Homogenous Study guides, Class notes & Summaries
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LIFE & HEALTH INSURANCE EXAM
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Insurance - Answer-transfer of risk 
 
Speculative risk - Answer-has a possibility of both loss and gain 
 
Pure risk - Answer-only has a possibility of loss (no gain) 
 
Exposure - Answer-risks for which an insurance company would be liable 
 
expressed in units 
 
Peril - Answer-cause of a loss 
 
Hazard - Answer-an increase in the chance of loss 
 
Moral hazard - Answer-arise from people's character (faking a loss) 
 
Morale hazard - Answer-state of mind or careless attitude (accidentally le...
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Global Politics Latest Update 100% Pass
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Global Politics Latest Update 100% Pass 
 
Sovereign Recognised ability to exercise power over a territory with defined borders. 
 
Power The ability of one global actor to influence the actions of another global actor. 
 
NGOs Specialised organisations, agencies and groups committed to promoting a range of 
issues. They are independent from government influence, working as a group of individuals from 
around the world as a moderating influence on government behaviour. 
 
International Relations...
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NST1501 Assignment 3 (COMPLETE ANSWERS) 2024
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NST1501 Assignment 3 (COMPLETE ANSWERS) 2024 - June 2024; 100% TRUSTED workings, explanations and solutions. for assistance Whats-App 0.6.7..1.7.1..1.7.3.9 .......... QUESTION 1 
1.1 
Define the following terms: 
1.1.1 
Solvent 
1.1.2 
Matter (4) 
1.2 Give an example of a heterogenous mixture. (2) 
1.3 Identify 2 different ways of separating homogenous mixtures (4) 
1.4 State the three different states of matter. (3) 
1.5 Identify the process: 
1.5.1 Change of state from liquid to solid 
1.5.2...
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Life & Health Insurance Exam (Answered) With Complete Solution 100% Rated
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Life & Health Insurance Exam (Answered) With Complete Solution 100% Rated 
 
Insurance 
transfer of risk 
Speculative risk 
has a possibility of both loss and gain 
Pure risk 
only has a possibility of loss (no gain) 
Exposure 
risks for which an insurance company would be liable 
 
expressed in units 
Peril 
cause of a loss 
Hazard 
an increase in the chance of loss 
Moral hazard 
arise from people's character (faking a loss) 
Morale hazard 
state of mind or careless attitude (accidentally lea...
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CHM 1045 Final Exam Questions & Answers 2024/2025
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CHM 1045 Final Exam Questions & Answers 2024/2025 
 
 
chemistry - ANSWERSthe study of matter, its composition, its properties, and its interactions 
 
macroscopic properties - ANSWERSlength, mass, visible properties 
 
microscopic properties - ANSWERSproperties we can't see; need methods of indirect measurement 
 
scientific method - ANSWERSobservations, hypothesis, testing/collecting data, draw conclusions 
 
theory - ANSWERSdevelops as people around the world independently consistently find ...
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OCR A Level Economics ALL SOLUTION LATEST 2023 EDITION GUARANTEED GRADE A+
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normative statement 
an opinion that cannot be confirmed by referencing facts 
positive statement 
a statement that can be proved by referencing facts 
why are economic models used? 
theories cannot be tested in a controlled environment 
the basic economic problem 
scarcity - consumer wants are always greater than available resources 
opportunity cost 
the next best alternative foregone 
factors of production 
resources used by a firm in production 
list and define the factors of production 
lab...
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COM2603 EXAM PACK 2023
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ctober/November 2021 
Examination session: Super semester 
COM2603 
Intercultural, development and health communication 
80 marks 
Duration: 3 hours 
This paper consists of 4 pages. 
Instructions: 
• Aim to answer all the questions in the examination paper. 
• Please number all your answer pages. 
• Please number all your questions exactly as per the numbering in the 
examination question paper. 
• It is compulsory to answer ALL three sections in this examination paper 
(Sect...
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Texas all lines adjusters license exam study questions & answers 2024/2025
- Exam (elaborations) • 14 pages • 2024
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Texas all lines adjusters license exam study questions & answers 2024/2025 
 
 
Risk - ANSWERSUncertainty 
 
Types of risk - ANSWERSPure vs speculative 
Pure not insured 
 
Peril - ANSWERSCause of loss- open vs named 
 
Hazard - ANSWERSTypes- physical , moral , morale 
 
Indemnity - ANSWERSNo gain 
 
Subrogation - ANSWERSInsurance sues at fault party 
 
Fiduciary - ANSWERSResponsible for property of others 
 
Waiver - ANSWERSInsurance company voluntarily gives up a policy right 
 
Warranty - AN...
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GED Science Exam Questions 2024.
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GED Science Exam Questions 2024.Abiogenesis - ANSWER Belief that livings things may develop from lifeless matter 
 
Acid - ANSWER A compound that In water produces hydrogen ions, usually tastes sour, a pH less than 7 
 
Acid rain - ANSWER rain containing acids that form in the atmosphere when industrial gas emissions (especially sulfur dioxide and nitrogen oxides) combine with water 
 
Alloy - ANSWER Homogenous mixture composed of two or more metals 
 
Amoeba - ANSWER A type of Protozoan that ha...
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BPT1501 Assignment 7 Portfolio 2023 (Answers)
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BPT1501 Assignment 7 Portfolio 2023 (Answers) 
 
South Africa: Broken And Unequal Education 
Perpetuating Poverty And Inequality 
 
The South African education system, characterised by crumbling infrastructure, 
overcrowded classrooms and relatively poor educational outcomes, is perpetuating 
inequality and as a result failing too many of its children, with the poor hardest hit, 
according to a new report published by Amnesty International on Tuesday. 
Broken and Unequal: The State of Edu...
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