Exclusions - Study guides, Class notes & Summaries
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3. Life Policy Riders, Provisions, Options and Exclusions UPDATED Actual Exam Questions and CORRECT Answers
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. Life Policy Riders, Provisions, Options 
and Exclusions UPDATED Actual Exam 
Questions and CORRECT Answers 
If a policy has an automatic premium loan provision, what happens if the insured dies before 
the loan is paid back? 
AThe policy beneficiary takes over the loan payments. 
BThe policy is rendered null and void. 
CThe balance of the loan will be taken out of the death benefit. 
DThe policy beneficiary receives the full death benefit. - CORRECT ANSWER- C.The 
balance of the loan will ...
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Texas Promulgated Contracts-CHAMPIONS Exam 2022-2023.
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Texas Promulgated Contracts-CHAMPIONS STUDY 2022-2023. 
The elements of a valid contract are, competent parties, consideration, legal subject matter, in writing, and ___________. 
 
(a) Default 
 
(b) Mutual consent 
 
(c) Property condition 
 
(d) Recording 
 
A(n) __________________ contract is defined as a contract that is binding on the parties, with one or more of the parties having contractual duties that have not yet been performed. 
 
(a) Executory 
 
(b) Executed 
 
(c) Bilatera...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM| 75 Questions with 100 % correct Answers | Verified | A+
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Under the misstatement of age or gender provision, what happens if it is determined at death that the 
insured's age or gender was misstated on a life insurance policy application? - Benefits are adjusted 
to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement 
of any loss covered by the policy, or as thereafter as is reasonably possible? - Notice of claim. 
When will a...
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CPCU 552|136 Questions with 100% Correct Answers | Updated | Guaranteed A+
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The term "you" is used throughout the Commercial General Liability Coverage Form. "You" is defined to include: - ️️The named insured shown in the declarations. 
 
Smart Endeavors, a retail clothing store, hired ABC Contractors to install a new air conditioning system in one of its stores. ABC misrouted some wires during the installation process, which caused the wires to overheat and caused a fire. The air conditioning unit had to be rewired, which cost $1,000. Smart Endeavors' building...
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CRCR EXAM MULTIPLE CHOICE EXAM 2023 WITH 100% CORRECT ANSWERS
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What are collection agency fees based on? 
A percentage of dollars collected 
 
 
 
Self-funded benefit plans may choose to coordinate benefits using the gender rule or what other rule? 
Birthday 
 
 
 
In what type of payment methodology is a lump sum or bundled payment negotiated between the payer and some or all providers? 
Case rates 
 
 
 
What customer service improvements might improve the patient accounts department? 
Holding staff accountable for customer service during performance revi...
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Pearson Vue National Health Insurance Practice Test | 51 Questions with 100 % Correct Answers | Verified
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An insurer must provide claim forms to an insured within a MAXIMUM of how many days after receiving 
notice of an Accident & Health claim? 
A. Five 
B. Fifteen 
C. Twenty 
D. Thirty - b 
Under a group health plan, an employer may offer additional benefits to classes of employees on the 
basis of all of the following factors EXCEPT: 
A. length of employment 
B. gender 
C. salary grade 
D. job category - b 
Which of the following statements is CORRECT about a Waiver of Premium provision in a Disab...
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CIP C12 - CH06 -Anatomy of a Property Policy_ Exclusions
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CIP C12 - CH06 -Anatomy of a Property Policy_ Exclusions
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Colorado Health Insurance Exam| Questions and Verified Answers| Grade A (2023/2024)
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Colorado Health Insurance Exam| Questions 
and Verified Answers| Grade A (2023/2024) 
 
QUESTION 
J has a physical impairment, attends school, and is incapable of self-sustaining employment and/ 
or self care. Which of the following statements is CORRECT about J's medical coverage under 
J's father's group plan? 
A. J's coverage ceases, but J may apply for group student coverage. 
 
B. J's coverage automatically discontinues at age twenty-six. 
 
C. J's coverage continues only as long ...
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CPCU 530 II Exam Questions with Correct Answers
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CPCU 530 II Exam Questions with Correct Answers 
What is an insurance contract? - Answer-A contract where the policyholder pays premiums and the insurer promises to cover losses. 
 
What are the five main parts of a common insurance contract? - Answer-Declarations page, definitions section, insuring agreement, exclusions, and conditions. 
 
What information is included in the declarations page of an insurance contract? - Answer-Address of insured property, deductibles, description of insured pro...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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