WebCe

Liberty University

Here are the best resources to pass WebCe. Find WebCe study guides, notes, assignments, and much more.

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Webce Life and Health| 281 questions| with complete solutions
  • Webce Life and Health| 281 questions| with complete solutions

  • Exam (elaborations) • 39 pages • 2023
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  • Representations and Warranties CORRECT ANSWERS: Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. Underwriting vs. Actuarial Departments CORRECT ANSWERS: Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estim...
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WebCe – Ethics| 60 questions| with complete solutions
  • WebCe – Ethics| 60 questions| with complete solutions

  • Exam (elaborations) • 7 pages • 2023
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  • You have been invited to your niece's wedding reception, and the invitation requests an RSVP. You really don't want to go, and you could simply decline the invitation. But you respond that you will be in attendance, and you check her bridal registry to select an appropriate gift to bring. Your decision is based on CORRECT ANSWERS: an area of manners; it would have been impolite to decline. Stefan's friends would agree that he has many vices. In describing Stefan's character, they would p...
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WebCE Exam Tutor| 400 questions| with complete solutions| 76 pages| with complete solutions
  • WebCE Exam Tutor| 400 questions| with complete solutions| 76 pages| with complete solutions

  • Exam (elaborations) • 76 pages • 2023
  • Available in package deal
  • All of the following are eligible to purchase a group life insurance policy EXCEPT: the Wonderful Widget Company, which employs more than 200 people the State Electrical Workers Union the Retailers Multiple Employer Trust, formed by two retailers to purchase insurance for their employees Stan and his neighbors, who form their own group to buy group coverage at a lower cost than their individual coverages CORRECT ANSWERS: Stan and his neighbors are not eligible to purchase group life insur...
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WebCE Test 1| 150 questions| with complete solutions
  • WebCE Test 1| 150 questions| with complete solutions

  • Exam (elaborations) • 29 pages • 2023
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  • Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Pennsylvania. Which of the following conditions must she satisfy? She must move to Pennsylvania. She must surrender her Ohio license. She must be sponsored by a producer licensed in Pennsylvania. She must show her Ohio license is in good standing. CORRECT ANSWERS: she must show her Ohio license is in good standing An annuity settlement option with a life contingency i...
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WebCE Quizzes: General Insurance & Life Insurance| 90 pages- 440 questions| with complete solutions
  • WebCE Quizzes: General Insurance & Life Insurance| 90 pages- 440 questions| with complete solutions

  • Exam (elaborations) • 90 pages • 2023
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  • Buying life or health insurance is an example of which risk management technique? risk avoidance risk reduction risk retention risk transfer CORRECT ANSWERS: risk transfer What is the mathematical concept of probability that helps insurers estimate the statistical likelihood of mortality or morbidity losses at any given age? law of large numbers underwriting principle law of probability actuarial principle CORRECT ANSWERS: law of large numbers A person who refuses to engage i...
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WEBCE Practice Exam 100 questions with complete solutions
  • WEBCE Practice Exam 100 questions with complete solutions

  • Exam (elaborations) • 9 pages • 2023
  • Available in package deal
  • In general, what is the earliest age at which a person can take a distribution from a qualified plan without a tax penalty? CORRECT ANSWERS: 59 1/2 Carol was 35 when she bought her deferred annuity. Now, at age 38, she wants to withdraw funds from the contract to take a vacation. Carol is likely to encounter all of the following consequences in making the withdrawal EXCEPT: CORRECT ANSWERS: statutory minimum withholding requirements What kind of misrepresentation on an insurance applicat...
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extra questions for WebCE with complete solutions
  • extra questions for WebCE with complete solutions

  • Exam (elaborations) • 1 pages • 2023
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  • Which of the following is characteristic of Virginia's Long-Term Care Insurance Partnership program? CORRECT ANSWERS: both I and II John's long-term care insurance partnership policy lapsed for nonpayment of premiums while he was confined in a nursing home. His coverage for that nursing home confinement would cease in all of the following circumstances EXCEPT: CORRECT ANSWERS: immediately upon lapse The Virginia Long-Term Care Insurance Partnership program employs a _________ model wit...
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WebCe - Commercial Lines 101 questions with complete solutions
  • WebCe - Commercial Lines 101 questions with complete solutions

  • Exam (elaborations) • 2 pages • 2023
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  • What is the underwriter's goal? CORRECT ANSWERS: To write a book of business in which the actual losses approximate the expected losses. Gertrude is going to become an insurance agent. She would like to work in an agency that represents many different insurance companies. Gertrude will go to work for a(n) CORRECT ANSWERS: Independent agency When a client suffers a loss, MegaInsurers is expected to respond promptly to settle the resulting claim. Depending on the line of insurance, claim ...
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LTC-WEBCE questions with complete solutions
  • LTC-WEBCE questions with complete solutions

  • Exam (elaborations) • 2 pages • 2023
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  • What is the form of LTC that is non-medical and involving the most private and intimate aspects of a person's life - personal hygiene, dressing, and toileting? CORRECT ANSWERS: Custodial Care Custodial Care provides these "low-tech" services that are designed to minimize, rehabilitate, or compensate for loss of _______________. CORRECT ANSWERS: Loss of Independent physical or mental functioning. What are the less personal long-term custodial care needs that my be involved? CORRECT AN...
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WebCe, Property & Casualty - HO Types, Part 1 (matching)
  • WebCe, Property & Casualty - HO Types, Part 1 (matching)

  • Exam (elaborations) • 1 pages • 2023
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  • Homeowners Coverage Forms: HO-1 Homeowners Coverage Forms: HO - 2 CORRECT ANSWERS: Broad Form. Dwelling, other structures, personal property on named perils basis. Loss of use, personal liability, medical payments. Homeowners insurance policy that provides insurance coverage on the "named-peril" basis. There are 16 covered perils on a broad form policy. Homeowners Coverage Forms: HO - 3 CORRECT ANSWERS: Special Form. Insurance policy that provides insurance coverage for the structure o...
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