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Arizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || VERIFIED COMPLETE EXAM BUNDLE $38.99   Add to cart

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Arizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || VERIFIED COMPLETE EXAM BUNDLE

Arizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || VERIFIED COMPLETE EXAM BUNDLEArizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || VERIFIED COMPLETE EXAM BUNDLEVArizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || ...

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FINAL EXAM - ARIZONA LIFE AND HEALTH CORRECT QUESTIONS & SOLUTIONS|| 2024 LATEST UPDATE|| VERIFIED

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Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? - ANSWER Can be unequal The premiums paid by an employer for his employee's group life insurance are usually considered to be? - ANSWER Tax-deductible to the employer Kevin has an...

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Arizona life and health - final exam|| 2024 LATEST UPDATE|| CORRECT QUESTIONS & SOLUTIONS|| RATED A

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Peril - ANSWER Which of the following can be defined as a cause for loss hazard - ANSWER A condition that increases the possibility of financial loss is called Reduction - ANSWER ABC Company is attempting to minimize the severity of potential losses within its company. The company is engaged i...

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Arizona life and health final exam QUESTIONS & COMPLETE SOLUTIONS(GRADED A)

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A life insurance policy can usually be contested by the insurer only during the first ____ years of the contract - ANSWER 2 years After an annuity has been in force for ____ years, it becomes incontestable - ANSWER 2 years In long term care insurance, what is the length of time for which claim...

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Final Exam - Arizona Life and Health|| 150 QUESTIONS || CORRECT SOLUTIONS|| RATED A)

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A signed good health statement may be requested by a life producer at the time of - ANSWER policy delivery A licensee whose name or address changes must notify the Department of Insurance within _____ days. - ANSWER 30 Which statement regarding the cash value of a whole life insurance policy i...

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Final Exam Arizona Life and Health CORRECT QUESTIONS & SOLUTIONS(RATED A)

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Insurance crimes which affect interstate commerce are prosecuted by the - ANSWER US Attorney General A(n)___insurer restricts the exposures it writes to those of its owners. - ANSWER Captive Which statement best defines what a Policy Title means on an insurance policy? - ANSWER Every policy mu...

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Arizona Life and Health Insurance Final Exam QUESTIONS & SOLUTIONS RATED A+

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Chris has a single medical contract which covers all medical expenses. His plan is considered to be - ANSWER Comprehensive A life policy's spendthrift clause would have no effect if the beneficiary is paid the proceeds as a - ANSWER lump-sum payment What will medicare charge if someone does...

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FINAL EXAM ARIZONA LIFE AND HEALTH CORRECT QUESTIONS & ANSWERS(GRADED A)

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If dividend option choices are offered on a whole life insurance policy, the policy MUST - ANSWER contain a statement that dividends are NOT guaranteed An insured files for an accident and health insurance policy claim eight days after the premium due date. The benefit payable is $500 and the ov...

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Arizona life and health insurance exam CORRECT 100%

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When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - ANSWER Give notice, explain, and allow opting out Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - ANSWER 9:00 PM A health plan offered by private...

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Arizona Life Insurance Exam QUESTIONS & ANSWERS(RATED A)

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a whole life policy that provides a choice of dividend options include the following statement about dividends they accrue at a guaranteed rate they are deferred for one year they are not guaranteed they are guaranteed after the first year - ANSWER they are not guaranteed When there ...

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Arizona Life and Health Insurance State Exam Simulator CORRECT QUESTIONS & ANSWERS 2024 LATEST UPDATE!!

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Which statement regarding the cash value of a whole life insurance policy is correct? - ANSWER Available to the policyowner when the policy has been surrendered. Which of the following is NOT a valid contract exchange? - ANSWER An annuity exchanged fora . life insurance policy. Interest is cre...

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Arizona Health/Life Insurance Exam QUESTIONS & ANSWERS || 2024 LATEST UPDATE || VERIFIED

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Which element of a contract constitutes a definite and unqualified proposal by one party to another? - ANSWER Offer Skilled nursing facility expenses are sometimes covered by ___________, but ONLY if the insured was hospitalized prior to entering the facility. - ANSWER Medicare Disability inco...

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Arizona Life and Health Insurance Exam CORRECT QUESTIONS & ANSWERS(LATEST UPDATE 2024)

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Military Families - ANSWER Which of the following does TRI-CARE provide accident and health coverage Inpatient Drugs - ANSWER Medicare Part A typically covers to The insured's education, training, and experience - ANSWER What is taken into consideration when defining 'total disability...

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Arizona Life and Health Insurance QUESTIONS & ANSWERS(RATED A)

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Any administrative action taken against a producer MUST be reported to the director within ___ days after the final disposition. - ANSWER 30 How many days notice does the Affordable Care Act require insurers to give before rescinding coverage? - ANSWER 30 According to the Affordable Care Act, ...

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Arizona life and Health Insurance|| 2024 LATEST UPDATE|| CORRECT QUESTIONS & ANSWERS|| VERIFIED A+

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Who is involved in completing the agents reports - ANSWER Only the agent Which of the following is a feature of a variable annuity - ANSWER Benefit payment amounts are not guaranteed The omnibus budget reconciliation act of 1990 (obra) requires that large group health plans must provide primar...

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Arizona Life Insurance Only State Exam Simulator CORRECT 100%

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Regulations for variable insurance contracts are set by all of the following EXCEPT Securities and Exchange Commission Department of Insurance State securities authorities State attorney general's office - ANSWER State attorney general's office Which of the following is associated wit...

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Arizona Life Insurance Exam – Annuities COMPLETE QUESTIONS & SOLUTIONS (RATED A)

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Deferred - ANSWER Withheld or postponed until a specified time or event in the future IRS - ANSWER Internal Revenue Service, the U.S. government agency responsible for collecting taxes and enforcement of the Internal Revenue Code Life Contingency - ANSWER Dependent on whether or not the insure...

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Arizona Accident and Health Exam QUESTIONS & ANSWERS(GRADED A)

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When issuing disability income coverage on a substandard risk, an insurance company may raise the deductible shorten the benefit period raise the benefit limits reduce the premium - ANSWER shorten the benefit period The amount of a covered loss to be paid by the insured before a m...

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Arizona Life Insurance Exam - Life Insurance Basics 100% ACCURATE

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Beneficiary - ANSWER A person who receives the benefits of an insurance policy Death Benefit - ANSWER The amount paid upon the death of the insured in a life insurance policy Cash Value - ANSWER Equity amount accumulated in permanent life insurance Estate - ANSWER A person's net worth ...

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XCEL Arizona Life and Health Insurance State Exam COMPLETE QUESTIONS & SOLUTIONS(RATED A)

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Under a long-term care inflation rider, the benefit levels - ANSWER periodically increase without proof of insurability In order for a health plan to be an "accountable health plan", who has to approve it? - ANSWER the director Medicare Part A coinsurance payments are covered by - ANSWER...

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