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Florida Adjuster Licensing Practice Exam 2023 Questions & Answers with complete solution
A claim in the property/casualty industry Is defined as: - ANS an assertion of an alleged legal right against a person, entity, company or insurer that carries with it a demand for money as compensation for injuries or damages when you purchase insurance, you are buying: - ANS peace of mind that if an insured event does occur, that the insurance company will keep its promise and provide the financial protection that you purchased in today's society, the most important factor in the ...
- Exam (elaborations)
- • 4 pages •
A claim in the property/casualty industry Is defined as: - ANS an assertion of an alleged legal right against a person, entity, company or insurer that carries with it a demand for money as compensation for injuries or damages when you purchase insurance, you are buying: - ANS peace of mind that if an insured event does occur, that the insurance company will keep its promise and provide the financial protection that you purchased in today's society, the most important factor in the ...
Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review 2023 Questions & Answers with complete solution
Peril - ANS Something that causes a loss. Hazard - ANS Something that increases the probability that a loss will occur. Warranty - ANS A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - ANS An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment - ANS The failure of the insured to reveal rel...
- Exam (elaborations)
- • 59 pages •
Peril - ANS Something that causes a loss. Hazard - ANS Something that increases the probability that a loss will occur. Warranty - ANS A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - ANS An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment - ANS The failure of the insured to reveal rel...
Florida Claims Adjuster Exam 2023 Questions & Answers with complete solution
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - ANS D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on wo...
- Exam (elaborations)
- • 43 pages •
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - ANS D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on wo...