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Insurance Adjuster Exam Correct 100%
Which kind of losses are covered under a standard fire policy? - ANSWER Direct 
 
All fires are not covered by the Standard Fire policies, only those that: - ANSWER are hostile and have a flame or glow 
 
At what time does a fire policy go into affect? - ANSWER 12:01am standard time at the location of the insured's property 
 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured may collect under e...
- Exam (elaborations)
- • 16 pages •
Which kind of losses are covered under a standard fire policy? - ANSWER Direct 
 
All fires are not covered by the Standard Fire policies, only those that: - ANSWER are hostile and have a flame or glow 
 
At what time does a fire policy go into affect? - ANSWER 12:01am standard time at the location of the insured's property 
 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured may collect under e...
Rhode Island insurance exam Complete Questions & Answers(GRADED A)
the role of insurance is to - ANSWER transfer the risk of financial loss from an individual or business to an insurance company 
 
organized and incorporated under state law owned by stockholders who get a paid share of the company's profit through dividends. also referred to as a nonparticipating or non-par bc policy holder do not participate in paid dividends - ANSWER stock insurance company 
 
organized and incorporated under state law. but they have no stockholders. instead, the policyholde...
- Exam (elaborations)
- • 10 pages •
the role of insurance is to - ANSWER transfer the risk of financial loss from an individual or business to an insurance company 
 
organized and incorporated under state law owned by stockholders who get a paid share of the company's profit through dividends. also referred to as a nonparticipating or non-par bc policy holder do not participate in paid dividends - ANSWER stock insurance company 
 
organized and incorporated under state law. but they have no stockholders. instead, the policyholde...
Rhode Island life insurance prep Accurate 100%
Terminal illness rider - ANSWER Pays a partial benefit if the insured is diagnosed with a terminal illness as specified in the policy 
 
Death of payor Rider / payor death benefit rider / payor benefit clause - ANSWER Waves premium on a juvenile policy until the insured reaches age 25 if the premium payor dies before the insurer's 25th birthday 
 
Waiver of cost of insurance - ANSWER Will pay the portion of the premium that is for the cost of insurance, not any extra that was paid into the poli...
- Exam (elaborations)
- • 10 pages •
Terminal illness rider - ANSWER Pays a partial benefit if the insured is diagnosed with a terminal illness as specified in the policy 
 
Death of payor Rider / payor death benefit rider / payor benefit clause - ANSWER Waves premium on a juvenile policy until the insured reaches age 25 if the premium payor dies before the insurer's 25th birthday 
 
Waiver of cost of insurance - ANSWER Will pay the portion of the premium that is for the cost of insurance, not any extra that was paid into the poli...
Rhode Island Insurance Adjuster Study Guide (2017)Correct 100%
Executory - ANSWER Both sides perform certain acts to make contract enforceable. 
 
Endorsement - ANSWER Used to add, delete, or change any policy parts. May alter content of declarations and insurance agreement. May contain conditions exclusions, and definitions. 
 
Subrogation - ANSWER Used when insurer paid a covered claim on behalf of insured caused by another party. Entitled to insured's right of recovery from negligent party.
- Exam (elaborations)
- • 10 pages •
Executory - ANSWER Both sides perform certain acts to make contract enforceable. 
 
Endorsement - ANSWER Used to add, delete, or change any policy parts. May alter content of declarations and insurance agreement. May contain conditions exclusions, and definitions. 
 
Subrogation - ANSWER Used when insurer paid a covered claim on behalf of insured caused by another party. Entitled to insured's right of recovery from negligent party.
Rhode Island Adjuster's Exam Correct 100%
ten days - ANSWER How many days does the insurer have to send out forms when notified of accident? 
 
12:01 am - ANSWER At what time is the policy effective? 
 
25/50/25 - ANSWER What are the financial responsibility limits in Rhode Island?
- Exam (elaborations)
- • 7 pages •
ten days - ANSWER How many days does the insurer have to send out forms when notified of accident? 
 
12:01 am - ANSWER At what time is the policy effective? 
 
25/50/25 - ANSWER What are the financial responsibility limits in Rhode Island?
Fire Officer 1 Chapter 1 100% Accurate
c 
What is unity of command? 
A-The concept that fire fighters answer to only one supervisor 
B- The number of people one fire officer can supervise effectively 
C- A method of directing an incident 
D- A set of guidelines established for fire fighters to follow - ANSWER A 
 
____________ means "putting resources together into an orderly, functional, structured whole." 
A- Standard operating procedures 
B- Span of control
- Exam (elaborations)
- • 3 pages •
c 
What is unity of command? 
A-The concept that fire fighters answer to only one supervisor 
B- The number of people one fire officer can supervise effectively 
C- A method of directing an incident 
D- A set of guidelines established for fire fighters to follow - ANSWER A 
 
____________ means "putting resources together into an orderly, functional, structured whole." 
A- Standard operating procedures 
B- Span of control
Fire Officer 1 Sample Questions & Answers(RATED A)
4 - ANSWER according to NFPA, how many levels of fire officer are there? 
 
3 - ANSWER which is the lowest level of fire officer qualified for the chief level position? 
 
2 - ANSWER In general, what is the minimum level of fire officer certification required to supervise a station with multiple crews? 
 
subordinates - ANSWER at the FO1 level, there is emphasis on accomplishing the department's goals and objectives through __________ to achieve results
- Exam (elaborations)
- • 15 pages •
4 - ANSWER according to NFPA, how many levels of fire officer are there? 
 
3 - ANSWER which is the lowest level of fire officer qualified for the chief level position? 
 
2 - ANSWER In general, what is the minimum level of fire officer certification required to supervise a station with multiple crews? 
 
subordinates - ANSWER at the FO1 level, there is emphasis on accomplishing the department's goals and objectives through __________ to achieve results
Fire Officer 1 State Test Correct Questions & Answers!!
What is one of the recommendations for helping fire officers develop technical competencies within their companies - ANSWER Use problem solving scenarios 
 
What agency enforces the federal laws establishing the civil right of America - ANSWER Equal employment opportunity commission 
 
Fire fighter have four major changes in their relationship to the formal fire department organization in their careers. Who's is one of those changes - ANSWER First promotion to Cheif officer
- Exam (elaborations)
- • 31 pages •
What is one of the recommendations for helping fire officers develop technical competencies within their companies - ANSWER Use problem solving scenarios 
 
What agency enforces the federal laws establishing the civil right of America - ANSWER Equal employment opportunity commission 
 
Fire fighter have four major changes in their relationship to the formal fire department organization in their careers. Who's is one of those changes - ANSWER First promotion to Cheif officer
Fire Officer 1 Study Guide Correct 100%
According to NFPA, how many levels of fire officers are there? - ANSWER 4 
 
Which level of fire officer is generally associated with supervising a single fire company or apparatus? - ANSWER Fire Officer I 
 
What is the lowest level of fire officer that is qualified for a chief officer position? - ANSWER Fire Officer III 
 
Which level of fire officer is generally associated as being the senior non chief officer in a department? - ANSWER Fire Officer II
- Exam (elaborations)
- • 68 pages •
According to NFPA, how many levels of fire officers are there? - ANSWER 4 
 
Which level of fire officer is generally associated with supervising a single fire company or apparatus? - ANSWER Fire Officer I 
 
What is the lowest level of fire officer that is qualified for a chief officer position? - ANSWER Fire Officer III 
 
Which level of fire officer is generally associated as being the senior non chief officer in a department? - ANSWER Fire Officer II
Fire Officer 1 - Multiple Choice Correct Questions & Answers(RATED A)
The first step in a progressive sequence generally associated with an officer supervising a single fire company is the rank of - ANSWER Fire Officer 1 
 
The professional qualifications standards for fire officers are documented in NFPA: - ANSWER 1021 
 
A department that uses full-time career personnel along with volunteer or paid-on-call personnel is referred to as a : - ANSWER Combination Department
- Exam (elaborations)
- • 12 pages •
The first step in a progressive sequence generally associated with an officer supervising a single fire company is the rank of - ANSWER Fire Officer 1 
 
The professional qualifications standards for fire officers are documented in NFPA: - ANSWER 1021 
 
A department that uses full-time career personnel along with volunteer or paid-on-call personnel is referred to as a : - ANSWER Combination Department
Arizona Real Estate State Exam Correct 100%
Red Cross Lifeguarding Practice Test 100% Accurate!!
First Aid Ryanair 2024 Correct Questions & Answers(RATED A+)
ammunition handlers ammo 108 course Correct Questions & Answers
ARF (Adult Residential Facility) State Test Questions & Answers(GRADED A)
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