Insurance policy - Study guides, Class notes & Summaries
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LML4805 Assignment 2 (COMPLETE ANSWERS) Semester 1 2024 - DUE 26 April 2024
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LML4805 Assignment 2 (COMPLETE ANSWERS) Semester 1 2024 - DUE 26 April 2024 ;100% TRUSTED workings, explanations and solutions. for assistance Whats-App.......0.6.7..1.7.1..1.7.3.9.....Question 1: 
Briefly set out the legal principles established or confirmed in Littlejohn v Norwich Union Fire Insurance Society 1905 TH 374 (2) in relation to insurable interest over property belonging to a spouse. 
Also provide a brief summary of the facts of the case. (5) 
Question 2: 
Lentumetse Padi takes out ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
- Exam (elaborations) • 20 pages • 2023
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
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West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance 
 
Courses are approvedfor continu...
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Alpha Phi Alpha risk management | 71 Questions and Answers(A+ Solution guide)
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he policy that governs expectations regarding behavior is the - Personal conduct policy 
An effective risk management policy has three components. - Personal Responsibility, Education, 
Prevention 
The guidelines regarding the use of communications tools are contained in the. - Electronic Media 
Usage Policy 
Who is responsible for implementing risk management protocols? - Brothers 
What is are elements of a viable risk management policy - Checks and balances 
Regional Risk ManagementOfficers ar...
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Michigan life insurance state exam answer key Correct 100%
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Which is TRUE regarding the annuitant, when the annuitant is NOT the policy owner? 
 
1. The annuitant has the right to name the beneficiary 
 
2. The annuitant is the person paying the premiums 
 
3. The cash value is available to the annuitant for withdrawals 
 
4. Annuity payments will be based on the annuitants life expectancy - ANSWER Annuity payments will be based on the annuitants life expectancy 
 
Signing an applicants name for insurance is known as...? 
1. Concealment 
 
2. Defamation...
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
- Exam (elaborations) • 15 pages • 2024
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed 
Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. 
Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. 
Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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