Arizona Accident and Health Exam QUESTIONS & ANSWERS(GRADED A)
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Course
Arizona Accident and Health
Institution
Arizona Accident And Health
When issuing disability income coverage on a substandard risk, an insurance company may
raise the deductible
shorten the benefit period
raise the benefit limits
reduce the premium - ANSWER shorten the benefit period
The amount of a covered loss to be paid by the insured before a ...
Arizona Accident and Health Exam QUESTIONS
& ANSWERS(GRADED A)
When issuing disability income coverage on a substandard risk, an insurance company may
raise the deductible
shorten the benefit period
raise the benefit limits
reduce the premium - ANSWER shorten the benefit period
The amount of a covered loss to be paid by the insured before a major medical expense policy begins to
pay is called the
out-of-pocket expense
coinsurance percentage
deductible amount
usual, customary, and reasonable charges - ANSWER deductible amount
Which of the following health plans pay benefits on a pre-paid service basis?
Medicare
, Medicaid
Group medical expense plans
HMO - ANSWER HMO
Jonas has disability insurance through his employer. The employer pays 75% of the premium, and Jonas
pays the other 25%. What is Jonas's tax liability for any benefits paid from the disability plan?
Taxes must be paid on all benefits received
No taxes are payable on any benefits received
Taxes must be paid on 25% of the benefits received
Taxes must be paid on 75% of the benefits received - ANSWER Taxes must be paid on 75% of the
benefits received
In Arizona, who is primarily responsible for determining the appropriateness of a Medicare Supplement
policy for a proposed insured?
The producer who solicits the application
The applicant, who may also be the proposed insured
The proposed insured, who may also be the applicant
Both the applicant and the proposed insured - ANSWER The producer who solicits the application
Medicare supplement insurance that provides a preventative medical care benefit will often cover
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