Florida 6 20

FLORIDA HEALTH AND LIFE INSURANCE STATE EXAM 150+ PRACTICE QUESTIONS AND CORRECT ANSWERS 2024/2025 GRADED A+. 2 / 11 1. Which Accident and Health policy provision addresses preexisting condi-tions?: Time Limit on Certain Defenses 2. Which of the following individual health insurance policies will provide thebroadest protection?: Major Medical 3. Which of the following situations does NOT apply to the Florida Replace- ment Rule?: An existing policyholder purchases an additional policy ...

Transferring the risk to an insurance company is known as what?: Insurance 2. When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referredto as what?: Endorsement 3. George and Sandy only home which was damaged by fire who hasinsurableinterest: George and Sandy 4. What is the most common loss settlement valuation in the property poli-cies?: Actual cash value 5. The insurance company pays the insured for dam...

1. A public adjuster represents the interest of: A. The insurer B. The Insured C. The employer D. The interest of the general public: B. The insured 2. Which of the following is the type of report that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above: A. Field Report 3. States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a claimant the adjuster must not: A. Promptly investig...

1. A public adjuster represents the interest of: A. The insurer B. The Insured C. The employer D. The interest of the general public: B. The insured 2. Which of the following is the type of report that indicates the initial results of a claim investigation? A. Field Report B. Interim Report C. Full Report D. None of the above: A. Field Report 3. States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a claimant the adjuster must not: A. Promptly invest...