Aiaf - Study guides, Class notes & Summaries
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AIAF 114- Chapter 5 Practice Exam | Actual Exam Questions | 100% Correct Answers | Verified 2024 Version
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AIAF 114- Chapter 5 Practice Exam | 
Actual Exam Questions | 100% Correct 
Answers | Verified 2024 Version
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AIAF 114 - CHAPTER 4 PRACTICE EXAM QUESTIONS
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AIAF 114 - CHAPTER 4 PRACTICE EXAM QUESTIONS
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AIAF 3: Life Insurer Financial Statements (Questions + Answers) Solved
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Two unique life insurer asset accounts - Answer--Policy Loans: Required by all states; loan by an 
insurer to a PH with the cash value of the PH life ins policy as collateral. Upon policy termination, the 
unpaid balance is subtracted from the policy benefit 
-Separate accounts: Established solely to enable variable insurance product owners to participate 
directly in the account's investment performance 
T or F: Mortgage loans are usually a larger asset for life insurers than PC insurers - Ans...
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AIAF 114 CHAPTER 2 PRACTICE EXAM
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AIAF 114 CHAPTER 2 PRACTICE EXAM
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AIAF 114- Chapter 5 Practice Exam | Actual Exam Questions | 100% Correct Answers | Verified 2024 Version
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AIAF 114- Chapter 5 Practice Exam | 
Actual Exam Questions | 100% Correct 
Answers | Verified 2024 Version
And that's how you make extra money
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AIAF 4: PC Premium Accounting Questions And Answers Already Graded A+
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The method most commonly used by PC insurers to recognize premium is - Answer--deferralmatching 
Deferral-Matching: Any prem charged on a policy before its effective date will be: - Answer--Deferred 
and not recognized as written premium until the effective date 
Deferral-Matching: Prem rev for a particular policy during a particular period equals: - Answer--writ 
prem during the period + beg UEP less the ending unearned prem liab 
Deferral-Matching: Actual Premium billing process - Answer--If t...
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AIAF 114 UPDATED Test Questions and 100% CORRECT Answers
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An estimate of the amount of money the insurer expects to pay in the future for losses that 
have already occurred and been reported, but are not yet settled. Loss reserve 
The expense that an insurer incurs to investigate, defend, and settle claims according to the 
terms specified in the insurance policy. Loss adjustment expense (LAE) 
The expense an insurer incurs to investigate, defend, and settle claims that are associated with 
a specific claim. Allocated loss adjustment expense (ALAE) ...
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AIAF 114- Chapter 5 Practice Exam Questions With 100% Correct Answers.
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When accounting for accident-year losses for year 20X6, which one of the following would be 
included? - Answer-A reserve change in 20X7 for a loss that occurred in 20X6 
Correct. When accounting for accident-year losses for year 20X6, a reserve change in 20X7 for a loss 
that occurred in 20X6 would be included. An accident-year method aggregates incurred losses for a 
given period (such as twelve months) using all incurred losses for insured events that occurred 
during that period. Any losses ...
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AIAF 114 - Chapter 4 Practice Exam Questions With Correct Answers!!
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Some premium payment plans may include additional payments that exceed the amount required if 
the premium was paid in full at the policy inception. Such additional payments that are a function of 
the amount of premium payment are treated under U.S. regulatory accounting as - Answer-Finance 
charges. 
Under U.S. regulatory accounting, the liability for extended reporting endorsements covering a 
definite period into the future is recorded as - Answer-Unearned premium reserves 
Retrospective pre...
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AIAF 114 - Chapter 4 Practice Exam Questions and answers | 2024/25
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AIAF 114 - Chapter 4 Practice Exam Questions and answers | 2024/25
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