Profmary

Who won a Nobel Prize for his work on digestion? Ivan Pavlov When a neuron is at its resting state, what is the status of sodium ions? They are not let into the neuron Which of the following is a goal of psychology? understand If you wanted to have good clarity and sharpness of vision, you should arrange for light and images to be focused at the center of the retina where cones are concentrated. Of all forms of electromagnetic radiation, humans can perceive ______ forms of electromagnetic...

Why is it important to obtain a patient's complete health history? - Introduction to Tina - My name is Kayla and I am a nursing student at Wichita St. I will be completing your comprehensive health assessment today. CC - Do you know what brings you to the hospital today? O L D C A R T - Ms. Jones is a pleasant 28-year-old African American woman who presented to the emergency department for evaluation of a right foot injury and was admitted for IV antibiotics. She is a good historia...

A GIC (Reference: Chapter 1) - A client wants to ensure the full original investment will be repaid, plus a profit. What would be an appropriate recommendation for this client? Interest. (Reference: Chapter 1) - Mary owns stock in a US-based company which trades on the Nasdaq exchange. Mary receives a dividend from her stock. How is the dividend taxed? Market risk. (Reference: Chapter 1) - What type of risk refers to the possibility that the total financial market could decline due to an...

Time value of money - -money today is worth more than 1$ tomorow -Inflation Two principles of investments - 1) present value 2)futurevalue IVIC =Segregated funds - Individual variable insurance contract Segregated funds (2) - Term maturity is 10 years maturity guarantee 75%/100 (whatever what happen at marketplace, you will get 75% of your investment) Maturity guarantee (2 options) - 1) Market value is greater than 75% ,client will get the market value of 2)market value is less than gu...

Segregated Funds Exam Questions and Answers with complete solutions | Graded A+ What document must a client be given prior to completing an application for an individual Variable Insurance Contract (IVIC)? - Information folder: the information folder contains all of the essential information for an informed purchasing decision, thus, it must be given to the client before he completes an application and makes the decision to purchase an IVIC What is a segregated fund? - A segregated fund i...

Canadian Pension Plan Benefits - CPP Income Formula = 8.4% annual tax x number of years x CPP at age 65 RRSP Contributions - RRSP Contribution Room Formula = Income x 18% Market-Linked GIC - A market-linked GIC has an interest rate that is tied to the performance of the stock market, providing the potential for a higher interest rate in the case of positive market returns. While the returns can be capped, there is potential for more interest than other GIC products. Cashable GIC - Cashabl...

Segregated funds & annuities MOCK EXAM Questions and Answers with complete solutions | Graded A+ Tax free savings account - Upon withdrawal from a ________, neither the principal deposit nor the income earned within the plan are treated as taxable income in the hands of the plan holder. Registered retirement income fund - The annual minimum ________withdrawals can be based on the age of the annuitant's spouse or common-law partner. The younger the age of the measuring life the lower the...

On November 6, 2016 Jenny purchased a $200,000 non-registered segregated fund that invests in Canadian equities. The segregated fund has a 10 year, 75% maturity guarantee. If this fund matures on November 6, 2026 with an account value of $160,000, how much will Jenny receive from the maturity guarantee? - $0 When presented with a choice between a bank's 5-year GIC and an insurance company's deferred annuity for the same time period, why might this client choose the deferred annuity? - An...

Grace's personal net worth shows the following assets: • RRIF: $420,000, all invested in GICs • Home: $560,000 • Cottage: $320,000 • Savings account: $70,000 She also has the following liability: • Mortgage on the cottage: $40,000 Based on the information provided, which of the following conclusions corresponds to the Grace's situation? a) She has more than enough assets to last through her retirement. b) She has low risk tolerance. c) She has no need for life insurance. ...