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Insurance Adjuster Exam Correct 100%

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Which kind of losses are covered under a standard fire policy? - ANSWER Direct All fires are not covered by the Standard Fire policies, only those that: - ANSWER are hostile and have a flame or glow At what time does a fire policy go into affect? - ANSWER 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured may collect under e...

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Rhode Island insurance exam Complete Questions & Answers(GRADED A)

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the role of insurance is to - ANSWER transfer the risk of financial loss from an individual or business to an insurance company organized and incorporated under state law owned by stockholders who get a paid share of the company's profit through dividends. also referred to as a nonparticipating or non-par bc policy holder do not participate in paid dividends - ANSWER stock insurance company organized and incorporated under state law. but they have no stockholders. instead, the policyholde...

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Rhode Island life insurance prep Accurate 100%

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Terminal illness rider - ANSWER Pays a partial benefit if the insured is diagnosed with a terminal illness as specified in the policy Death of payor Rider / payor death benefit rider / payor benefit clause - ANSWER Waves premium on a juvenile policy until the insured reaches age 25 if the premium payor dies before the insurer's 25th birthday Waiver of cost of insurance - ANSWER Will pay the portion of the premium that is for the cost of insurance, not any extra that was paid into the poli...

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Rhode Island Insurance Adjuster Study Guide (2017)Correct 100%

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Executory - ANSWER Both sides perform certain acts to make contract enforceable. Endorsement - ANSWER Used to add, delete, or change any policy parts. May alter content of declarations and insurance agreement. May contain conditions exclusions, and definitions. Subrogation - ANSWER Used when insurer paid a covered claim on behalf of insured caused by another party. Entitled to insured's right of recovery from negligent party.

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Rhode Island Adjuster's Exam Correct 100%

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ten days - ANSWER How many days does the insurer have to send out forms when notified of accident? 12:01 am - ANSWER At what time is the policy effective? 25/50/25 - ANSWER What are the financial responsibility limits in Rhode Island?

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Fire Officer 1 Chapter 1 100% Accurate

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c What is unity of command? A-The concept that fire fighters answer to only one supervisor B- The number of people one fire officer can supervise effectively C- A method of directing an incident D- A set of guidelines established for fire fighters to follow - ANSWER A ____________ means "putting resources together into an orderly, functional, structured whole." A- Standard operating procedures B- Span of control

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Fire Officer 1 Sample Questions & Answers(RATED A)

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4 - ANSWER according to NFPA, how many levels of fire officer are there? 3 - ANSWER which is the lowest level of fire officer qualified for the chief level position? 2 - ANSWER In general, what is the minimum level of fire officer certification required to supervise a station with multiple crews? subordinates - ANSWER at the FO1 level, there is emphasis on accomplishing the department's goals and objectives through __________ to achieve results

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Fire Officer 1 State Test Correct Questions & Answers!!

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What is one of the recommendations for helping fire officers develop technical competencies within their companies - ANSWER Use problem solving scenarios What agency enforces the federal laws establishing the civil right of America - ANSWER Equal employment opportunity commission Fire fighter have four major changes in their relationship to the formal fire department organization in their careers. Who's is one of those changes - ANSWER First promotion to Cheif officer

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Fire Officer 1 Study Guide Correct 100%

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According to NFPA, how many levels of fire officers are there? - ANSWER 4 Which level of fire officer is generally associated with supervising a single fire company or apparatus? - ANSWER Fire Officer I What is the lowest level of fire officer that is qualified for a chief officer position? - ANSWER Fire Officer III Which level of fire officer is generally associated as being the senior non chief officer in a department? - ANSWER Fire Officer II

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Fire Officer 1 - Multiple Choice Correct Questions & Answers(RATED A)

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The first step in a progressive sequence generally associated with an officer supervising a single fire company is the rank of - ANSWER Fire Officer 1 The professional qualifications standards for fire officers are documented in NFPA: - ANSWER 1021 A department that uses full-time career personnel along with volunteer or paid-on-call personnel is referred to as a : - ANSWER Combination Department

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