Hud - Study guides, Class notes & Summaries
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HUD Housing Counselor Certification Practice
- Exam (elaborations) • 27 pages • 2023
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What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% 
 
Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% 
 
Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price 
 
The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an 
FHA mortgage? - Answer- 1.7...
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HUD Certification Exam Questions And Answers 2023
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Deed Restrictions - Answer- Legally enforceable terms that govern the use of real estate 
 
Redlining - Answer- The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
 
Civil Rights Act of 1968 - Answer- Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which pr...
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HECM Test Study Guide
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HECM Test Study Guide 
 
A Counseling Agency's failure to follow all basic requirements required by HUD could result in 
which of the following: 
A. Termination of agency's HUD approval 
B. Suspension of agency's HUD approval 
C. Forfeiture of remaining federal grant funds 
D. Fines and or imprisonment 
E. a , b , and c 
F. all of the above - E. 
 
Termination of agency's HUD approval 
Suspension of agency's HUD approval 
Forfeiture of remaining federal grant funds 
 
T/F A counseling agenc...
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HUD Certification TESTS COMPILATION BUNDLE
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HUD Certification TESTS COMPILATION BUNDLE
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Illinois Lead Risk Assessor Guide exam with 100% correct answers
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Water Lead Action Level correct answers5 ppb 
 
Soil High Contact Area Action Level correct answers400 ppm 
 
Soil General Action Level correct answers1200 ppm 
 
Soil Abatement Level correct answers5000 ppm 
 
Soil IDPH Regulatory Level correct answers1000 ppm 
 
Paint Chip - HUD hazard level correct answers5000 ppm or 0.5% Lead by weight 
 
Consumer Product Safety Commission (CPSC) - Regarding Lead correct answersBanned new paint containing more than 90 ppm (or 0.009%) lead for residential use...
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HUD Practice Exam (92 Questions & Answers)
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HUD Practice Exam (92 Questions & Answers)
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HUD Certification Questions and Answers 100% Pass
- Exam (elaborations) • 43 pages • 2023
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HUD Certification Questions and Answers 100% Pass 
Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets Current lease Pay stub 
A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? 
Find a second job 
Bo...
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Ohio Lead Abatement contractor test questions and answers
- Exam (elaborations) • 7 pages • 2024
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PPb 
parts per billion 
PEL 
permissible exposure limits: developed by OSHA to indicate the max airborne concentration of a contaminant to which an employee may be exposed over the duration specified by the type of PEL. 
Ug 
microgram 
30 ug 
The level of action 
Hud recommends temporary relocation of residence for jobs lasting more than? 
5 conservative days 
When dust and debris spread beyond blank feet follow high dust methods 
6 feet 
Post warning signs on the building and at a blank perimet...
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HUD Certification Exam Questions and Answers Already Passed
- Exam (elaborations) • 19 pages • 2023
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HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate 
Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piec...
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HUD Housing Counseling Certification Exam 2023 Questions and Answers 100% Verified Graded A+
- Exam (elaborations) • 11 pages • 2023
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Which document should the counselor review with the client to identify spending habits and track expenses? 
 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer Bank Statement 
 
Which additional information would the housing counselor need to prepare a household budget for this client? 
 
A. Net Income 
B. Lease Documentation 
C. Credit Score 
D. Bankruptcy Discharge - Correct Answer Net Income 
 
Which item in the client's budget is a fixed expense? 
 
A. Food ...
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