P&C License Exam - Practice Test Questions With Complete Solutions

Who would be able to collect survivor and death benefits from WC in the event the covered injury resulting in the death of an employee? correct answer: Spouse of Employee Which type of crime best describes someone who waits until store personnel are preoccupied and pockets merchandise while no one is looking and leaves without detection correct answer: Robbery Not a common exclusion in a liability policy correct answer: damage caused by acts of civil disobedience and riots The party who agrees to be responsible for loss in the case of a fidelity bond? correct answer: The Surety An insured has transportation expenses coverage under part D of the personal auto policy when involved in a collision. Coverage provides which of the following? correct answer: Rental Reimbursement until claim is settled by insurance An insured operates an auto repair shop and has a garage coverage form with garagekeepers insurance when an employee on a test drive with a customer's car is involved in a crash. How will the customer's car be covered by the insured's policy? correct answer: The customer's car is covered for any physical damage while in custody of the insured For the purpose of worker's compensation insurance who would not be subject to worker's compensation laws, eithe