Liberalization - Study guides, Class notes & Summaries
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California Commercial Insurance Exam Questions and Answers 100% Pass
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California Commercial Insurance Exam 
Questions and Answers 100% Pass 
What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting 
of several different documents, none of which by itself forms a complete contract. 
What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial 
Package Policy is a modular policy that combines different forms and more than one 
line of coverage. 
What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a lo...
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State Farm Property exam | Questions and Answers Graded A+ Latest 2024/2025
- Exam (elaborations) • 39 pages • 2024
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State Farm Property xam | Questions and 
Answers Graded A+ Latest 2024/2025 
control of property - CORRECT ANSWER protects against negligent acts of noninsureds 
other insurance - CORRECT ANSWER concerns property that is insured by more 
than one policy 
legal action against an insurer - CORRECT ANSWER says when an insured my 
sue the insurer 
subrogation - CORRECT ANSWER insurer can sue third parties for damages to 
the insured 
liberalization - CORRECT ANSWER when an insurer increases its...
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State Farm Property exam | Questions and Answers Graded A+ Latest 2024/2025
- Exam (elaborations) • 39 pages • 2024
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State Farm Property xam | Questions and 
Answers Graded A+ Latest 2024/2025 
control of property - CORRECT ANSWER protects against negligent acts of noninsureds 
other insurance - CORRECT ANSWER concerns property that is insured by more 
than one policy 
legal action against an insurer - CORRECT ANSWER says when an insured my 
sue the insurer 
subrogation - CORRECT ANSWER insurer can sue third parties for damages to 
the insured 
liberalization - CORRECT ANSWER when an insurer increases its...
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2024 FLORIDA CLAIMS ADJUSTER EXAM | 206 QUESTIONS WITH 100%
- Exam (elaborations) • 37 pages • 2024
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1.	Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A.	The first mortgagee, ABC 
B.	The Insured 
C.	Jointly to ABC and XYZ 
D.	All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on working ...
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Adjuster Pro - Insurance Adjusting Exam Questions Reviewed And Revised With Correct Answers <Guarantee Pass |Updated!!>
- Exam (elaborations) • 118 pages • 2024
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Adjuster Pro - Insurance Adjusting 
Exam Questions Reviewed And 
Revised With Correct Answers 
<Guarantee Pass |Updated!!> 
1) Ron works from home. After a kitchen fire renders his home 
uninhabitable, he is forced to rent an apartment in town while 
the repairs are made. Which type of coverage could help Ron 
pay the cost of renting the apartment? 
A. Coverage B - Other Structures 
B. Coverage A - Dwelling 
C. None 
D. Coverage D - Loss of Use - ANSWER 
D 
2) John's hom...
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Florida Claims Adjuster Exam 2024 (A+ GRADED)
- Exam (elaborations) • 32 pages • 2024
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests correct answers D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests...
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6-20 Claims Adjuster Questions and Answers Graded A+
- Exam (elaborations) • 47 pages • 2024
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6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
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FLORIDA 2-20 EXAM | 837 TEST BANK ACTUAL QUESTIONS AND ANSWERS 100% CORRECT | LATEST UPDATE 2024 {WELL ILLUSTRATED}
- Exam (elaborations) • 201 pages • 2024
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FLORIDA 2-20 EXAM | 837 TEST BANK ACTUAL QUESTIONS AND ANSWERS 100% CORRECT | LATEST UPDATE 2024 {WELL ILLUSTRATED} 
1.If someone would suffer economic loss from damage to their property, they have: 
A: a subrogation right 
B: a proximate cause 
C: an insurable interest 
D: a contingent claim 
C: an insurable interest 
 
 
 
2. A convenience used to provide temporary insurance is called: 
A - Insurance 
B - binder 
C- property coverage 
D- liability coverage 
B - binder 
 
 
 
3. The failure of ...
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California property and casualty exam questions and answers graded A
- Exam (elaborations) • 86 pages • 2022
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alifornia property and casualty exam questions and answers graded A The process where by a mutul insurer becomes a stock company is called Demutalization 
The process whereby a stock company a mutal insurer is called Mutalization 
The provision in a property policy which states that the insured has been paid up to their insurable interest is Valuation clause 
The part of the policy that states the amout of coverage the insured property policy period is Declaration 
Part of the policy that establ...
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