Alternative lending platforms ______. correct answers perform the credit underwriting process in near real time
Not all securities offerings must be registered. Which of the following is most likely to be exempt? correct answers An offering by the State of Georgia
The Securities Act of 1933 _...
Fintech || with Accurate Answers 100%.
Alternative lending platforms ______. correct answers perform the credit underwriting process in
near real time
Not all securities offerings must be registered. Which of the following is most likely to be exempt? correct answers An offering by the State of Georgia
The Securities Act of 1933 _______. correct answers prohibited deceit, misrepresentation, and other fraud in the sale of securities
As of the taping of this semester's interview, small businesses may borrow up to $______ from Kabbage. correct answers 250,000
Kabbage was co-founded by Rob Frohwein and _______. correct answers Kathryn Petralia
The _____ Act aimed to help businesses raise funds in public capital markets by minimizing regulatory requirements. correct answers JOBS
In the Kabbage video, Rob Frohwen states that capital should have _______, diversity, flexibility, and permanence. correct answers immediacy
Banks ___________. correct answers often sell home loans to Freddie Mac
Gould and Fisk ______. correct answers printed fraudulent shares in the Erie Railroad and sold them to Vanderbilt
Funding U was founded by _______. correct answers Jeanne Tarkenton
True learning ___________. correct answers is effortful and requires time
The first insurance company was ________. correct answers Lloyd's of London
The ____ family was responsible for the growth of banking in Italy. correct answers Medici
In order to trust a model, Robert Merton claims that one must ________. correct answers trust the motivations of the model's creator
trust the competence of the model's creator
trust the data
In the early 1800s some traders used _________ to relay stock price information between New York and Philadelphia. correct answers semaphore flags
Which of the following is not a critical component of effective learning? correct answers reviewing notes Which of the following is not necessary for a well-functioning economy? correct answers governmental corruption
According to Robert Merton, to trust a model all of the following must be true except ____. correct answers the model must be complete.
According to the Robert Merton video, __________ is(are) essential for economic growth and stability. correct answers a well-functioning financial system
According to the Robert Merton video. which of the following statements is not true? correct answers Truly transparent services require the most trust.
According to the Robert Merton video, in the 2008 financial crisis there was a loss of trust in the _____ and _____ of financial services. correct answers providers; regulators
According to the Robert Merton video, financial crises ______ crush financial innovation. correct answers do not always
According to the Robert Merton video, the economic and financial crises of the 1970s stimulated
all of the following innovations except ____________. correct answers cryptocurrencies
According to Robert Merton, which of the following is not a substitute for trust? correct answers complexity
For a FinTech innovation to be successful, ______. correct answers the finance science behind it must be sound
the technology behind it must work
there must be sufficient economic benefit
regulations must allow it
After 2007 retail investors moved more money into _____ funds than _____ funds. Merton believes this is due to a _____ in trust. correct answers index; actively-managed; decrease
According to Merton, trust in a person requires that the person be______. correct answers trustworthy and competent
According to Merton, as technology becomes more complex and opaque, the values of trust as an
asset _____. correct answers increases
According to Merton, _____________ is (are) inherently opaque and cannot be verified. correct answers financial advice
According to Merton, regulation exist in part to _________. correct answers create trust
According Luke Timberlake, banks ___________. correct answers can't make a profit on loans under $1 million
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller FullyFocus. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for £8.60. You're not tied to anything after your purchase.
