Borrowers Study guides, Class notes & Summaries
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![RECA Fundamentals of Mortgage Brokerage 2023 Exam](/docpics/3082456/64b6407b6a7eb_3082456_121_171.jpeg)
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RECA Fundamentals of Mortgage Brokerage 2023 Exam
- Exam (elaborations) • 41 pages • 2023
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Which of the following is part of RECA's commitment to consumer protection? - AnswerWhat are some benefits that mortgage brokerage trade associations offer their 
members? - Answer- Licensing Standards for mortgage industry members 
Which entity has the authority to amend the Act? - Answer- Provincial Legislators 
Which of the following represents an accountability mechanism that RECA must comply 
with under the Act? - Answer- Previous Fiscal year 
In addition to mortgage brokerage trade associ...
![CMCP CHAPTER 5 EXAM 2024 WITH 100% CORRECT ANSWERS a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest - correct answer Credit a system used by l](/docpics/5235967/663bdcdb234e0_5235967_121_171.jpeg)
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CMCP CHAPTER 5 EXAM 2024 WITH 100% CORRECT ANSWERS a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest - correct answer Credit a system used by l
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CMCP CHAPTER 5 EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest - correct answer Credit 
 
a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan - correct answer five Cs of credit 
 
What are the five Cs of credit - correct answer character, ...
![45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+](/docpics/4812608/65fd9847941b8_4812608_121_171.jpeg)
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45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+
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45 Hour Post License Florida Exam with veried questions & 100% correct answers latest 2024 update graded A+ 
The __________ prohibits discrimination based on race in the purchase, sale, or lease of real property. - ANSWER>>>Civil Rights Act of 1866 
Fair housing laws prohibit ______, ________, and _________. - ANSWER>>>Steering or Channeling, Blockbusting, Redlining 
absentee owners - ANSWER>>>owners who buy income property as investments and depend on professionals to...
![Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders](/docpics/3501510/651205f34e570_3501510_121_171.jpeg)
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Test Bank Of Financial Institutions Management A Risk Management Approach 9th Edition by Saunders
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Chapter 03 
Financial Services: Finance Companies 
 
 
 True / False Questions 
1. Finance companies differ from banks in that they do not accept deposits. TRUE 
 
2. Finance companies have been among the slowest growing FI groups in recent years. FALSE 
 
3. General Electric Capital Corporation (GECC) provides services to more than 15 million businesses and consumer is Asia alone. TRUE 
 
4. In 2008, GE Capital Corporation accounted for approximately 50 percent...
![SOMB II Practice Test | questions and answers with complete solution](/docpics/3541808/651abd3bcd00d_3541808_121_171.jpeg)
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SOMB II Practice Test | questions and answers with complete solution
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SOMB II Practice Test | questions and answers with complete solution 
 
When refinances as a percentage of total originations rise, does profitability at large banks tend to rise or to fall? - Fall 
What are the top three Mortgage lender's main sources of income? - - Fees negotiated at origination 
- Gain on sale 
- Interest Income 
Interest income earned at the note rate from the date a loan closes until it is sold belongs to? - The lender 
Which type of loan sale generates the most revenue...
![Aceable Agent Texas Real Estate Principles I questions and answers](/docpics/3370107/64f60dd1138c7_3370107_121_171.jpeg)
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Aceable Agent Texas Real Estate Principles I questions and answers
- Exam (elaborations) • 5 pages • 2023 Popular
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Broker's Price Opinion (BPO) 
A broker's price opinion is the process used by a hired sales agent to determine the potential selling price or estimated value of a real estate property 
 
 
 
Closing 
The completion of a real estate transaction in which the buyer receives ownership and the seller receives the contract amount 
 
 
 
Comparative Market Analysis (CMA) 
A report comparing the prices of sold homes that are similar to the subject property (called comparables), created by a license ho...
![NSA Notary correct answers 100% rated](/docpics/2968193/6499ef888028a_2968193_121_171.jpeg)
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NSA Notary correct answers 100% rated
- Exam (elaborations) • 5 pages • 2023
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NSA Notary correct answers 100% rated 
A Notary Signing Agent has been providing signing services with no incidents for over 10 years without having undergone a background screening. Therefore he or she: 
Must still obtain and pass a background screening 
 
 
 
A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all the documents in a loan package. When meeting with the borrower, the Notary Signing Agent may now: 
Present and state the general purp...
![C214 WGU Financial Management End of Section Questions](/docpics/63c4b941530ca_2260983.jpg)
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C214 WGU Financial Management End of Section Questions
- Exam (elaborations) • 283 pages • 2023
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C214 WGU Financial Management End of Section EXAM 
 
 
Economics is a subfield of Finance (t/f) 1.1 - CORRECT ANSWERF. Finance is a subfield of Economics. (right answer) 
 
Which of the following is not an example of firm capital? 1.1 - CORRECT ANSWERFinancial markets 
 
Which of the following are examples of firm capital? 1.1 - CORRECT ANSWERCash, Labor, Machinery 
 
Capital is defined as a financial asset. (t/f) 1.1 - CORRECT ANSWERT. Capital is defined as a financial asset. 
 
Corporate finan...
![RECA Fundamentals Exam Questions and Answers Already Passed](/docpics/63e62127a61c5_2356607.jpg)
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RECA Fundamentals Exam Questions and Answers Already Passed
- Exam (elaborations) • 34 pages • 2023
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RECA Fundamentals Exam Questions and Answers Already Passed 
Which of the following is NOT a RECA educational resource for industry professionals? Spatial Information System (Spin 2) 
Which entity has the authority to amend the Real Estate Act Provincial Legislature 
Which of the following measures the change in a cost of a fixed basket of goods and services purchased by families over a period of time Consumer Price Index (CPI) 
Which of the following will occur to the supply of a good when ther...
![W!SE Financial Literacy Certification Test questions and answers](/docpics/3408144/64fccc006f5e3_3408144_121_171.jpeg)
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W!SE Financial Literacy Certification Test questions and answers
- Exam (elaborations) • 17 pages • 2023
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Earned Income 
Income derived from active participation 
in a trade or business, including wages, salary, tips, 
commissions and bonuses. 
 
 
 
Unearned Income 
Any income that comes from investments and other sources unrelated to employment services. Examples: interest from a savings account, bond interest, alimony, and dividends from stock 
 
 
 
Exemptions (aka allowance) and how they work 
If you are not claimed as a dependent on another 
taxpayer's return, then you can claim one personal ...
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