FICEP Test Questions and Answers 100% Pass

FICEP Test Questions and Answers 100% Pass Money avoidance is the idea that money is evil or ______________ undeserved The idea that money is the way to solve all a member's problems is money ______________ worship Money ____________ is the member's belief that wealth is tied to self-worth. Money is seen as a member's way to one-up others. Status Money vigilance is a member's perceived need for ___________ about their financial matters. secrecy The ideal spending cycle a member should strive to be in is _________ / _______________ / ____________. This group pays themselves first earn save spend Factors impacting money _____________ can include childhood experiences, emotional disorders, out of control spending or ignoring the problem. attitudes The most basic need members have is ___________________ needs like food, shelter, and clothing. This is the _____ of the pyramid on Maslow's hierarchy of needs. physiological, base The _______ brain sees things in a logical way while the ______ brain may add color and creativity to the thought process. left, right A right brain person could benefit from a list with ________________ while you are sharing information. illustrations The ____________ zone of the Johari Window includes things known to others (counselor) but unknown to self (member). blind The three types of financial counseling are ____________, _______________, and ____________. productive, preventative, and remedial A counselor should seek to understand all the facts bout a client's circumstances before generating alternatives using both _____________ and _______________ cues. verbal, nonverbal There are four steps in the member's change process. In sequential order they are: 1. Recognizing the _________ for change. 2. Gather ___________ and introduce new ideas. 3. ______________ plan as needed. 4. Make _____________ a part of the member's habits. Need information revise changes Help members prioritize essentials so they spend on ___________ instead of ____________. needs, wants Examining forces for or against a specific action are part of a _____________ ______________ _____________________. Force field analysis The counseling process contains six steps. In sequential order, they are: 1. ____________ member data 2. Establish clear financial _____________ and objectives. 3. _________________ data. 4. _____________ a spending, debt repayment and action plan 5. _______________ plan. 6. Monitor, evaluate, and ______________ as needed.