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Fair Housing Exam/ Questions & Correct Answers.
Fair Housing Exam/ Questions & Correct Answers. Familial status and handicap were added as protected classes in _____? Select one: a. 1988 b. 1972 c. 1974 d. 1963 - Answer: 1988 Directing a minority toward a certain neighborhood or away from a certain neighborhood is known as: Select one: a. Steering b. Blockbusting c. Redlining d. Mapping - Answer: Steering Refusing to make loans or issue insurance policies in certain areas is known as Select one: A. blockbusting. B. ...
- Exam (elaborations)
- • 13 pages •
Fair Housing Exam/ Questions & Correct Answers. Familial status and handicap were added as protected classes in _____? Select one: a. 1988 b. 1972 c. 1974 d. 1963 - Answer: 1988 Directing a minority toward a certain neighborhood or away from a certain neighborhood is known as: Select one: a. Steering b. Blockbusting c. Redlining d. Mapping - Answer: Steering Refusing to make loans or issue insurance policies in certain areas is known as Select one: A. blockbusting. B. ...
HUD Exam – Tenancy/ Questions with Certified Answers.
HUD Exam – Tenancy/ Questions with Certified Answers. Jamie has an actual cash value renters insurance policy with contents coverage, loss of use coverage, and liability coverage. For which expense will she likely be reimbursed? A. The cost of rebuilding the living room, which was destroyed by fire. B. The entire cost of purchasing a brand new bedroom set damaged by a pipe burst and subsequent water damage. C. Expenses associated with purchasing replacement materials for the artwork she ...
- Exam (elaborations)
- • 16 pages •
HUD Exam – Tenancy/ Questions with Certified Answers. Jamie has an actual cash value renters insurance policy with contents coverage, loss of use coverage, and liability coverage. For which expense will she likely be reimbursed? A. The cost of rebuilding the living room, which was destroyed by fire. B. The entire cost of purchasing a brand new bedroom set damaged by a pipe burst and subsequent water damage. C. Expenses associated with purchasing replacement materials for the artwork she ...
HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution
HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks of other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: Race or Color, Religion, Sex/Gender, National Origin, Familial Status, Disability.. - Answer: Fair Housing Statute Opens up services and...
- Exam (elaborations)
- • 54 pages •
HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks of other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: Race or Color, Religion, Sex/Gender, National Origin, Familial Status, Disability.. - Answer: Fair Housing Statute Opens up services and...
HUD Practice Exam/ 89 Q&A/ Newly Updated
HUD Practice Exam/ 89 Q&A/ Newly Updated Which action should a counselor recommend a client take first after discovering identity theft? - Answer: File an identity theft report In which situation would a client's responsibilities, recurring costs, and upfront costs be evaluated? - Answer: When weighing housing options A client works 40 hours a week making $15 an hour. What is the highest monthly mortgage the client can afford based on income if the client secures a conventional loan?...
- Exam (elaborations)
- • 52 pages •
HUD Practice Exam/ 89 Q&A/ Newly Updated Which action should a counselor recommend a client take first after discovering identity theft? - Answer: File an identity theft report In which situation would a client's responsibilities, recurring costs, and upfront costs be evaluated? - Answer: When weighing housing options A client works 40 hours a week making $15 an hour. What is the highest monthly mortgage the client can afford based on income if the client secures a conventional loan?...
HUD Housing Counselor Exam/ 71 Questions with Definitive Solutions
HUD Housing Counselor Exam/ 71 Questions with Definitive Solutions Association Dues - Answer: Charged by a community or Homeowners Association to pay for repairs, upkeep, landscaping, improvements, and property management. Back-End Ratio - Answer: A rate that calculates a borrower's total monthly debt, including housing and other debt obligations, as a percentage of gross monthly income. Frequently used by lenders to qualify borrowers for a mortgage. Also called a debt-to-income ratio. ...
- Exam (elaborations)
- • 13 pages •
HUD Housing Counselor Exam/ 71 Questions with Definitive Solutions Association Dues - Answer: Charged by a community or Homeowners Association to pay for repairs, upkeep, landscaping, improvements, and property management. Back-End Ratio - Answer: A rate that calculates a borrower's total monthly debt, including housing and other debt obligations, as a percentage of gross monthly income. Frequently used by lenders to qualify borrowers for a mortgage. Also called a debt-to-income ratio. ...
HUD Housing Counselor Certification Practice Exam/ 127 Q&A.
HUD Housing Counselor Certification Practice Exam/ 127 Q&A. What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer: 50% Which is the maximum recommended housing ratio for renting an apartment? - Answer: 30% Eligibility requirements for down-payment assistance programs include which factors? - Answer: Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortga...
- Exam (elaborations)
- • 52 pages •
HUD Housing Counselor Certification Practice Exam/ 127 Q&A. What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer: 50% Which is the maximum recommended housing ratio for renting an apartment? - Answer: 30% Eligibility requirements for down-payment assistance programs include which factors? - Answer: Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortga...
HUD Certification Exam/ 115 Quizzes & Correct Ans
HUD Certification Exam/ 115 Quizzes & Correct Ans The Fair Housing Act does not prohibit a lender from showing potential clients information about different loans. - Answer: True Provides annual funding to state and local agencies that enforce fair housing laws that are substantially equivalent to the Fair Housing Act. These funds go towards an agency's capacity building, administrative costs, investigative and enforcement efforts, training and other projects designed to support enforce...
- Exam (elaborations)
- • 17 pages •
HUD Certification Exam/ 115 Quizzes & Correct Ans The Fair Housing Act does not prohibit a lender from showing potential clients information about different loans. - Answer: True Provides annual funding to state and local agencies that enforce fair housing laws that are substantially equivalent to the Fair Housing Act. These funds go towards an agency's capacity building, administrative costs, investigative and enforcement efforts, training and other projects designed to support enforce...
HUD Practice Test Quizzes and Correct Answers/ 2024-2025.
HUD Practice Test Quizzes and Correct Answers/ . Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - Answer: Pay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer: Find a second job A credit report may contain which inform...
- Exam (elaborations)
- • 15 pages •
HUD Practice Test Quizzes and Correct Answers/ . Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? - Answer: Pay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer: Find a second job A credit report may contain which inform...
Local Anesthesia Prometric/ 115 Q&A/ Already Graded A+.
Local Anesthesia Prometric/ 115 Q&A/ Already Graded A+. ****What injections are needed to anesthetize the entire palate on one side? - Answer: Greater Palatine and Nasopalatine ****How far do you insert the needle on the IA? - Answer: 20-25 mm or 3/4 length of the needle ****What happens during depolarization? - Answer: Sodium in and potassium out Which local anesthetic is metabolized by pseudocholinesterase? - Answer: Esters ****Which has the highest occurrence of allergic react...
- Exam (elaborations)
- • 13 pages •
Local Anesthesia Prometric/ 115 Q&A/ Already Graded A+. ****What injections are needed to anesthetize the entire palate on one side? - Answer: Greater Palatine and Nasopalatine ****How far do you insert the needle on the IA? - Answer: 20-25 mm or 3/4 length of the needle ****What happens during depolarization? - Answer: Sodium in and potassium out Which local anesthetic is metabolized by pseudocholinesterase? - Answer: Esters ****Which has the highest occurrence of allergic react...
DENTAL HYGIENE III midterm/ 80 Questions & Correct Answers
DENTAL HYGIENE III midterm/ 80 Questions & Correct Answers Best time for dental tx during pregnancy is during the - Answer: Second trimester Increased gingival inflammation during pregnancy is due to: - Answer: · Increased circulation of estrogen and progesterone hormones Overall tx considerations: - Answer: · Patients lies on the left side Use of fluoride could begin - Answer: · At 6 months Toothpaste: - Answer: · For children below 3 years of age, the parent is instructed to place a...
- Exam (elaborations)
- • 12 pages •
DENTAL HYGIENE III midterm/ 80 Questions & Correct Answers Best time for dental tx during pregnancy is during the - Answer: Second trimester Increased gingival inflammation during pregnancy is due to: - Answer: · Increased circulation of estrogen and progesterone hormones Overall tx considerations: - Answer: · Patients lies on the left side Use of fluoride could begin - Answer: · At 6 months Toothpaste: - Answer: · For children below 3 years of age, the parent is instructed to place a...
DBIA Test Questions Challenge (175 Terms) with Correct Definitions Updated 2023-2024
Illinois public adjuster exam Study Guide Review with 134 Questions & Answers Best Graded A+
The study material is exceptional
TEST BANK for Anatomy of Orofacial Structures 9th Edition by Richard W. Brand; Donald E. Isselhard, 1 - 36 | Complete Chapters
week 7 Pharmacology (ATI) Cardiovascular System Exam Questions with Verified Answers 2023.
CADC Exam (Practice Test) Questions & Answers Graded A+ Latest Update.