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FLORIDA 4-40 EXAM / 200 + QUESTIONS AND VERIFIED SOLUTIONS 2024/2025 GRADED A+ . $10.29
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Exam (elaborations)

FLORIDA 4-40 EXAM / 200 + QUESTIONS AND VERIFIED SOLUTIONS 2024/2025 GRADED A+ .
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Transferring the risk to an insurance company is known as what?: Insurance 2. When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referredto as what?: Endorsement 3. George and Sandy only home which was damaged ...

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  • August 28, 2024
  • 12
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

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  • florida
  • florida 4 40 exam 200 questions and verified s

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FLORIDA 4-40 EXAM /
200 + QUESTIONS AND
VERIFIED SOLUTIONS
2024/2025 GRADED A+ .





, 1. Transferring the risk to an insurance company is known as what?: Insurance
2. When the insured request to have the company change a condition or provision in an insurance policy the
document attach to the policy is referredto as what?: Endorsement
3. George and Sandy only home which was damaged by fire who has insurableinterest: George and Sandy
4. What is the most common loss settlement valuation in the property poli-cies?: Actual cash value
5. The insurance company pays the insured for damages that should have been collected from the app fault party
now the insured right to seek damagesfrom the airport party are transferred to his insurance company what best
describes this concept: Subrogation
6. PIP: Personal Injury Protection
7. Pip coverage is: Primary
8. Tort Immunity: Relief for persons who have suffered harm from the wrongful actsof others
9. Extend PIP: To fill percentage gaps
10. Additional PIP increases limits to...: Increase dollar limit only 10,000 to 25,000or more
11. Under Florida law what are the benefits payable for medical expenses: 80%
12. Under Florida law what are the benefits payable for lost wages: Up to 60%
13. Death benefits: 5,000
14. Deductibles are how much: $250,$500,$1000
15. Cease to defend: Limits exhausted by payment
16. Before an owner of a vehicle can't obtain a license plate and tag regis- tration the owner must purchase
PIP coverage in property damage liabilitycoverage in the amount of: $10,000
17. When will the individuals be requested to prove they are financially capable three different times: At the time of
an accident ( 2 )a major traffic violation and (3)an insurance vehicle is used in a felony
18. The minimum liability limits bar: 10/20/10
19. Which of the following does not trigger financial responsibility: An accidentwith a small amount of property
damage
20. FR-44 is for: People who are convicted of dui or dwi
21. If convicted of a dui or dwi insured must: Piggy 100% of the premium inadvance also carry 100/300/50
liability insurance coverage for 3 years
22. How long with the insured receive medical care when qualifying under medical payments: Medical Expenses
and funeral services three years from dateof accident regardless of fault

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