Florida Adjuster All Lines
The Adjuster's Code of Ethics starts with a basic premise which states: - ANSThe work of
adjusting engages the public trust
Once an adjuster is licensed he or she must maintain a continuing education requirement.
Select from the following an adjuster's compliance requirement in order to stay licensed: - ANSA
newly licensed adjuster must complete 24 hours of continuing education in every two year
compliance period, of which 5 hours must be taken in a properly certified 5 Hour Law & Ethics
Update course
A claim in the property/casualty industry is defined as: - ANSAn assertion of an alleged legal
right against a person, entity, company or insurer that carries with it a demand for money as
compensation for injuries or damage
Describe the coverages provided in a split limit policy of 10/20/10 - ANSThe coverage provides
up to $10,000 of liability protection for bodily injury to any one individual, an aggregate of
$20,000 for all bodily injuries regardless of how many individuals, and $10,000 for property
damage
What is the primary difference between a staff adjuster and an independent adjuster? - ANSA
staff adjuster works for an insurance company and an independent adjuster works
independently for themselves or for adjusting firms who represent many clients
In todays society the most important factor in the purchase of insurance is: - ANSTrust
Negligence is described as: - ANSFault that arises from doing something you shouldn't have
done, or not doing something you should have done
One of the most important claim handling goals of an Insurance Company is: - ANSTo help
those who have been injured or who have suffered loss for which the insured is responsible,
while at the same time minimizing loss for the insured party and carrier
The doctrine of proximate cause is defined as: - ANSif there is an unbroken chain of events, or
series of sequences, flowing from the initial loss caused by the Insured peril to a subsequent
loss, the insured peril causing the initial loss will be considered the "proximate cause" of the
subsequent loss.
The fundamental difference in adjusting claims in the healthcare industry and in the
property/casualty (i.e. worker's compensation, liability, etc. ) industry is: - ANSThe relative
degree of legalism involved. To adjust claims in the property and casualty industry one must
have a sound foundation and understanding of various legal doctrines and issues
The Adjuster's Code of Ethics starts with a basic premise which states: - ANSThe work of
adjusting engages the public trust
Once an adjuster is licensed he or she must maintain a continuing education requirement.
Select from the following an adjuster's compliance requirement in order to stay licensed: - ANSA
newly licensed adjuster must complete 24 hours of continuing education in every two year
compliance period, of which 5 hours must be taken in a properly certified 5 Hour Law & Ethics
Update course
A claim in the property/casualty industry is defined as: - ANSAn assertion of an alleged legal
right against a person, entity, company or insurer that carries with it a demand for money as
compensation for injuries or damage
Describe the coverages provided in a split limit policy of 10/20/10 - ANSThe coverage provides
up to $10,000 of liability protection for bodily injury to any one individual, an aggregate of
$20,000 for all bodily injuries regardless of how many individuals, and $10,000 for property
damage
What is the primary difference between a staff adjuster and an independent adjuster? - ANSA
staff adjuster works for an insurance company and an independent adjuster works
independently for themselves or for adjusting firms who represent many clients
In todays society the most important factor in the purchase of insurance is: - ANSTrust
Negligence is described as: - ANSFault that arises from doing something you shouldn't have
done, or not doing something you should have done
One of the most important claim handling goals of an Insurance Company is: - ANSTo help
those who have been injured or who have suffered loss for which the insured is responsible,
while at the same time minimizing loss for the insured party and carrier
The doctrine of proximate cause is defined as: - ANSif there is an unbroken chain of events, or
series of sequences, flowing from the initial loss caused by the Insured peril to a subsequent
loss, the insured peril causing the initial loss will be considered the "proximate cause" of the
subsequent loss.
The fundamental difference in adjusting claims in the healthcare industry and in the
property/casualty (i.e. worker's compensation, liability, etc. ) industry is: - ANSThe relative
degree of legalism involved. To adjust claims in the property and casualty industry one must
have a sound foundation and understanding of various legal doctrines and issues
