1. The Note is the loan agreement, and it outlines the terms of the loan.: True 2. One part of the "TILA- RESPA integrated Disclosure" (TRID) rule that af- fects signing agents is the:: Closing Disclosure, which consolidates the Truth-in- Lending (TIL) disclosure and the HUD-1 Settlement Statement. 3. Which document replaces the Good Faith Estimate and the "early" Truth in Lending Disclosure.: The Loan Estimate form. 4. The new Closing Disclosure replace...

Loa Signing Notary Test 1 1. Why do some Mortgages Signing Agencies require Mortgage Signing Agents to submit a Live Scan Fingerprint Background check each year.: - Lender need to make sure that consumers and their financial information which is entrusted to Notaries remains protected and secure. Lenders are ultimately responsible for the conduct of any third-party service providers, making it critically important to verify that the people lenders send to borrowers' home are trustworthy...

Loa Signing Notary Test 4 1. The Note is the loan agreement, and it outlines the terms of the loan.: True 2. One part of the "TILA- RESPA integrated Disclosure" (TRID) rule that af- fects signing agents is the:: Closing Disclosure, which consolidates the Truth-in- Lending (TIL) disclosure and the HUD-1 Settlement Statement. 3. Which document replaces the Good Faith Estimate and the "early" Truth in Lending Disclosure.: The Loan Estimate form. 4. The new Closing Disclosure replaces ...

MHA543 WEEK 3 Health Care Learning from Other Sectors, Tackling the Talent War In the Health Sector Health Care Learning from Other Sectors Technology is in constant change and continually affecting the face of health care. Virtual appointments, patient portals, and the mainstream use of the telemedicine approach are all new avenues of patient care. The use of technology for telemedicine for improving the access to healthcare in rural areas can be defined as a best practice (Perleth...

NOTARY Signing Agent Certification Exam 1. Who are the stakeholders in the loan process?: The stakeholders in the loan process are: the borrower, the lender, the contracting company, and the NSA(Notary Signing Agent) 2. Who hires an NSA?: An NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. 3. What is a contracting company?: A closing company could be: -closing agent -bank -escrow company -attorney -signing...

Loa Signing Notary Test 3 1. Escrow Transfer Account: This form must be signed by the borrower if the lender has an escrow account. This document instructs the previous lender to send any funds remaining in the escrow account to the new lender when the mortgage is paid off. 2. Mortgagors (Occupancy ) Affidavit: This document will need to be signed and notarized. This document states whether or not the borrower intends to occupy the property as a primary residence. This document ...