Ohio life and health - Study guides, Class notes & Summaries
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Life and Health Insurance - Ohio Licensing Exam 100% Pass
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Life and Health Insurance - Ohio Licensing Exam 100% Pass 
Absolute Assignment - Answer ️️ -The assignment by the policy owner of all control and rights 
to a third party. This differs from collateral assignment, which allows all the rights and control to 
revert to the owner once a loan is paid off 
Accident - Answer ️️ -A fortuitous event; unforeseen and unintended 
Accidental Death Insurance - Answer ️️ -A form of health insurance that provides payment if 
death of the insured res...
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OHIO LIFE AND HEALTH PRACTICE EXAM REVIEW QUESTIONS AND ANSWERS, RATED A+/
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OHIO LIFE AND HEALTH PRACTICE EXAM REVIEW 
QUESTIONS AND ANSWERS, RATED A+/ 
An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured 
incurs $25,000 of covered losses. How much will the insured have to pay? 
$500 
$5,000 
$5,400 
$5,600 - -$5,000 
Which of these is NOT subject to income taxation under Modified Endowment Contract (MEC) 
Loan against the cash value 
Policy withdrawal 
Policy Dividend 
Death Benefit - -Death benefit 
An indemnity p...
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1 OHIO LIFE AND HEALTH EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+
- Exam (elaborations) • 18 pages • 2024
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1 OHIO LIFE AND HEALTH EXAM REVIEW QUESTIONS AND 
ANSWERS, GRADED A+ 
Confidentiality of health information (as stated by Ohio HIC laws) applies to information supplied by - 
-Both by the covered individual and by providers 
An agent has committed an insurance crime that violates US CODE 1033 (interstate commerce). Who 
would be responsible for the prosecution of this crime - -US attorney general 
A nonparticipating policy will - -not pay dividend 
What is the elimination period of an individu...
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Ohio Life and Health Practice Exam Questions and Correct Answers 100% 2024
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Ohio Life and Health Practice Exam 
Questions and Correct Answers 100% 
2024 
An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 
coinsurance. The insured incurs $25,000 of covered losses. How much will the insured 
have to pay? 
$500 
$5,000 
$5,400 
$5,600 - CORRECT ANSWER-$5,000 
Which of these is NOT subject to income taxation under Modified Endowment Contract 
(MEC) 
Loan against the cash value 
Policy withdrawal 
Policy Dividend 
Death Benefit - CORRECT ANS...
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1 OHIO LIFE AND HEALTH STATE EXAM REVIEW QUESTIONS AND ANSWERS/ VERIFIED/
- Exam (elaborations) • 19 pages • 2024
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1 OHIO LIFE AND HEALTH STATE EXAM REVIEW 
QUESTIONS AND ANSWERS/ VERIFIED/ 
Continued coverage under COBRA would be provided to all of the following EXCEPT: - -D) a covered 
employee is terminated for gross misconduct 
a life insurance policy-owner is allowed ___ days upon policy delivery to return the policy for a full 
premium refund. - -10 
an insurance agent agrees to pay the first monthly premium for an insurance applicant. This is called - 
-Rebate 
a life insurance company has transferr...
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Ohio Life and Health Final Exam 2024 with 100% Correct Answers
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Ohio Life and Health Final Exam 2024 with 100% Correct Answers
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Life and Health Insurance - Ohio Licensing Exam Correct 100%
- Exam (elaborations) • 22 pages • 2024
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Absolute Assignment - ANSWER The assignment by the policy owner of all control and rights to a third party. This differs from collateral assignment, which allows all the rights and control to revert to the owner once a loan is paid off 
 
Accident - ANSWER A fortuitous event; unforeseen and unintended 
 
Accidental Death Insurance - ANSWER A form of health insurance that provides payment if death of the insured results from accident. Accidental death insurance is often combined with dismembermen...
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1 XCEL OHIO LIFE AND HEALTH EXAM STUDY QUESTIONS AND ANSWERS, 100% ACCURATE, RATED A+
- Exam (elaborations) • 21 pages • 2024
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1 XCEL OHIO LIFE AND HEALTH EXAM STUDY QUESTIONS AND 
ANSWERS, 100% ACCURATE, RATED A+ 
completely and permanently disabled - -A waiver of premium rider allows an insured to waive 
premium payments if the insured is 
A paid premium - -Which of the following is an example of the insured's consideration? 
private duty nursing - -which of the following is NOT typically under "Hospital care" for most health 
insuring corporation 
10 - -A life insurance policyowner is allowed __ days upon polic...
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Life and Health Insurance - Ohio Licensing Exam Questions and answers latest update
- Exam (elaborations) • 37 pages • 2024
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Life and Health Insurance - Ohio Licensing Exam Questions and answers latest update
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Ohio Life and Health Practice Exam Questions and answers latest update
- Exam (elaborations) • 30 pages • 2024
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Ohio Life and Health Practice Exam Questions and answers latest update
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