AU 61 Chapter 2 Test Questions and Answers All Correct (Newest Version)
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Course
AU 61
Institution
AU 61
AU 61 Chapter 2 Test Questions and Answers All Correct (Newest Version)
Marilyn, an underwriter, is reviewing an application for commercial property insurance that states the building construction classification as masonry noncombustible. She finds that this classification is incorrect, however, b...
AU 61 Chapter 2 Test Questions
and Answers All Correct (Newest
Version)
Marilyn, an underwriter, is reviewing an application for commercial property insurance
that states the building construction classification as masonry noncombustible. She
finds that this classification is incorrect, however, because the application describes the
building structure as having concrete exterior walls that are load-bearing and have a
one-hour fire resistance rating, and wood floors and roof. Marilyn is most likely to
consider which one of the following construction classifications as more appropriate for
her underwriting purposes?
Select one:
A. Joisted masonry
B. Noncombustible
C. Frame
D. Modified fire-resistive - Answer ✔ A. Joisted masonry
Trainee underwriter Sue is touring various sites to learn more about building
construction. The site she is currently visiting is a building with wood columns that are
10 inches thick. The wood beams and ties are very deep and wide. Sue notes that the
floors in the building are four inch thick tongue and groove planks. As viewed from the
outside of the building, the roof deck is constructed of a very sturdy and heavy timber.
Sue should classify this building as being which one of the following construction types?
Select one:
A. Mill construction
B. Frame construction
C. Mixed construction
D. Ordinary construction - Answer ✔ A. Mill construction
Key construction design characteristics of a building can affect its underwriting
desirability. The building's height and shape, the number of fire divisions, and building
openings influence the ease with which fire can be controlled and extinguished. Which
one of the following is the most serious challenge firefighters face in fighting a fire in a
20-story high-rise building that has adequate risk control protection?
Select one:
A. Evacuating a restaurant on the top floor
B. Becoming disoriented because many floors may have a similar appearance
C. Finding a ladder that is tall enough to reach the upper stories
D. Gaining access to the building to fight a fire from the inside - Answer ✔ D. Gaining
access to the building to fight a fire from the inside
, High-rise buildings present unique problems when their height restricts the capability of
the local fire service to fight fires from outside. This is important to underwriters because
delays to firefighters getting inside to attack a fire could increase property damage and
pose a serious threat of bodily injury to firefighters and building occupants. According to
the National Fire Protection Association (NFPA), any structure is considered a high-rise
if it is taller than
Select one:
A. 50 feet.
B. 75 feet.
C. 100 feet.
D. 150 feet. - Answer ✔ B. 75 feet.
Fire doors can protect building openings that can compromise the integrity of a fire
division. They are classified by the National Fire Protection Association (NFPA) based
on their ability to resist fire. To be most effective, a fire door in a fire wall must be
capable of
Select one:
A. Being propped open so that firefighters have unrestricted access to all parts of the
building.
B. Withstanding the same fire as the wall itself.
C. Opening automatically in the event of a fire, for easy exit by occupants to protect life
safety.
D. Withstanding fire for at least one hour. - Answer ✔ B. Withstanding the same fire as
the wall itself.
Martin is underwriting a commercial restaurant building that is located a block from the
beach in New Jersey, in an area known for high wind gusts. There are other buildings
immediately adjacent on either side of the restaurant. Martin is evaluating the roof's
construction materials with respect to their effectiveness both as a weather seal for the
building, and as a fire protective barrier. Which one of the following roofing materials is
he likely to find most desirable?
Select one:
A. Asphalt shingles
B. Concrete
C. Tile
D. Treated cedar shingles - Answer ✔ B. Concrete
The most common roof covering is
Select one:
A. Tin sheets.
B. Asphalt shingles.
C. Tile
D. Fiberglass sheets or shingles. - Answer ✔ B. Asphalt shingles.
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