Insurer principal - Study guides, Class notes & Summaries
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Florida Life and Health Insurance practice questions | 373 Questions with 100 % Correct Answers | Verified
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Within how many days must a licensee notify the Department of Financial Services of a change in address? - 30 
 
All of the following entries are classified under the four principal areas of Florida insurance law EXCEPT... - An agent's commission 
 
Which of the following factors is NOT considered when the Department of Financial Services determines if an agent's home is an insurance agency? - The amount of premium collected at this location 
 
Florida requires that an insurance agent must com...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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How to Structure an Annuity Contract WebCE questions well answered graded A+
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How to Structure an Annuity Contract 
Which term refers to structured payouts that will liquidate an annuity's invested premiums and accumulated earnings over some period of time? - correct answer annuitization 
 
At Eileen's death, Winthrop received the death benefit payable under Eileen's annuity and chose to continue the contract in his name and continue to accrue tax-deferred accumulations. What was Winthrop's relation to Eileen? - correct answer He was her spouse. 
 
What kind of annui...
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New York Life Insurance Questions and Answers Already Passed
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New York Life Insurance Questions and Answers Already Passed Accelerated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's death is the result of an acc...
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PSI CA Property and Casualty Practice Exam 2023 Solved 100% Correct
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1 Can a lender, as a condition of making a loan, require that any insurance be placed through a particular insurance agent or broker? - ANSWER-The loan recipient may always select a particular agent or broker of their choosing 
 
2 A claimant can be any of the following EXCEPT - ANSWER-EXCEPT a person who is conducting an investigation of a claim on behalf of an insurer 
 
3 All of the following are to be specified in an insurance policy EXCEPT - ANSWER-EXCEPT the financial rating of the insured...
And that's how you make extra money
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NJ Life Producer Exam Correct answers latest update
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
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Florida Bail Bonds State Exam 2023-2024 Questions and Answers 100% Correct
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Florida Bail Bonds State Exam 2023-2024 Questions and Answers 100% CorrectFlorida Bail Bonds State Exam 2023-2024 Questions and Answers 100% CorrectFlorida Bail Bonds State Exam 2023-2024 Questions and Answers 100% CorrectAppeal bond - ANSWER-When defendants feel that a trial court has made a error or to harsh of a sentence. They notify the trial court of their appeal and file appeals with a higher court. 
 
Bail bond - ANSWER-Guarantee the defendant will appear each and every time he/she is ord...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+
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Segregated Funds & Annuities Mock Exam Latest Update Graded A+ Group Registered Retirement Savings Plan (GRRSP) GRRSPs offer investors a limited variety of investment choices, but they have lower fees compared with individual RRSPs. 
Cancellation of Segregated Fund Contract An investor may cancel or rescind the segregated fund contract in writing within the specific time limitation set by the insurer providing the contract. Two days is the usual length of time permitted. The investor receives th...
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RMIN 4000 Test 3 Brown Updated 2024 Solution Guide Graded A
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RMIN 4000 Test 3 Brown Updated 2024 Solution Guide Graded A 
Principal of Indemnity - insurer pays no more than actual amount of the loss; insurer should not profit from the loss
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