California Law and Ethics PSI exam Bundles

1 Can a lender, as a condition of making a loan, require that any insurance be placed through a particular insurance agent or broker? - CORRECT ANSWER-The loan recipient may always select a particular agent or broker of their choosing 2 A claimant can be any of the following EXCEPT - CORRECT AN...

What is the procedure regarding change of address for a licensee? - CORRECT ANSWER-The commissioner must be notified immediately of any change in the personal, business, or email address. What is the punishment for a person who refuses to deliver books, records, or assets to the commissioner whe...

60 min 60 multiple choice 75% to Pass - CORRECT ANSWER-50/60 questions are graded Need 38/50 to Pass Dental Board of California - CORRECT ANSWER-Division of Department of Consumer Affairs Dental Board of California- 15 members - CORRECT ANSWER-8 Practicing Dentists (1 must be a member of the ...

The Social Security age of retirement is dependent upon: - CORRECT ANSWER-The individual's date of birth. Whole Life insurance is permanent insurance provides a _________ death benefit combining __________ insurance protection and __________ cash value. - CORRECT ANSWER-Level, Decreasing, Incre...

LIFE INSURANCE - CORRECT ANSWER-Insurance that pays out a sum of money either on the death of the insured person or after a set period. TERM LIFE INSURANCE - CORRECT ANSWER-Life insurance that pays a benefit in the event of the death of the insured during a specified term. *PURE *ONLY DEATH BEN...

This term affirms the doctor-patient relationship and affirms the foundation for informed consent, protecting patient confidentiality and upholding veracity - CORRECT ANSWER-autonomy this term is often cited as a fundamental principle of ethics, is the obligation to benefit others and seek their...

what are the RDH functions without supervision - CORRECT ANSWER-educational services, oral health training and screening, refering patient out, apply fluoride, pit & fissure sealants in any public health programs administered by the government and submit any insurance or third-party claims what ...

Which of the following is TRUE of a point of service plan - CORRECT ANSWER-A patient's care is coordinated by an in-network primary care physician. In a Level term life policy, which always remains constant ? - CORRECT ANSWER-death benefit which part of an insurance contract contains the promi...

Admitted Insurance Company vs. Non-Admitted Insurance Company - CORRECT ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) A non-admitted insurance company is not...

Which of the following is TRUE regarding who qualifies for coverage under the California Fair Access to Insurance Requirements plan? 1. Any person who is unable to obtain basic property insurance through normal channels. 2. Any person who qualifies will receive superior coverage to other forms...

A participating company is also referred to as which type of insurer? - CORRECT ANSWER-Mutual insurer An insurer owned by its policyholders, is called a - CORRECT ANSWER-Mutual insurer What is a participating life insurance policy? - CORRECT ANSWER-Contract that allows the policyowner to receiv...

Other structures are excluded from coverage under the HO-3 when they are: Smaller than 100 square feet or larger than 1,000 square feet Smaller than 100 square feet or larger than 500 square feet Used for storage purposes Used for business purposes - CORRECT ANSWER-Used for business purposes is...

All of the following are requirements for an applicant to be licensed as a life & disability insurance analyst EXCEPT - CORRECT ANSWER-having been employed by an insurance company . Life and Disability Insurance Analysts must provide an agreement with a statement that includes all of the followi...