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South Carolina Aflac Sales Insurance Exam question and 100% correct answers
Which of the following is illegal discrimination? - correct answer Refusing an applicant because of marital status Under South Carolina law, what may the insurer REQUIRE to determine the exact cause of death if death appears accidental? - correct answer Autopsy The free look period provided in a life insurance policy is usually - correct answer 10 Days Under the Affordable Care Act, which of these plans is designed to provide coverage that is actuarially equivalent to 80% of the full ac...
- Exam (elaborations)
- • 4 pages •
Which of the following is illegal discrimination? - correct answer Refusing an applicant because of marital status Under South Carolina law, what may the insurer REQUIRE to determine the exact cause of death if death appears accidental? - correct answer Autopsy The free look period provided in a life insurance policy is usually - correct answer 10 Days Under the Affordable Care Act, which of these plans is designed to provide coverage that is actuarially equivalent to 80% of the full ac...
South Carolina Ins Exam Part 4 questions and complete correct answers 2024
What does the word "level" in Level Term describe? - correct answer The face amount A Roth IRA owner must be at least what age in order to make tax-free withdrawals? - correct answer 59 1/2 and owned account for a minimum of 5 years A Medicare Supplement basic benefit is - correct answer The first 3 pints of blood per year Type of policy where the insurer can send a notice to the insured that the policy has been canceled in the middle of the term is called - correct answer Cancelable ...
- Exam (elaborations)
- • 5 pages •
What does the word "level" in Level Term describe? - correct answer The face amount A Roth IRA owner must be at least what age in order to make tax-free withdrawals? - correct answer 59 1/2 and owned account for a minimum of 5 years A Medicare Supplement basic benefit is - correct answer The first 3 pints of blood per year Type of policy where the insurer can send a notice to the insured that the policy has been canceled in the middle of the term is called - correct answer Cancelable ...
South Carolina Personal Lines Exam questions and 100% correct answers
The reduction, decrease, or disappearance of value of a person or property insured in a policy? - correct answer Loss What is negligence? - correct answer failure to use ordinary or reasonable care Does a party need to prove negligence under absolute liability? - correct answer No, absolute liability exists when condition is inherently dangerous. What does indemnify mean in insurance? - correct answer To restore insured to same financial status before a loss. How is ACV calculated? -...
- Exam (elaborations)
- • 36 pages •
The reduction, decrease, or disappearance of value of a person or property insured in a policy? - correct answer Loss What is negligence? - correct answer failure to use ordinary or reasonable care Does a party need to prove negligence under absolute liability? - correct answer No, absolute liability exists when condition is inherently dangerous. What does indemnify mean in insurance? - correct answer To restore insured to same financial status before a loss. How is ACV calculated? -...
SC Insurance Lic Exam 2021 questions and complete correct answers 2024
The branch of dentistry which deals with the replacement of missing parts is called - correct answer Prosthodontics Which policy feature makes a universal life policy different from a whole life policy? - correct answer A flexible premium schedule Tia the producer is recommending to a prospect that and existing life insurance policy be replaced with a new one from her insure. If this transaction moves forward, which of the following does NOT need to be provided to the prospect it or before...
- Exam (elaborations)
- • 5 pages •
The branch of dentistry which deals with the replacement of missing parts is called - correct answer Prosthodontics Which policy feature makes a universal life policy different from a whole life policy? - correct answer A flexible premium schedule Tia the producer is recommending to a prospect that and existing life insurance policy be replaced with a new one from her insure. If this transaction moves forward, which of the following does NOT need to be provided to the prospect it or before...
SOUTH CAROLINA INSURANCE REGULATIONS (SURETY PRODUCER)exam questions and complete correct answers 2024
REQUIREMENTS - correct answer 1. Must be 18 years or older 2. Person of good moral character 3. Has paid fees 4. Must have passed exam PRODUCER LICENSE - correct answer Ground person; out working with people; represents the company NONRESIDENT LICENSE - correct answer Means you live out of state, and if you want to write a Surety/Civil Bond in different bordered state. TEMPORARY LICENSE - correct answer Director may issue a ___?_____ Insurance Producer for a period not to exceed 180 ...
- Exam (elaborations)
- • 3 pages •
REQUIREMENTS - correct answer 1. Must be 18 years or older 2. Person of good moral character 3. Has paid fees 4. Must have passed exam PRODUCER LICENSE - correct answer Ground person; out working with people; represents the company NONRESIDENT LICENSE - correct answer Means you live out of state, and if you want to write a Surety/Civil Bond in different bordered state. TEMPORARY LICENSE - correct answer Director may issue a ___?_____ Insurance Producer for a period not to exceed 180 ...
SC Life & Health Insurance exam questions and verified correct answers 2024
Which of the following is NOT considered to be a basic service, under a nonscheduled plan a) oral surgery b) Fillings c) Dentures d) Endodontics - correct answer C) Dentures Which of the following is Not a characteristic or a service of an HMO plan a) Providing care on an outpatient basis b) Contracting with insurance companies c) Providing free annual checkups d) Encouraging early treatment - correct answer B) Contracting with insurance companies All of the following qualify for M...
- Exam (elaborations)
- • 17 pages •
Which of the following is NOT considered to be a basic service, under a nonscheduled plan a) oral surgery b) Fillings c) Dentures d) Endodontics - correct answer C) Dentures Which of the following is Not a characteristic or a service of an HMO plan a) Providing care on an outpatient basis b) Contracting with insurance companies c) Providing free annual checkups d) Encouraging early treatment - correct answer B) Contracting with insurance companies All of the following qualify for M...
SC Life, Accident, Health exam questions and verified correct answers 2024
Reciprocal Agreement - correct answer Two states allowing for non resident license What two brokers dont need a license - correct answer Surplus and Excess Fine for selling ins without license? - correct answer $10,000 Who examines foreign and alien insurers? - correct answer Regulatory authority What is the biennial appointment fee? - correct answer $40 What is the application fee? - correct answer $25 What is Section 1034? - correct answer Authorizes the attorney general to p...
- Exam (elaborations)
- • 36 pages •
Reciprocal Agreement - correct answer Two states allowing for non resident license What two brokers dont need a license - correct answer Surplus and Excess Fine for selling ins without license? - correct answer $10,000 Who examines foreign and alien insurers? - correct answer Regulatory authority What is the biennial appointment fee? - correct answer $40 What is the application fee? - correct answer $25 What is Section 1034? - correct answer Authorizes the attorney general to p...
SC Laws and Rules exam questions and verified correct answers 2024
A carrier for a small group health plan may refuse to renew the plan if the employer exceeds a specified number of claims fails to generate minimum revenues fails below a minimum AM Best rating fails to pay the premium - correct answer fails to pay the premium Twisting is BEST defined as making a false written or oral statement for the purpose of replacing an existing policy to the detriment of the insured offering something of value not stated in the insurance contract as an i...
- Exam (elaborations)
- • 20 pages •
A carrier for a small group health plan may refuse to renew the plan if the employer exceeds a specified number of claims fails to generate minimum revenues fails below a minimum AM Best rating fails to pay the premium - correct answer fails to pay the premium Twisting is BEST defined as making a false written or oral statement for the purpose of replacing an existing policy to the detriment of the insured offering something of value not stated in the insurance contract as an i...
SC Property, Casualty, Surety, Marine Exam questions and complete correct answers 2024
Accumulated Depreciation - complete answer The total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J Acreage Reporting Date - complete answer The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E Actual Cash Value (ACV) - complete answer A valuation method used by insurers to reflect an item's current market value ...
- Exam (elaborations)
- • 27 pages •
Accumulated Depreciation - complete answer The total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J Acreage Reporting Date - complete answer The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E Actual Cash Value (ACV) - complete answer A valuation method used by insurers to reflect an item's current market value ...
SC P&C Producer Exam Section 6 Auto Insurance questions and complete correct answers
South Carolina Motor Vehicle Financial Responsibility Act - correct answer Requires that all automobile drivers be able to show proof that they can pay for damages done to others up to a minimum amount if involved in an accident Required auto limits - correct answer 25000/50000 for bodily injury and 25000 for property damage Uninsured Motorist - correct answer a driver involved in a vehicle accident who does not have insurance or the coverage is less than the state minimum, required by Sou...
- Exam (elaborations)
- • 5 pages •
South Carolina Motor Vehicle Financial Responsibility Act - correct answer Requires that all automobile drivers be able to show proof that they can pay for damages done to others up to a minimum amount if involved in an accident Required auto limits - correct answer 25000/50000 for bodily injury and 25000 for property damage Uninsured Motorist - correct answer a driver involved in a vehicle accident who does not have insurance or the coverage is less than the state minimum, required by Sou...
PADI RDP Table and eRDPML Exam - Imperial questions and 100% correct answers
NRP 8th Edition Test questions and verified correct answers
Milady Esthetics Final Exam questions and verified correct answers
Special Points Exam PA questions and verified answers
CDASA Review 2023 questions and 100% correct answers