The Scholar's Depot: Where Knowledge Meets Opportunity

Steve and Amy were about to purchase their first home. During the process, they were advised that they needed to purchase a HO-3 insurance policy. The HO-3 policy would provide Steve and Amy with coverage for all of the following, EXCEPT: Select one: A. Their cars B. Personal Liability C. The house D. The contents of the house - A The insuring agreement of a homeowners policy specifies that Select one: A. The insurer will provide policy coverage in return for the premium and complianc...

John is a recent homeowner and is considering the insurance coverages he needs for his home and contents. If damaged by a peril covered by a homeowners policy, which one of the following would be considered part of John's real property? Select one: A. The boat in the driveway B. The detached garage C. The desk top computer D. The hockey net and equipment - B. The detached garage Which one of the following is considered real property? Select one: A. An automobile B. A house C. Furni...

Real property (realty) - Tangible property consisting of land, all structures permanently attached to the land, and whatever is growing on the land. Personal Property - possessions such as jewelry, furniture, and boats Damage to building by vandalism - Put a fence around the building - Loss Prevention Home burglary - Install burglar alarm - Loss reduction Tort Damages - compensatory damages and punitive damages Negligence Tort - careless neglect, often resulting in injury ...

When property is damaged, individuals sustain certain financial consequences as a result of the damage. These consequences can include Select one: A. Increased expenses. B. Coverage termination. C. Increased premiums. D. Policy endorsements. - A. Increased expenses. Which one of the following statements regarding assets exposed to loss is true? Select one: A. Real property includes intangible property. B. Earthquake damage to a swimming pool is an example of a personal property expos...

Personal property - All tangible or intangible property that is not real property. Policy period - The time frame, beginning with the inception date, during which insurance coverage applies. Post judgment interest - Interest that may accrue on damages after a judgment has been entered in a court and before the money is paid. Property loss exposure - A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including destruc...

Which one of the following statements is true regarding automobile insurance rating? Select one: A. State regulators require that all insurers offer discounts on auto rates for passive restraints. B. Most insurers base automobile rates on primary rating factors and do not consider any other factors in establishing rates. C. State regulators require that rates be adequate, reasonable, and not unfairly discriminatory. D. Drivers with lower-than-average loss exposure are charged higher rates. ...

A receptacle used for a microwave mounted above a range needs to be tamper resistant type? T/F? - False How many two amp fluorescent lights, running for ten hours straight can you put on a twenty amp branch circuit? - 8 What is the minimum ampacity for a shore power receptacle? - 30 amps Instruments, pilot lights, and potential transformers shall be protected by a ________ overcurrent device ________________ - standard, rated at 15 amps or less What is the thickness of a number t...

Transformers are rated in - kva How many No. 10 THWN conductors can be pulled into a 1 in. EMT conduit? - 16 When installing NM and armored cable through wood structural members, holes shall be bored. - Not less than 1 1/4" from the face of the stud The chief objective of the NEC is to? - Promote safety in electrical installations by specifying minimum standards According to code, how many #14 TW conductors can be used in a run of 1in. EMT conduit? - 25 Overhead service drop...

The code specifies for installations consisting of not more than two 2-wire branch circuits, #________ wire is the minimum size that may be used - 10 THHN Which of the following statements is true concerning a 277 volt lighting system where a ganged box is installed containing several switches? Metal dividers must be installed between switches if connected to a different phases wires, metal dividers are not necessary if all switches are connected to the same phase wire, the switches must be ...

True - A campaign's strategy depends on the sales cycle of the product being advertised. True - Recency plays a more important role in retargeting strategies than with other campaign strategies. As soon as there is enough data to inform decisions - When should you start optimizing? False - When budgets are large, you should focus on more granular targeting with your campaign. False - Add data is created equal True - "Data exhaust" refers to data generated as trails or inf...