C an insurable interest - Study guides, Class notes & Summaries
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LOMA 281 Module 4 | 174 Questions & Answers Solved 100% Correct!!
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Group Insurance - A method of providing life or health insurance coverage for a group of people 
under one insurance contract. 
commonly provide: 
- life insurance, medical expense insurance, disability insurance, and dental insurance coverage 
Master group insurance contract - An insurance contract that insures a number of people. 
Group insured - An individual covered by a group insurance policy. 
Group policyholder - The person or organization that decides what types of group insurance 
cover...
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Wyoming Producer License Test | Questions with 100% Correct Answers | Verified | Latest Update 2024
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Which of the following is most closely related to the concept of insurable interest? 
A. Loss valuation 
B. Indemnity 
C. Actual cash value 
D. Replacement cost - B. Indemnity 
An insured is indemnified to the degree of his insurable interest in the covered property. 
Replacement cost minus depreciation best defines 
A. actual cash value 
B. direct loss value 
C. insurable interest 
D. financial risk - A. actual cash value 
Actual cash value (ACV) is equal to replacement cost minus depreciation....
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MAC3703 Assignment 2 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED.
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Well-structured MAC3703 Assignment 2 (ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED. (DETAILED ANSWERS - DISTINCTION GUARANTEED!). . (DETAILED ANSWERS - DISTINCTI ON GUARANTEED!). QUESTION 1 (20 MARKS) 
DNF Waste & Environmental Services (DNF) is an Environmental Management and Waste Management Services Company that was created in 2008. It is one of the leading waste and environmental management service providers in South Africa. DNF is a 100% Black woman owned business and is a Level 1 Val...
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Texas Property and Casualty 2024 (All possible questions with 100% correct answers)
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A policy written through the NFIP will provide coverage for: 
 
A 
Extra expenses 
B 
Increased costs to comply with local floodplain management laws 
C 
Loss of use 
D 
Loss of business income correct answers Increased costs to comply with local floodplain management laws 
 
Who is responsible for paying premiums, and will receive any premiums that have to be returned? 
A An additional insured 
B Any insured 
C Any named insured 
D First named insured correct answers First named insured 
 
Gene...
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024 
1. A life insurance company is organized in Orlando where it maintains its home 
office. In Florida, the company is classified as a 
a. domestic company 
b. local company 
c. foreign company 
d. preferred company 
a 
2. With regard to life insurance, all of the following statements are correct 
EXCEPT 
a. all individuals are considered to have insurable interests i...
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NEW HAMPSHIRE ADJUSTER EXAM PREP: SERIES 12-75 QUESTIONS WITH CORRECT UPDATED ANSWERS GRADED A++
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NEW HAMPSHIRE ADJUSTER EXAM PREP: SERIES 12-75 QUESTIONS WITH CORRECT UPDATED ANSWERS GRADED A++ 
 
 
Which of the following best defines "insured"? 
 
A. Transfer of the risk of financial loss from one party to another 
B. A legally binding contract in which the insurance company agrees to pay for specified losses in exchange for premiums 
C. An individual or organization that pays premiums in exchange for financial protection 
D. A company, group, or government agency offering financial prot...
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LML4805 PORTFOLIO MEMO - MAY/JUNE 2023 - SEMESTER 1 - UNISA - (DETAILED MEMO- DISTINCTION GUARANTEED)
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LML4805 PORTFOLIO MEMO - MAY/JUNE 2023 - SEMESTER 1 - UNISA - (DETAILED MEMO- DISTINCTION GUARANTEED) 
 
Question 1 
 
(a) Distinguish between the essential features of an insurance contract and the general requirements of a valid contract; then address the consequences if any of these are absent. 
In your answer, also mention one example of an essential feature of an insurance contract and one example of a validity general requirement of a contract. (5) 
(b) Describe any two informal risk-sprea...
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Florida Claims Adjuster Exam 206 Questions with 100% Correct Answers 33 Pages
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Correct Answer -D. All listed interests Remember that the insurer is not 
responsible to know the degrees of interest. In the event of a loss, one payment is made by 
the insurer and it is up to the additional in...
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MAC3703 Assignment 2 (DETAILED ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED
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MAC3703 Assignment 2 (DETAILED ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED Answers, guidelines, workings and referencesQUESTION 1 (20 MARKS) 
DNF Waste & Environmental Services (DNF) is an Environmental Management and Waste Management Services Company that was created in 2008. It is one of the leading waste and environmental management service providers in South Africa. DNF is a 100% Black woman owned business and is a Level 1 Value Added S...
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CEBS - GBA Practice Exam 1 Questions and Answers
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CEBS - GBA Practice Exam 1 Questions and Answers 
 
1. Which of the following statements correctly describes 
minimum require- ments that group benefit plans typically 
must meet in order to be prospec- tively rated on contract 
renewal?: The more unpredictable the event that will trigger a 
claim, the larger the minimum group size and premium 
requirements 
 
2. Which of the following statements correctly describes the 
term graduation as it applies to mortality tables?: It is a 
mathematica...
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