Underwriting Study guides, Class notes & Summaries
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ISR3702 Assignment 2 (COMPLETE ANSWERS) Semester 1 2024 (675553) - DUE 24 April 2024
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ISR3702 Assignment 2 (COMPLETE ANSWERS) Semester 1 2024 (675553) - DUE 24 April 2024 100% TRUSTED workings, explanations and solutions. for assistance Whats-App.......0.6.7..1.7.1..1.7.3.9......... Question 1 (50 marks) 
Bantu Life Insurance Company received the following life insurance proposal from Chief Mlaudzi, who indicated that, because he lacked the necessary knowledge about life policies, the underwriter should select an appropriate policy for each person: 
1.1 Indicate an appropriate l...
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AINS 101 | 112 Question with 100 % correct answers | Verified
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Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He represents only 
ABC when marketing insurance products, and uses an administrative staff also employed by ABC. Bill is a 
producer in the - Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little choice but 
to "take it or leave it," an insurance contract is a - Contract of adhesion 
Which one of the following best explains why producers should be a...
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024 ;100% TRUSTED workings, explanations and solutions. for assistance Whats-App.......0.6.7..1.7.1..1.7.3.9......... Mlindwa’s spouse, Fezi, successfully challenged Mlindwa’s testamentary will. The court deemed the will void and set it aside. There was no sale of assets from Mlindwa’s deceased estate. The deceased estate had the following liabilities, which Nongxa had to pay when winding up this estate: 
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AIC 300 - Claims in an Evolving World Questions and Answers Solved 100% Correct!!
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B. By certified mail with a return receipt requested. 
Some will also send a copy via regular mail in case the certified letter is not accepted. - Insurers usually 
send denial letters 
Select one: 
A. By email to ensure prompt receipt by the insured. 
B. By certified mail with a return receipt requested. 
C. By overnight courier. 
D. By registered mail. 
D. Subpoenaed. 
Any written claims communication may be subpoenaed. - As methods of communication evolve, it's 
important for claims professi...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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C16 Business of Insurance -Practice Exam Questions Rated 100% Correct!!
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Explain the economic laws of Supply and Demand, and explain why these laws do not strictly apply to 
automobile insurance. - pages 3-3 and 3-13. the economic theory of supply and demand proposes 
that more resources will be allocated to a product that increases revenue. The law of supply provides 
that the higher the price, then more will be supplied. the law of demand provides that, with all other 
factors equal, less will be demanded as the price rises. 
For the insurance market, supply is rep...
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NC Adjuster Exam
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The most common method of risk management is: 
 
A. The sharing of risk 
B. The assumption of risk 
C. The transfer of risk 
D. Risk avoidance - Answer- C. The transfer of risk 
 
Which of the following types of risk is associated with change is not insurable? 
 
A. Fundamental risk 
B. Particular risk 
C. Dynamic risk 
D. Static risk - Answer- C. Dynamic risk 
 
Insurers are able to calculate their probable losses and to establish the rates for premiums that will cover losses and operating expe...
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Texas Life Insurance exam 2023 with 100% correct answers
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Who is considered a field underwriter? 
An agent 
 
 
 
When must insurable interest exist in life insurance? 
Application or issue date 
 
 
 
If no receipt is issued at the time of application, a statement of good health is usually required at the time of? 
Policy delivery 
 
 
 
The Medical Information Bureau is?(MIB) 
a source of medical information to alert insurers to adverse medical history 
 
 
 
A substandard risk compared to a standard risk would pay? 
a higher premium 
 
 
 
Which doc...
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ISR3702 Assignment 2 (QUALITY ANSWERS) Semester 1 2024
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This document contains workings, explanations and solutions to the ISR3702 Assignment 2 (QUALITY ANSWERS) Semester 1 2024. For assistance call or us on 0.6.8..8.1.2..0.9.3.4..... Question 1 (50 marks) 
Bantu Life Insurance Company received the following life insurance proposal from Chief Mlaudzi, who indicated that, because he lacked the necessary knowledge about life policies, the underwriter should select an appropriate policy for each person: 
1.1 Indicate an appropriate life policy or polici...
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AINS 103 Questions & Answers 2023 100% PASS
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Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store has 
contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the rear of the 
store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 9am, and again 
from 3pm to 6pm. The store has had six slip and fall claims from customers in the past year. Danforth 
Grocery Store is most exposed to which one of the following types of liability loss? 
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