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Alabama Life & Health Insurance Exam 2024 ( Questions with 100% CORRECT ANSWERS )A+ GRADED VERIFIED BY EXPERTS
Which of the following would be considered a speculative risk? - ANSWER The possibility the painting you bought might be a long-lost masterpiece 
 
A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices describe pure risk, where there is no chance of gain, only a chance of loss exists. 
 
Which is the proper term for a company owned by its policy owners? - ANSWER A mutual insurance company 
 
A prod...
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- • 22 pages •
Which of the following would be considered a speculative risk? - ANSWER The possibility the painting you bought might be a long-lost masterpiece 
 
A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices describe pure risk, where there is no chance of gain, only a chance of loss exists. 
 
Which is the proper term for a company owned by its policy owners? - ANSWER A mutual insurance company 
 
A prod...
Alabama adjuster exam 2024 pt 2 Test Bank Questions with 100% CORRECT ANSWERS (A+ GRADED VERIFIED BY EXPERTS)
Define: Claimant - ANSWER A person or entity that requests indemnification for losses under the terms of an insurance policy 
 
Define: Adjuster - ANSWER Person who investigates, evaluates, and negotiates claims arising under insurance contracts 
 
Define: Adjusting - ANSWER The process of comparing a claimant's losses to the promises made in an insurance policy
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Define: Claimant - ANSWER A person or entity that requests indemnification for losses under the terms of an insurance policy 
 
Define: Adjuster - ANSWER Person who investigates, evaluates, and negotiates claims arising under insurance contracts 
 
Define: Adjusting - ANSWER The process of comparing a claimant's losses to the promises made in an insurance policy
Alabama Adjusters License Exam Questions with 100% CORRECT ANSWERS LATEST 2024(A+ GRADED VERIFIED BY EXPERTS)
Accident Insurance - ANSWER Covers expenses associated with a covered accident and can extend to ambulance and emergency room 
expenses, intensive care, and hospital costs. Accident insurance also provides for loss of income, and a 
death benefit if injuries prove fatal 
 
Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (annual depreciation x number of 
years used). Subtract this number from the item's replacement cost to get its ac...
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Accident Insurance - ANSWER Covers expenses associated with a covered accident and can extend to ambulance and emergency room 
expenses, intensive care, and hospital costs. Accident insurance also provides for loss of income, and a 
death benefit if injuries prove fatal 
 
Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (annual depreciation x number of 
years used). Subtract this number from the item's replacement cost to get its ac...
Florida Civics Literacy Exam 2024( Questions and Answers) 100% Pass
Which doc represents the supreme law of land? us constitution 
What does the US const., do? sets up federal govt. 
What is the first phrase of the US const.? " we the people "
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Which doc represents the supreme law of land? us constitution 
What does the US const., do? sets up federal govt. 
What is the first phrase of the US const.? " we the people "
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Which of the energy systems is dominant during 30-second work intervals performed in a high intensity interval training (HIIT) class? - ANSWER Anaerobic glycolysis 
 
The amount of pressure in the arterial blood vessels during a left ventricular contraction of the heart is the: - ANSWER Systolic blood pressure 
 
As a group exercise instructor walks toward the studio to prepare for class, a club member approaches to ask some questions about the class format. The member indicates that she h...
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- • 5 pages •
Which of the energy systems is dominant during 30-second work intervals performed in a high intensity interval training (HIIT) class? - ANSWER Anaerobic glycolysis 
 
The amount of pressure in the arterial blood vessels during a left ventricular contraction of the heart is the: - ANSWER Systolic blood pressure 
 
As a group exercise instructor walks toward the studio to prepare for class, a club member approaches to ask some questions about the class format. The member indicates that she h...
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