HSA 3111 FINAL QUESTIONS WITH COMPLETE SOLUTIONS

Mental health insurance coverage "carve outs" are a cost-containment method used by managed care plans to control mental health benefits. Under this arrangement, management of mental health benefits is: correct answer: Outsourced to a subcontractor known as a Managed Behavioral Healthcare Organization (MBHO), which assumes financial risk and authorization for access to mental health services The diagnosis of mental illnesses in older adults is relatively easy as they readily report issues about their medical status to medical providers. correct answer: FALSE A major issue in developing appropriate pharmaceuticals for mentally ill children and adolescents continues to be inadequate data on the prevalence and incidence of mental illness in children. correct answer: TRUE A significant contribution of the ACA to enhanced mental care will be: correct answer: Requiring health insurance policies to include coverage for psychiatric and behavioral health treatment and parity with coverage for medical treatment. In contrast to widely held beliefs, psychiatric disorders can now be diagnosed and treated as effectively as physical disorders. correct answer: TRUE The Mental Health Parity and Addiction Equity Act implemented in 2010 contains many features to end insurance benefit inequity between mental health and substance abuse benefits and medical/surgical benefits for group health plans with more than 50 employees. A main feature of this legislation included which of the following? correct answer: Equal coverage applies to all deductibles, copayments, coinsurances, and out-of-pocket expenses. The main feature of the Pediatric Research Equity Act of 2003 (PREA) was to assure correct answer: Drug companies would study their products in children with the same use for which they approved use in adults Jails and prisons have become the de facto mental health system for millions of under- or uninsured people with mental health problems and co-occurring mental health and substance abuse conditions." Which of the following is (are) a major cause(s) of this situation? a. Homeless mentally ill persons' behaviors create increased risks for arrest and incarceration b. Mentally ill persons often have co-morbidities resulting in inappropriate behaviors c. Homeless persons are at a severe disadvantage corr