Lenders Study guides, Class notes & Summaries
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Illinois Real Estate Broker PSI Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024
- Exam (elaborations) • 12 pages • 2024
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A licensee was showing property in an eight-unit complex to a prospective tenant using a motorized 
wheelchair. The tenant wanted to rent a unit, install grab bars in the bathroom, and lower all the door 
handles. The landlord... - Must allow the tenant to make the modifications at the tenants expense, 
but can require, by the terms of the lease, restoration of the property 
Which of the following is the best description of a fee simple estate? - The most complete ownership 
in property that one...
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Florida Real Estate Exam TEST Questions WITH 100% Correct Answers LATEST UPDATE 2023/2024
- Exam (elaborations) • 51 pages • 2023
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Florida Real Estate Exam TEST 
Questions WITH 100% Correct 
Answers LATEST UPDATE 
2023/2024 
Binder deposit shows up as what on closing statement? - ANSWER Credit to buyer 
Which of the following is true about leverage? - ANSWER Leverage is the use of 
borrowed funds to purchase assets. 
Which of the following liens would take priority? - ANSWER A property tax lien 
In which of the following theories of mortgage lending does the borrower not retain 
ownership of the property during the loan ...
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NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024
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A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. 
What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial 
hardship)? - Wednesday, Jan. 6 
Who manages the National Do Not Call Registry? - Federal Trade Commission 
What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - 
FCRA 
What is not prohibited to be included in the loan terms for HOEPA covered i...
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WALL STREET PREP EXAM (ACCOUNTING CRASH COURSE) QUESTIONS AND CORRECT ANSWERS 2024/2025.
- Exam (elaborations) • 30 pages • 2024
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WALL STREET PREP EXAM 
(ACCOUNTING CRASH COURSE) 
QUESTIONS AND CORRECT 
ANSWERS 2024/2025. 
2 / 30 
m the federal 
ations 
ompanies 
he securities 
EC 
Financial 
1. What is Accounting?: Accounting is the language of business; it is a standard set of rules for measuring a 
company's financial performance. 
Assessing a company's financial performance is important for: The firm's officers (managers 
and employees) 
Investors Lenders 
General public 
Standard financial statements serve as a "y...
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Gold Coast Final Exam 2023 Questions and Answers 100% Correct
- Exam (elaborations) • 5 pages • 2023
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Gold Coast Final Exam 2023 Questions and Answers 100% CorrectGold Coast Final Exam 2023 Questions and Answers 100% CorrectGold Coast Final Exam 2023 Questions and Answers 100% Correct 
 
What is the form you sign that says you will pay the loan back ? - ANSWER-promissory note 
 
What is the post licensing grace period after first expiration ? - ANSWER-none 
 
Deposits is a form of... - ANSWER-valuable consideration 
 
Physical land and improvements - ANSWER-real property 
 
Is it a violation if ...
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Principles of Real Estate 2 Champion Exam With 100% Correct Answers 2024
- Exam (elaborations) • 28 pages • 2024
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Principles of Real Estate 2 Champion Exam 
With 100% Correct Answers 2024 
What does D.U.S.T. stand for? - answerDemand, Utility, Scarcity, Transferability 
the percentage of value or sales price that a lender is willing to finance - answerLoan to 
Value Ratio (LTV) 
the value of a property is equal to the sum of the contributory value of each of its component 
parts. - answerprinciple of contribution 
the forces acting on a parcel of land are always affecting the value of the land - 
answerPRIN...
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CFCI Study Guide 2024 with Complete Solutions
- Exam (elaborations) • 39 pages • 2024
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CFCI Study Guide 2024 with Complete Solutions 
Fraud - Answer- "Any illegal acts characterized by deceit, concealment, or violation of 
trust. These acts are not dependent upon the perpetrated by individuals and 
organizations to obtain money, property, or services; to avoid payment or loss of 
services; or to secure personal or business ad-vantage." 
Main types of fraud - Answer- Internal Fraud and External Fraud 
Internal Fraud - Answer- Activities that may be criminal, committed within an 
...
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Florida 3-20 Public Adjusters State Exam (Set 1)| 140 QUESTIONS| 11 PAGES
- Exam (elaborations) • 11 pages • 2022
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The insurer and insured agree to a specific value of insured item Correct Answer: Agreed Value Policies 
 
Someone who has care, custody or control of another's property Correct Answer: Bailee 
 
Claim filed by policy holder against his _ Correct Answer: First Party Claim 
 
When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to someone. Can be held liable for the injury i.e. Firearm or DWI Correct Answer: Negligent Entrust...
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Florida Real Estate Exam TEST Questions WITH 100% Correct Answers LATEST UPDATE 2023/2024
- Exam (elaborations) • 51 pages • 2023
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Florida Real Estate Exam TEST 
Questions WITH 100% Correct 
Answers LATEST UPDATE 
2023/2024 
Binder deposit shows up as what on closing statement? - ANSWER Credit to buyer 
Which of the following is true about leverage? - ANSWER Leverage is the use of 
borrowed funds to purchase assets. 
Which of the following liens would take priority? - ANSWER A property tax lien 
In which of the following theories of mortgage lending does the borrower not retain 
ownership of the property during the loan ...
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Texas Real Estate Finance Final Exam Questions And Answers
- Exam (elaborations) • 9 pages • 2023
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Why do lenders collect reserve funds at the property closing? 
 
A) To get a higher yield in their investment 
B) To be sure money will be available for tax and insurance purposes 
C) To have extra money that will accrue interest 
D) To hedge against increases in taxes or insurance premiums - Answer- B) To be sure money will be available for tax and insurance payments 
 
The cost recovery period for land improvements is how long? 
A) 15 years 
B) 25 years 
C) 27.5 years 
D) 30 years - Answer- A)...
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