CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Questions and Answers
CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Questions and Answers How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - ANSWER 2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded C. an increasing amount of term insurance that equals the cash value of the policy at any point in time D. a provision that states the insurer must return any premiums paid during the free-look period - ANSWER an increasing amount of term insurance that always equals the total of premiums paid up to the current point In a home healthcare benefit, all of the following are eligible expenses EXCEPT A. intermittent part-time nursing care; B. physical, occupational, or speech therapy; C. blood transfusions D. medical social services; - ANSWER blood transfusions All of the following are classifications of risk EXCEPT A. substandard B. preferred C. declined D. non-nicotine - ANSWER non-nicotine Which of the following is exempted from the incontestability provision in insurance policies? A. fraudulent misstatements B. pre-existing conditions C. change in health D. changes in the insurance code - ANSWER fraudulent misstatements A group conversion option may be used in all the following instances EXCEPT A. the termination of the master policy. B. loss of coverage due to loss of employment. C. loss of eligibility on the part of a class of insureds. D. a life-changing event, such as marriage, divorce, or childbirth. - ANSWER a lifechanging event, such as marriage, divorce, or childbirth
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ca psi site life accident and health agent exa
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ca psi site life accident and health agent
